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NewtekOne

(NASDAQ) NEWT

Current Price$15.25
Market Cap$439.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1972)-94%
5 Year-35%
1 Year+42%
1 Month+13%
NewtekOne last closing stock price
MetricPriceDate
Last closeUSD 15.202026-07-17
NewtekOne stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.84%USD 14.782026-07-10
1 month+13.2%USD 13.432026-06-17
3 month+17.61%USD 12.922026-04-17
Year to date+38.03%USD 11.012025-12-31
1 year+41.67%USD 10.732025-07-17
3 year+4.89%USD 14.492023-07-18
5 year-34.57%USD 23.232021-07-16
Since inception-93.58%USD 236.671972-11-06

NewtekOne Financials at a Glance

Market Cap

$439.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$331.88M

Net Income (TTM)

$64.55M

EPS (TTM)

$2.27

P/E Ratio

6.71

Dividend

$0.76

Beta (Volatility)

1.06 (Average)

Price

$15.25

Volume

147,177.857

Open

$15.33

Previous Close

$15.20

Daily Range

$15.12 - $15.49

52-Week Range

$9.59 - $15.69

Estimated Earnings Date

Jul 27, 2026

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About NewtekOne

NewtekOne helps small business owners get loans and manage their daily money tasks. It provides banking, insurance, and payroll tools through a single online platform. These services help independent businesses grow without visiting a physical bank branch.

More Than Just Loans

  • Newtek Banking: Offers business loans and deposit services through a digital-only national bank.
  • Newtek Payments: Provides credit card processing and software for merchants to accept customer payments.
  • Lending Programs: Includes SBA 7(a) and 504 loans for business growth, real estate, and equipment.
  • Business Solutions: Manages payroll, tax reporting, and commercial insurance for independent business owners.

Strategic Moves and Sales

  • Converted into a financial holding company in January 2023 after acquiring National Bank of New York City.
  • Launched high-yield savings and business checking products in 2023 to grow a digital deposit base.
  • Sold its technology unit, Newtek Technology Solutions, to IPM in January 2025.
  • Acquired the remaining 50% interest in the NCL JV from TCP in August 2025.

The Technology Edge

The company uses its patented NewTracker software to manage thousands of business referrals from accounting firms and banks without needing physical branches. Clients also use the Newtek Advantage dashboard to access live video support and real-time business analytics 24 hours a day.

The Financial Scorecard

  • Operating income reached $46.1 million in Q1 2026, up 295.8% from the previous year.
  • Net income hit $13.4 million in Q1 2026, up 43.1% from Q1 2025.
  • Gross profit rose to $60 million in Q1 2026, a 24% increase year-over-year.
  • Free cash flow totaled $23.4 million for the period ending December 31, 2025.
  • Revenue was $73.3 million in Q1 2026, down 14.6% from $85.8 million in Q1 2025.

Evolution of the Business

NewtekOne has transitioned from a specialized investment company into a full-service digital bank for small businesses. By combining lending with essential services like payroll and payments, it has built a diversified financial ecosystem.

AI Generated • May 7, 2026

Industry

Diversified Financial Services

Employees

572

CEO

Barry Sloane

Headquarters

Boca Raton, FL 33431-4479, US

NEWT Financials

Key Financial Metrics (TTM)

Gross Margin

70.49%

Operating Margin

39.19%

Net Income Margin

19.45%

Return on Equity

17.20%

Return on Capital

11.21%

Return on Assets

2.24%

Earnings Yield

14.90%

Dividend Yield

5.00%

Payout Ratio

45.37%

Stock Overview

Market Cap

$439.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

28.89M

Volume

147.18K

Avg. Volume

212.64K

Financials (TTM)

Gross Profit

$233.96M

Operating Income

$130.05M

EBITDA

$130.61M

Operating Cash Flow

-$434.65M

Capital Expenditure

-$158.00K

Free Cash Flow

-$434.81M

Cash & ST Invst.

$403.02M

Total Debt

$2.41B

NewtekOne Performance Analysis

NewtekOne annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 157,999,000-1.8%
20232023-12-31USD 253,137,00060.2%
20242024-12-31USD 333,530,00031.8%
20252025-12-31USD 322,172,000-3.4%
NewtekOne sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.9%
Q32025-09-307.6%
Q42025-12-31-20.9%
Q12026-03-31-2.5%
NewtekOne annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.34N/A
20232023-12-31USD 1.8841.1%
20242024-12-31USD 1.963.8%
20252025-12-31USD 2.1811.4%
NewtekOne sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3048.6%
Q32025-09-3034.6%
Q42025-12-318.6%
Q12026-03-31-43.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$73.29M

-14.6%

Gross Profit

$59.99M

+24.0%

Gross Margin

81.85%

N/A

Market Cap

$439.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$767.74K

N/A

Employees

572

N/A

Net Income

$13.40M

+43.1%

EBITDA

$46.14M

+291.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$403.02M

+49.3%

Total Debt

$2.41B

+209.2%

Accounts Receivable

$51.51M

+1.6%

Inventory

$0.00

N/A

Long Term Debt

$2.41B

+298.3%

Short Term Debt

$492.00K

-99.7%

Return on Assets

2.24%

N/A

Return on Invested Capital

4.51%

N/A

Free Cash Flow

-$91.00M

-49.8%

Operating Cash Flow

-$90.91M

-49.8%

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Questions About NEWT

What is the current price of NewtekOne?

NewtekOne is trading at $15.20 per share.

What is the 52-week range for NewtekOne?

Over the past 52 weeks, NewtekOne has traded between $9.59 and $15.69.

How much debt does NewtekOne have?

As of the most recent reporting period, NewtekOne reported total debt of $2.41B.

How much cash does NewtekOne have on hand?

NewtekOne reported $403.02M in cash and cash equivalents in its most recent financial results.

What is NewtekOne’s dividend yield?

NewtekOne currently has a dividend yield of 5.00%.

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