BayCom(NASDAQ) BCML

BayCom helps small businesses and professionals get loans and manage money. The company runs United Business Bank to provide everyday banking services. These tools help local business owners grow and handle daily expenses.

How BayCom Helps Businesses Grow

• Real Estate Loans: Financing for commercial and multi-family buildings; serves both owners and investors.
• Business Capital: Loans for equipment and daily operations; includes government-backed Small Business Administration (SBA) programs.
• Banking Services: Checking, savings, and money market accounts; designed for small-to-mid-sized companies and professionals.
• Cash Management: Tools for moving and protecting money; covers wire transfers and fraud detection services.

Recent Deals and New Leaders

• Integrated the 2022 acquisition of Pacific Enterprise Bancorp to expand specialty lending programs for small businesses.
• Appointed a new chief executive officer and chief financial officer in April 2026.
• Expanded the physical network to 34 full-service banking branches across five western states by March 2026.

Lending Focus and Regional Reach

BayCom focuses its lending on commercial real estate and multifamily properties across the western United States. It also uses specialized state-guaranteed loan programs to support specific industries like California trucking.

Performance by the Numbers

• Net income hit $8.2 million in the first quarter of 2026, up 43.5% from the previous year.
• Total revenue reached $36.1 million in the first quarter of 2026, up 5.9% year-over-year.
• Operating income grew to $10.9 million in the first quarter of 2026, a 41.8% annual increase.
• Total assets reached $2.65 billion as of March 31, 2026, up from $2.59 billion in December 2025.

The Bottom Line

BayCom has evolved from a local lender into a regional bank through targeted acquisitions and commercial lending. Its recent leadership transition and focus on business clients support its long-term growth strategy.