First Busey(NASDAQ) BUSE

First Busey Corporation helps people and businesses manage their money. It provides bank accounts, loans, and investment tools to its customers. The company also makes software to help businesses process digital payments.

Money, Tech, and Trust

• Banking Services: Deposit accounts and loan products for individuals, businesses, and government organizations.
• Wealth Management: Investment strategy, financial planning, and estate advisory for personal and institutional clients.
• Payment Technology: FirsTech platform provides online bill pay, mobile processing, and treasury management tools.

Growing Across the Map

• Completed the acquisition of CrossFirst Bankshares, Inc. on March 1, 2025.
• Merged CrossFirst Bank into Busey Bank on June 20, 2025, to create a commercial bank spanning 10 states.
• Expanded operations into new regions including Texas, Kansas, and Colorado through the bank merger.

A Conservative Foundation

The company follows a conservative strategy that focuses on maintaining high levels of core deposits and capital. It operates regional banking centers while offering specialized services for industries like agriculture and energy.

Tracking the Performance

• Net income reached $113.2 million for the six-month period ended June 30, 2026, compared to $17.4 million for the same period in 2025.
• Net interest margin (non-GAAP) was 3.75% for the six-month period ended June 30, 2026, up 40 basis points year over year.
• Total deposits grew to $15.13 billion as of June 30, 2026, up 1.5% from Dec. 31, 2025.
• Market capitalization reached $2.6 billion in the second quarter of 2026, up 67.7% year over year.

The Path Forward

First Busey has transitioned from a local Illinois bank into a regional financial firm covering 10 states. This growth highlights its ability to integrate large acquisitions while maintaining a conservative credit approach.