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Colony Bankcorp(NYSE) CBAN

Market Cap$449.46MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1998)+425%
5 Year+37%
1 Year+28%
1 Month-2%
$21.15
-0.14%
-0.03Today
After hours$21.14-$0.01 (-0.04%)
Colony Bankcorp last closing stock price
MetricPriceDate
Last closeUSD 21.182026-08-25
Colony Bankcorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.77%USD 22.012026-08-18
1 month-2.49%USD 21.722026-07-24
3 month+7.88%USD 19.632026-05-27
Year to date+20.93%USD 17.512025-12-31
1 year+27.75%USD 16.582025-08-25
3 year+122.8%USD 9.512023-08-25
5 year+37.06%USD 15.452021-08-26
Since inception+424.62%USD 4.041998-03-26

Colony Bankcorp Financials at a Glance

Market Cap

$449.46MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$158.94M

Net Income (TTM)

$32.72M

EPS (TTM)

$1.65

P/E Ratio

12.82

Dividend

$0.48

Beta (Volatility)

0.59 (Low)

Price

$21.15

Volume

127,194

Open

$21.23

Previous Close

$21.17

Daily Range

$21.05 - $21.34

52-Week Range

$15.80 - $22.46

Estimated Earnings Date

Oct 28, 2026

CBAN News

No articles available.

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About Colony Bankcorp

Colony Bankcorp, Inc. helps families and businesses manage their money. It provides tools for saving and loans for buying homes. These services help people in Georgia reach financial goals.

A Full Menu of Banking

  • Commercial Lending: Loans for small businesses, real estate development, and farming production.
  • Residential Mortgages: Home loans and equity lines for individual consumers.
  • Deposit Services: Checking, savings, and time deposit accounts for everyday banking needs.
  • Specialty Lending: Lending through the Small Business Administration (SBA) program to support niche business needs.
  • Financial Advisory: Insurance commissions and wealth management services for long-term planning.

Recent Strategic Moves

  • Acquired TC Bancshares in December 2025 to increase market presence and total assets.
  • Purchased the Ellerbee Insurance Agency during the second quarter of 2025 to expand insurance offerings.
  • Announced a proposed merger with First Reliance Bancshares on June 24, 2026, for approximately $163 million.
  • Integrated new service charges on deposit accounts during the second half of 2025 to grow fee income.

What Makes Colony Stand Out

Colony Bankcorp operates 39 branches across Georgia while focusing on personal relationships with local business owners. The company manages risks through an independent review process that carefully evaluates the credit quality of its loans.

A Look at the Numbers

  • Net income was $10.9 million for the three-month period ended June 30, 2026, up from $8.0 million in the same period of 2025.
  • Net interest income was $30.0 million in the second quarter of 2026, up $7.4 million year over year.
  • Noninterest income increased 20.4% to $12.2 million for the three-month period ended June 30, 2026.
  • Total assets were $3.6 billion as of June 30, 2026, compared to $3.7 billion at the end of Dec. 31, 2025.
  • The allowance for credit losses was 0.89% of total loans at the end of the second quarter of 2026.

The Bottom Line

Colony Bankcorp has transitioned from a local lender into a regional financial institution through strategic acquisitions. Its expanded services and growing asset base provide a foundation for serving diverse communities in the Southeast.

AI Generated • Aug 6, 2026

Industry

Banks

Sector

Financials

Employees

506

CEO

Thomas Heath Fountain, CPA

Website

www.colony.bank

Headquarters

Fitzgerald, GA 31750, US

CBAN Financials

Key Financial Metrics (TTM)

Gross Margin

59.23%

Operating Margin

11.63%

Net Income Margin

20.59%

Return on Equity

9.04%

Return on Capital

5.54%

Return on Assets

0.90%

Earnings Yield

7.80%

Dividend Yield

2.24%

Payout Ratio

27.82%

Stock Overview

Market Cap

$449.46MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

21.22M

Volume

127.19K

Avg. Volume

278.71K

Financials (TTM)

Gross Profit

$94.14M

Operating Income

$18.48M

EBITDA

$22.65M

Operating Cash Flow

$24.04M

Capital Expenditure

-$1.52M

Free Cash Flow

$22.52M

Cash & ST Invst.

$25.26M

Total Debt

$233.17M

Colony Bankcorp Performance Analysis

Colony Bankcorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 126,562,00018.5%
20232023-12-31USD 160,741,00027.0%
20242024-12-31USD 176,785,00010.0%
20252025-12-31USD 190,233,0007.6%
Colony Bankcorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.1%
Q42025-12-3110.1%
Q12026-03-311.1%
Q22026-06-30-84.9%
Colony Bankcorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.14-31.4%
20232023-12-31USD 1.248.8%
20242024-12-31USD 1.369.9%
20252025-12-31USD 1.5916.8%
Colony Bankcorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-28.3%
Q42025-12-3127.3%
Q12026-03-31-7.1%
Q22026-06-3030.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$7.91M

-83.2%

Gross Profit

-$9.53M

-129.8%

Gross Margin

-1.21%

N/A

Market Cap

$449.46MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$851.25K

N/A

Employees

528

N/A

Net Income

$10.86M

+36.1%

EBITDA

-$13.66M

-215.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$25.26M

-93.7%

Total Debt

$233.17M

+26.0%

Accounts Receivable

$15.00M

N/A

Inventory

$0.00

N/A

Long Term Debt

$233.17M

+26.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.90%

N/A

Return on Invested Capital

0.52%

N/A

Free Cash Flow

$8.16M

-48.2%

Operating Cash Flow

$9.12M

-42.5%

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Questions About CBAN

What is the current price of Colony Bankcorp?

Colony Bankcorp is trading at $21.17 per share.

What is the 52-week range for Colony Bankcorp?

Over the past 52 weeks, Colony Bankcorp has traded between $15.80 and $22.46.

How much debt does Colony Bankcorp have?

As of the most recent reporting period, Colony Bankcorp reported total debt of $233.17M.

How much cash does Colony Bankcorp have on hand?

Colony Bankcorp does not have cash on hand data available.

What is Colony Bankcorp’s dividend yield?

Colony Bankcorp currently has a dividend yield of 2.24%.

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