Accessibility Menu
James River Group logo

James River Group

(NASDAQ) JRVR

Current Price$4.60
Market Cap$212.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)-70%
5 Year-87%
1 Year-18%
1 Month+14%
James River Group last closing stock price
MetricPriceDate
Last closeUSD 4.592026-07-17
James River Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.66%USD 4.562026-07-10
1 month+13.9%USD 4.032026-06-17
3 month-29.1%USD 6.472026-04-17
Year to date-27.53%USD 6.332025-12-31
1 year-18.3%USD 5.622025-07-17
3 year-73.62%USD 17.402023-07-18
5 year-86.93%USD 35.112021-07-16
Since inception-69.74%USD 15.172014-12-12

James River Group Financials at a Glance

Market Cap

$212.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$666.71M

Net Income (TTM)

$28.93M

EPS (TTM)

$0.31

P/E Ratio

14.96

Dividend

$0.04

Beta (Volatility)

0.69 (Low)

Price

$4.60

Volume

200,555

Open

$4.54

Previous Close

$4.59

Daily Range

$4.53 - $4.69

52-Week Range

$3.76 - $7.20

Estimated Earnings Date

Aug 3, 2026

JRVR: Motley Fool Moneyball Superscore

42

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About James River Group

James River Group Holdings, Ltd. is a Bermuda-based holding company focusing on specialty insurance, specifically underwriting small and middle market casualty risks within the U.S. excess and surplus (ES) lines market. The company primarily offers casualty insurance, reflecting 96.3% of its gross written premiums for the year ended December 31, 2024. James River aims to generate returns on equity through responsible underwriting and strategic investment, minimizing exposure to property and catastrophe risks through significant reinsurance. The company sells its products through two main operating segments: Excess and Surplus Lines and Specialty Admitted Insurance.

Products and Services

Excess and Surplus Lines: Provides ES commercial liability and property insurance across the U.S.

Specialty Admitted Insurance: Writes fronting business with limited risk retention, focusing on fee income.

What Makes James River Group Holdings, Ltd. Special

James River is distinguished by its niche focus on providing tailored insurance solutions for casualty risks that are often rejected by standard carriers due to their complexity. The flexibility afforded by operating as a non-admitted carrier enables James River to craft unique policy terms, offering competitive pricing without the constraints of typical regulatory approvals.

Five Things You Need to Know

Excess and Surplus Lines accounted for 71.0% of James River's gross written premiums in 2024.

The company sells its products through a network of wholesale insurance brokers.

James River completed the sale of JRG Re to focus on its U.S. operations in 2024.

The company extensively uses reinsurance to mitigate risks, aiming to limit loss exposure to significant events.

A.M. Best assigns an "Excellent" financial strength rating with a negative outlook to its U.S. subsidiaries.

AI Generated • Apr 16, 2026

Industry

Insurance

Employees

578

CEO

Frank N. D'Orazio

Headquarters

Chapel Hill, NC 27517, US

JRVR Financials

Key Financial Metrics (TTM)

Gross Margin

27.44%

Operating Margin

3.58%

Net Income Margin

4.34%

Return on Equity

4.48%

Return on Capital

5.05%

Return on Assets

0.61%

Earnings Yield

6.68%

Dividend Yield

0.87%

Payout Ratio

33.86%

Stock Overview

Market Cap

$212.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

46.24M

Volume

200.56K

Avg. Volume

439.67K

Financials (TTM)

Gross Profit

$182.97M

Operating Income

$23.90M

EBITDA

$47.85M

Operating Cash Flow

$32.00M

Capital Expenditure

-$3.67M

Free Cash Flow

$28.33M

Cash & ST Invst.

$867.57M

Total Debt

$329.86M

James River Group Performance Analysis

James River Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 661,514,000-14.4%
20232023-12-31USD 812,009,00022.8%
20242024-12-31USD 707,626,000-12.9%
20252025-12-31USD 687,614,000-2.8%
James River Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-301.5%
Q32025-09-30-1.2%
Q42025-12-31-2.9%
Q12026-03-31-9.8%
James River Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.59N/A
20232023-12-31USD -3.14N/A
20242024-12-31USD -2.95-6.0%
20252025-12-31USD 0.66N/A
James River Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-53.8%
Q32025-09-30-134.3%
Q42025-12-312527.2%
Q12026-03-31-146.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$151.38M

-12.1%

Gross Profit

$43.22M

-21.7%

Gross Margin

28.55%

N/A

Market Cap

$212.23MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$329.03K

N/A

Employees

645

N/A

Net Income

-$8.92M

-193.2%

EBITDA

-$4.96M

-122.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$867.57M

-3.8%

Total Debt

$329.86M

+0.0%

Accounts Receivable

$2.24B

-3.9%

Inventory

$0.00

N/A

Long Term Debt

$329.86M

+0.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.61%

N/A

Return on Invested Capital

2.21%

N/A

Free Cash Flow

-$766.00K

+98.5%

Operating Cash Flow

-$684.00K

+98.7%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
FOAFinance of America Companies Inc.
$24.25-1.22%
LIENChicago Atlantic BDC, Inc.
$9.73-1.22%
PRHIZPresurance Holdings, Inc. 9.75% Senior Unsecured Notes due 2028
$17.50-0.00%
TONXTON Strategy Co.
$3.26-4.12%

Trending Stocks

Symbol / CompanyPricePrice Chg
ONDSOndas
$6.53-0.02%
INTCIntel
$95.04-0.02%
NOKNokia
$10.12-0.03%
PATHUiPath
$12.15+0.01%

Questions About JRVR

What is the current price of James River Group?

James River Group is trading at $4.59 per share.

What is the 52-week range for James River Group?

Over the past 52 weeks, James River Group has traded between $3.76 and $7.20.

How much debt does James River Group have?

As of the most recent reporting period, James River Group reported total debt of $329.86M.

How much cash does James River Group have on hand?

James River Group reported $236.16M in cash and cash equivalents in its most recent financial results.

What is James River Group’s dividend yield?

James River Group currently has a dividend yield of 0.87%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.