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Herzfeld Credit Income Fund(NASDAQ) HERZ

Market Cap$32.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+178%
5 Year-25%
1 Year-3%
1 Month-5%
$15.59
+0.26%
+0.04Today
Herzfeld Credit Income Fund last closing stock price
MetricPriceDate
Last closeUSD 16.142026-07-31
Herzfeld Credit Income Fund stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.97%USD 16.472026-07-24
1 month-4.6%USD 16.922026-07-01
3 month-2.33%USD 16.522026-05-01
Year to date-24.37%USD 21.342025-12-31
1 year-3.16%USD 16.672025-07-31
3 year-21.27%USD 20.502023-08-01
5 year-25.21%USD 21.582021-07-30
Since inception+178.01%USD 5.811994-05-20

Herzfeld Credit Income Fund Financials at a Glance

Market Cap

$32.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$4.96M

Net Income (TTM)

-$801.38K

EPS (TTM)

-$0.95

P/E Ratio

-16.92

Dividend

$1.37

Beta (Volatility)

0.62 (Low)

Price

$15.59

Volume

1,427.336

Open

$15.63

Previous Close

$16.14

Daily Range

$15.63 - $16.25

52-Week Range

$13.71 - $28.30

Estimated Earnings Date

N/A

HERZ News

The One Cuba Play to Avoid Now

Rick MunarrizDec 17, 2014

6 Stock Ideas for a Free Cuba

Rick MunarrizSep 14, 2010

These 5 Underdogs Are No Dogs

Rich DupreyMay 6, 2009

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About Herzfeld Credit Income Fund

Herzfeld Credit Income Fund, Inc. is a closed-ended equity mutual fund focused on investing in the public equity markets of the United States. The fund aims to capitalize on economic and political developments in the Caribbean Basin, targeting companies that stand to benefit from these changes.

Products and Services
  • Invests in public equity markets of the United States
  • Focuses on companies in the Caribbean Basin
  • Utilizes fundamental analysis for investment decisions
Growth Outlook
  • Recent quarterly revenue reached $3.7 million, indicating strong performance
  • Trailing twelve months (TTM) revenue of $4.2 million shows consistent growth
  • Dividend yield of approximately 49.17% reflects attractive returns for investors
Financial Highlights
  • Net income for the latest quarter was $1.28 million, showcasing profitability
  • Cash and cash equivalents totaled $16.5 million, providing liquidity
  • Operating income margin of 34.73% indicates efficient operations
Herzfeld Credit Income Fund, Inc. has established itself as a significant player in the asset management industry, particularly focusing on the Caribbean Basin. The fund's strategy of investing in companies poised to benefit from regional developments positions it well for future growth. Recent financial performance highlights a robust revenue stream and a strong net income, which may attract potential investors looking for opportunities in this niche market. The impressive dividend yield further enhances its appeal, suggesting a commitment to returning value to shareholders. Overall, Herzfeld Credit Income Fund, Inc. presents a compelling option for those interested in diversified investment opportunities within the Caribbean Basin.
AI Generated • Jul 20, 2026

Industry

Capital Markets

Sector

Financials

Headquarters

Miami Beach, FL 33116, US

HERZ Financials

Key Financial Metrics (TTM)

Gross Margin

92.19%

Operating Margin

24.22%

Net Income Margin

-16.15%

Return on Equity

-1.85%

Return on Capital

2.47%

Return on Assets

-1.81%

Earnings Yield

-5.91%

Dividend Yield

46.76%

Payout Ratio

-1.38%

Stock Overview

Market Cap

$32.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.00M

Volume

1.43K

Avg. Volume

18.58K

Financials (TTM)

Gross Profit

$4.58M

Operating Income

$1.20M

EBITDA

$1.28M

Operating Cash Flow

$2.55M

Capital Expenditure

$0.00

Free Cash Flow

$2.55M

Cash & ST Invst.

$16.52M

Total Debt

$0.00

Herzfeld Credit Income Fund Performance Analysis

Herzfeld Credit Income Fund annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 2,732,442N/A
20232023-06-30USD 1,387,302-49.2%
20242024-06-30USD 2,647,19090.8%
20252025-06-30USD 14,270,867439.1%
Herzfeld Credit Income Fund sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-03-3194.6%
Q42025-06-30N/A
Q12025-09-3039.4%
Q22025-12-31610.3%
Herzfeld Credit Income Fund annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD -10.59N/A
20232023-06-30USD 9.89N/A
20242024-06-30USD 1.90-80.8%
20252025-06-30USD 0.65-65.5%
Herzfeld Credit Income Fund sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-03-31-167.2%
Q42025-06-30N/A
Q12025-09-30140.9%
Q22025-12-31100.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2025YOY CHG

Revenue

$3.70M

+1826.2%

Gross Profit

$3.31M

+1624.2%

Gross Margin

89.51%

N/A

Market Cap

$32.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.20K

N/A

Employees

27,000

N/A

Net Income

$1.28M

-33.0%

EBITDA

$1.28M

N/A

Quarterly Fundamentals

Name
Q2 2025YOY CHG

Total Cash

$16.52M

N/A

Total Debt

$0.00

N/A

Accounts Receivable

$130.95K

+294.1%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

-1.81%

N/A

Return on Invested Capital

2.72%

N/A

Free Cash Flow

$349.77K

N/A

Operating Cash Flow

$349.77K

N/A

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Questions About HERZ

What is the current price of Herzfeld Credit Income Fund?

Herzfeld Credit Income Fund is trading at $16.12 per share.

What is the 52-week range for Herzfeld Credit Income Fund?

Over the past 52 weeks, Herzfeld Credit Income Fund has traded between $13.71 and $28.30.

How much debt does Herzfeld Credit Income Fund have?

As of the most recent reporting period, Herzfeld Credit Income Fund reported total debt of $0.00.

How much cash does Herzfeld Credit Income Fund have on hand?

Herzfeld Credit Income Fund reported $36.08M in cash and cash equivalents in its most recent financial results.

What is Herzfeld Credit Income Fund’s dividend yield?

Herzfeld Credit Income Fund currently has a dividend yield of 46.76%.

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