Waterstone Financial

(NASDAQ) WSBF

Current Price$18.33

Market Cap$335.07M

Since IPO (2005)+226%

5 Year+24%

1 Year+52%

1 Month+3%

Waterstone Financial Financials at a Glance

Market Cap

$335.07M

Revenue (TTM)

$206.92M

Net Income (TTM)

$29.36M

EPS (TTM)

$1.66

P/E Ratio

11.17

Dividend

$0.62

Beta (Volatility)

0.54 (Low)

Dividend

$0.62

Beta (Volatility)

0.54 (Low)

Price

$18.33

Volume

912

Open

$18.46

Price

$18.33

Volume

912

Open

$18.46

Previous Close

$18.33

Daily Range

$18.28 - $18.54

52-Week Range

$12.49 - $18.88

Dividend

$0.62

Beta (Volatility)

0.54 (Low)

Price

$18.33

Volume

912

Open

$18.46

Previous Close

$18.33

Daily Range

$18.28 - $18.54

52-Week Range

$12.49 - $18.88

WSBF News

Waterstone Financial Boosts Q2 Profits

Motley Fool Markets TeamJul 25, 2025

The Pros and Cons of Smaller Bank Stocks

Bram BerkowitzAug 24, 2020

I’m Selling Waterstone Financial for Something Better

Jim RoyalJul 8, 2014

The Threat From Higher Mortgage Rates: Truth vs. Fiction

Matt KoppenhefferAug 11, 2013

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About Waterstone Financial

Industry

Diversified Financial Services

Sector

Financials

Employees

593

CEO

William F. Bruss

Website

www.wsbonline.com

Headquarters

Wauwatosa, WI 53226, US

WSBF Financials

Key Financial Metrics (TTM)

Gross Margin

72%

Operating Margin

18%

Net Income Margin

14%

Return on Equity

Return on Capital

Return on Assets

Earnings Yield

8.95%

Dividend Yield

3.34%

Payout Ratio

36.32%

Stock Overview

Market Cap

$335.07M

Shares Outstanding

18.05M

Volume

912

Avg. Volume

67.42K

Financials (TTM)

Gross Profit

$143.63M

Operating Income

$33.45M

EBITDA

$33.45M

Operating Cash Flow

$19.02M

Capital Expenditure

$1.17M

Free Cash Flow

$17.86M

Cash & ST Invst.

$234.22M

Total Debt

$412.26M

Waterstone Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$49.24M

+12.1%

Gross Profit

$35.42M

+20.9%

Gross Margin

71.94%

N/A

Market Cap

$335.07M

N/A

Market Cap/Employee

$558.44K

N/A

Employees

600

N/A

Net Income

$6.00M

+97.5%

EBITDA

$7.55M

+64.5%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$374.27M

-159.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$242.97M

+27.9%

Short Term Debt

$170.06M

-17.4%

Return on Assets

1.30%

N/A

Return on Invested Capital

1.78%

N/A

Free Cash Flow

$1.64M

-106.2%

Operating Cash Flow

$647.00K

-102.4%

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Questions About WSBF

What is the current price of Waterstone Financial?

Waterstone Financial is trading at $18.33 per share.

What is the 52-week range for Waterstone Financial?

Over the past 52 weeks, Waterstone Financial has traded between $12.49 and $18.88.

How much debt does Waterstone Financial have?

As of the most recent reporting period, Waterstone Financial reported total debt of $413.03M.

How much cash does Waterstone Financial have on hand?

Waterstone Financial does not have cash on hand data available.

What is Waterstone Financial’s dividend yield?

Waterstone Financial currently has a dividend yield of 3.34%.

Waterstone Financial

Waterstone Financial Financials at a Glance

WSBF News

Waterstone Financial Boosts Q2 Profits

The Pros and Cons of Smaller Bank Stocks

I’m Selling Waterstone Financial for Something Better

The Threat From Higher Mortgage Rates: Truth vs. Fiction

WSBF: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Waterstone Financial

WSBF Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Waterstone Financial Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About WSBF

What is the current price of Waterstone Financial?

What is the 52-week range for Waterstone Financial?

How much debt does Waterstone Financial have?

How much cash does Waterstone Financial have on hand?

What is Waterstone Financial’s dividend yield?

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