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Independent Bank

(NASDAQ) IBCP

Current Price$33.61
Market Cap$691.98M
Since IPO (1988)+741%
5 Year+71%
1 Year+13%
1 Month-5%

Independent Bank Financials at a Glance

Market Cap

$691.98M

Revenue (TTM)

$309.83M

Net Income (TTM)

$68.54M

EPS (TTM)

$3.27

P/E Ratio

10.28

Dividend

$1.06

Beta (Volatility)

0.81 (Low)

Price

$33.61

Volume

4,257

Open

$33.29

Previous Close

$33.61

Daily Range

$32.94 - $33.61

52-Week Range

$26.75 - $37.39

IBCP News

No articles available.

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About Independent Bank

Industry

Banks

Employees

826

CEO

William Bradford Kessel, MBA, CPA

Headquarters

Grand Rapids, MI 49525, US

IBCP Financials

Key Financial Metrics (TTM)

Gross Margin

69%

Operating Margin

26%

Net Income Margin

22%

Return on Equity

14%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

9.73%

Dividend Yield

0.03%

Payout Ratio

31.51%

Stock Overview

Market Cap

$691.98M

Shares Outstanding

20.59M

Volume

4.26K

Short Interest

0.00%

Avg. Volume

173.61K

Financials (TTM)

Gross Profit

$219.52M

Operating Income

$81.29M

EBITDA

$81.29M

Operating Cash Flow

$76.66M

Capital Expenditure

$6.49M

Free Cash Flow

$70.17M

Cash & ST Invst.

$548.14M

Total Debt

$116.87M

Independent Bank Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$79.38M

-6.1%

Gross Profit

$56.39M

-2.5%

Gross Margin

71.03%

N/A

Market Cap

$691.98M

N/A

Market Cap/Employee

$945.32K

N/A

Employees

732

N/A

Net Income

$18.57M

+0.6%

EBITDA

$20.31M

-19.6%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$431.28M

+1965.8%

Accounts Receivable

$19.03M

N/A

Inventory

$0.00

N/A

Long Term Debt

$116.87M

-6.0%

Short Term Debt

$0.00

N/A

Return on Assets

1.24%

N/A

Return on Invested Capital

1.48%

N/A

Free Cash Flow

$6.36M

-48.6%

Operating Cash Flow

$7.79M

-52.4%

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Questions About IBCP

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