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First United

(NASDAQ) FUNC

Current Price$36.19
Market Cap$236.26M
Since IPO (1990)+831%
5 Year+143%
1 Year+21%
1 Month-1%

First United Financials at a Glance

Market Cap

$236.26M

Revenue (TTM)

$119.51M

Net Income (TTM)

$24.52M

EPS (TTM)

$3.77

P/E Ratio

9.64

Dividend

$0.96

Beta (Volatility)

0.51 (Low)

Price

$36.19

Volume

145

Open

$36.69

Previous Close

$36.19

Daily Range

$36.14 - $36.69

52-Week Range

$24.66 - $41.95

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About First United

Industry

Banks

Employees

343

CEO

Carissa Lynn Rodeheaver, MBA, CPA

Headquarters

Oakland, MD 21550-0009, US

FUNC Financials

Key Financial Metrics (TTM)

Gross Margin

70%

Operating Margin

27%

Net Income Margin

21%

Return on Equity

13%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

10.37%

Dividend Yield

0.03%

Payout Ratio

24.34%

Stock Overview

Market Cap

$236.26M

Shares Outstanding

6.50M

Volume

145

Short Interest

0.00%

Avg. Volume

15.76K

Financials (TTM)

Gross Profit

$83.70M

Operating Income

$32.53M

EBITDA

$32.53M

Operating Cash Flow

$19.37M

Capital Expenditure

$3.97M

Free Cash Flow

$15.40M

Cash & ST Invst.

$236.97M

Total Debt

$115.95M

First United Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$29.52M

+2.6%

Gross Profit

$20.64M

+2.0%

Gross Margin

69.91%

N/A

Market Cap

$236.26M

N/A

Market Cap/Employee

$811.89K

N/A

Employees

291

N/A

Net Income

$5.78M

-6.6%

EBITDA

$7.63M

-13.8%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$121.02M

+420.3%

Accounts Receivable

$7.90M

+5.8%

Inventory

$0.00

N/A

Long Term Debt

$98.29M

-19.6%

Short Term Debt

$17.66M

-73.0%

Return on Assets

1.17%

N/A

Return on Invested Capital

2.01%

N/A

Free Cash Flow

$8.44M

-8.3%

Operating Cash Flow

$9.90M

+7.1%

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Questions About FUNC

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