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Herzfeld Credit Income Fund(NASDAQ) HERZ

Market Cap$32.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+183%
5 Year-24%
1 Year-7%
1 Month-2%
$15.80
-1.74%
-0.28Today
Herzfeld Credit Income Fund last closing stock price
MetricPriceDate
Last closeUSD 15.802026-09-16
Herzfeld Credit Income Fund stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.62%USD 16.062026-09-09
1 month-1.74%USD 16.082026-08-17
3 month-3.15%USD 16.312026-06-18
Year to date-24.4%USD 20.902025-12-31
1 year-6.86%USD 16.962025-09-16
3 year-8.59%USD 17.292023-09-15
5 year-24.48%USD 20.922021-09-17
Since inception+182.86%USD 5.681994-05-20

Herzfeld Credit Income Fund Financials at a Glance

Market Cap

$32.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$6.60M

Net Income (TTM)

-$418.07K

EPS (TTM)

$0.45

P/E Ratio

35.76

Dividend

$1.54

Beta (Volatility)

0.62 (Low)

Price

$15.80

Volume

20,479.477

Open

$15.71

Previous Close

$15.80

Daily Range

$15.64 - $16.07

52-Week Range

$13.71 - $28.30

Estimated Earnings Date

N/A

HERZ News

The One Cuba Play to Avoid Now

Rick MunarrizDec 17, 2014

6 Stock Ideas for a Free Cuba

Rick MunarrizSep 14, 2010

These 5 Underdogs Are No Dogs

Rich DupreyMay 6, 2009

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About Herzfeld Credit Income Fund

Herzfeld Credit Income Fund, Inc. is a closed-ended equity mutual fund focused on investing in the public equity markets of the United States. The fund aims to capitalize on economic and political developments in the Caribbean Basin, targeting companies that stand to benefit from these changes.

Products and Services
  • Invests in public equity markets of the Caribbean Basin
  • Focuses on companies benefiting from regional economic developments
  • Utilizes fundamental analysis for investment decisions
Growth Outlook
  • Recent quarterly revenue reached $3.7 million, indicating strong performance
  • Trailing twelve months (TTM) revenue of $4.5 million shows consistent growth
  • Net income for the latest quarter was $1.3 million, reflecting operational efficiency
Financial Highlights
  • Dividend yield TTM stands at 51.73%, showcasing attractive returns
  • Market capitalization is approximately $32.5 million, indicating solid market presence
  • Price-to-earnings ratio TTM is -26.13, suggesting potential for future growth
Herzfeld Credit Income Fund, Inc. operates within the asset management industry, focusing on investments that leverage the unique economic landscape of the Caribbean Basin. The fund's strategy is designed to identify and invest in companies poised for growth due to regional developments. Recent financial performance highlights a significant increase in revenue and net income, suggesting effective management and operational strategies. The high dividend yield further enhances the attractiveness of this investment opportunity, appealing to income-focused investors. With a solid market capitalization, Herzfeld Credit Income Fund, Inc. is positioned to capitalize on future growth opportunities in the Caribbean region.
AI Generated • Aug 19, 2026

Industry

Capital Markets

Sector

Financials

Headquarters

Miami Beach, FL 33116, US

HERZ Financials

Key Financial Metrics (TTM)

Gross Margin

88.62%

Operating Margin

7.67%

Net Income Margin

-6.34%

Return on Equity

-1.03%

Return on Capital

-0.71%

Return on Assets

-1.06%

Earnings Yield

2.80%

Dividend Yield

47.49%

Payout Ratio

-11.16%

Stock Overview

Market Cap

$32.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.00M

Volume

20.48K

Avg. Volume

29.44K

Financials (TTM)

Gross Profit

$5.85M

Operating Income

$505.63K

EBITDA

-$278.72K

Operating Cash Flow

$3.91M

Capital Expenditure

$0.00

Free Cash Flow

$3.91M

Cash & ST Invst.

$2.27M

Total Debt

$0.00

Herzfeld Credit Income Fund Performance Analysis

Herzfeld Credit Income Fund annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 1,387,302-49.2%
20242024-06-30USD 2,647,19090.8%
20252025-06-30USD 14,270,867439.1%
20262026-06-30USD 4,976,541-65.1%
Herzfeld Credit Income Fund sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3039.4%
Q22025-12-31610.3%
Q32026-03-31-70.3%
Q42026-06-3016.5%
Herzfeld Credit Income Fund annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 9.89N/A
20242024-06-30USD 1.90-80.8%
20252025-06-30USD 0.65-65.5%
20262026-06-30USD -0.14N/A
Herzfeld Credit Income Fund sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-30140.9%
Q22025-12-31100.0%
Q32026-03-31-159.1%
Q42026-06-3048.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$1.28M

+242.8%

Gross Profit

$917.11K

+145.6%

Gross Margin

71.64%

N/A

Market Cap

$32.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.21K

N/A

Employees

27,000

N/A

Net Income

-$1.56M

-14.6%

EBITDA

-$1.56M

N/A

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

$2.27M

+30678.2%

Total Debt

$0.00

N/A

Accounts Receivable

$388.19K

+306.3%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

-1.06%

N/A

Return on Invested Capital

1.28%

N/A

Free Cash Flow

$874.23K

N/A

Operating Cash Flow

$874.23K

N/A

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Questions About HERZ

What is the current price of Herzfeld Credit Income Fund?

Herzfeld Credit Income Fund is trading at $15.80 per share.

What is the 52-week range for Herzfeld Credit Income Fund?

Over the past 52 weeks, Herzfeld Credit Income Fund has traded between $13.71 and $28.30.

How much debt does Herzfeld Credit Income Fund have?

As of the most recent reporting period, Herzfeld Credit Income Fund reported total debt of $0.00.

How much cash does Herzfeld Credit Income Fund have on hand?

Herzfeld Credit Income Fund reported $2.27M in cash and cash equivalents in its most recent financial results.

What is Herzfeld Credit Income Fund’s dividend yield?

Herzfeld Credit Income Fund currently has a dividend yield of 47.49%.

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