BayFirst Financial
(NASDAQ) BAFN
BayFirst Financial Financials at a Glance
Market Cap
$20.21M
Revenue (TTM)
$86.36M
Net Income (TTM)
-$28.28M
EPS (TTM)
-$7.23
P/E Ratio
-0.68
Dividend
$0.00
Beta (Volatility)
0.23 (Low)
Dividend
$0.00
Beta (Volatility)
0.23 (Low)
Price
$4.65
Volume
28,263.121
Open
$4.83
Price
$4.65
Volume
28,263.121
Open
$4.83
Previous Close
$4.92
Daily Range
$4.62 - $4.83
52-Week Range
$4.62 - $15.45
Estimated Earnings Date
Apr 30, 2026
Dividend
$0.00
Beta (Volatility)
0.23 (Low)
Price
$4.65
Volume
28,263.121
Open
$4.83
Previous Close
$4.92
Daily Range
$4.62 - $4.83
52-Week Range
$4.62 - $15.45
Estimated Earnings Date
Apr 30, 2026
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Get Access NowAbout BayFirst Financial
Industry
Banks
Sector
FinancialsEmployees
143
CEO
Thomas Gerard Zernick
Website
www.bayfirstfinancial.comHeadquarters
Saint Petersburg, FL 33701, US
BAFN Financials
Key Financial Metrics (TTM)
Gross Margin
32.26%
Operating Margin
-45.02%
Net Income Margin
-32.75%
Return on Equity
-30.79%
Return on Capital
-28.44%
Return on Assets
-2.36%
Earnings Yield
-1.47%
Dividend Yield
0.00%
Payout Ratio
-2.54%
Stock Overview
Market Cap
$20.21M
Shares Outstanding
4.11M
Volume
28.26K
Avg. Volume
42.39K
Financials (TTM)
Gross Profit
$27.86M
Operating Income
-$38.88M
EBITDA
-$31.17M
Operating Cash Flow
$207.93M
Capital Expenditure
-$234.00K
Free Cash Flow
$207.69M
Cash & ST Invst.
$6.85M
Total Debt
$20.58M
BayFirst Financial Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$17.44M
-38.6%
Gross Profit
$9.45M
-34.0%
Gross Margin
54.18%
N/A
Market Cap
$20.21M
N/A
Market Cap/Employee
$66.25K
N/A
Employees
305
N/A
Net Income
-$5.68M
-1595.5%
EBITDA
-$7.64M
-520.4%
Quarterly Fundamentals
Total Cash
$6.85M
-90.4%
Total Debt
$20.58M
-50.9%
Accounts Receivable
$7.68M
-16.1%
Inventory
$0.00
N/A
Long Term Debt
$20.58M
-50.9%
Short Term Debt
$0.00
N/A
Return on Assets
-2.36%
N/A
Return on Invested Capital
-3.26%
N/A
Free Cash Flow
-$3.21M
-104.3%
Operating Cash Flow
-$3.21M
-104.3%