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Peoples Bancorp Of North Carolina(NASDAQ) PEBK

Market Cap$234.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+3,816%
5 Year+84%
1 Year+54%
1 Month-2%
$43.12
+0.28%
+0.12Today
After hours$42.89-$0.23 (-0.53%)
Peoples Bancorp Of North Carolina last closing stock price
MetricPriceDate
Last closeUSD 43.002026-07-31
Peoples Bancorp Of North Carolina stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.05%USD 43.022026-07-24
1 month-1.87%USD 43.822026-07-01
3 month+7.55%USD 39.982026-05-01
Year to date+20.59%USD 35.662025-12-31
1 year+53.98%USD 27.932025-07-31
3 year+119.53%USD 19.592023-08-01
5 year+84.01%USD 23.372021-07-30
Since inception+3,816.15%USD 1.101986-03-05

Peoples Bancorp Of North Carolina Financials at a Glance

Market Cap

$234.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$110.13M

Net Income (TTM)

$19.96M

EPS (TTM)

$3.65

P/E Ratio

11.77

Dividend

$0.82

Beta (Volatility)

0.40 (Low)

Price

$43.12

Volume

25,598

Open

$42.75

Previous Close

$43.00

Daily Range

$42.45 - $43.23

52-Week Range

$26.69 - $45.78

Estimated Earnings Date

Oct 19, 2026

PEBK News

No articles available.

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About Peoples Bancorp Of North Carolina

Peoples Bancorp of North Carolina, Inc. is a bank holding company established in 1999, primarily serving communities across the Catawba Valley, North Carolina, through Peoples Bank. With total assets reaching $1.7 billion by the end of 2024, the bank operates 16 banking offices and several loan production offices, focusing on individual and small-to-medium business clients. Founded in 1912, Peoples Bank provides a range of banking services, emphasizing community-oriented banking and personalized service. The bank differentiates itself by tailoring its services to meet the specific needs of its community, fostering customer loyalty, and capturing niche markets against larger financial institutions.

Products and Services

Commercial and residential real estate loans

Personal and business banking services

Investment products and financial advisory services

Real estate appraisal and brokerage services

Asset management and debt collection services

What Makes Peoples Bancorp of North Carolina, Inc. Special

Peoples Bancorp of North Carolina, Inc. stands out for its strategic focus on personalized, community-oriented banking. Its emphasis on relationship banking over transactional models fosters strong customer loyalty and captures niche market opportunities. Expansion in digital banking capabilities adds to their competitive edge while preserving their hallmark of personalized service.

Five Things You Need to Know

Peoples Bank operates 16 banking offices primarily in North Carolina.

The bank holds 21.49% of deposits in Catawba County, ranking second among competitors.

Assets totaled $1.7 billion as of December 31, 2024.

Leadership focuses on community banking with personalized services and prudent management.

The bank is expanding digital capabilities while maintaining their traditional personalized service.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

268

CEO

William D. Cable, Sr.

Website

www.peoplesbanknc.com

Headquarters

Newton, NC 28658, US

PEBK Financials

Key Financial Metrics (TTM)

Gross Margin

76.39%

Operating Margin

23.55%

Net Income Margin

18.12%

Return on Equity

12.75%

Return on Capital

14.67%

Return on Assets

1.13%

Earnings Yield

8.50%

Dividend Yield

1.90%

Payout Ratio

26.83%

Stock Overview

Market Cap

$234.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

5.46M

Volume

25.60K

Avg. Volume

35.15K

Financials (TTM)

Gross Profit

$84.13M

Operating Income

$25.93M

EBITDA

$28.60M

Operating Cash Flow

$20.48M

Capital Expenditure

-$1.10M

Free Cash Flow

$19.38M

Cash & ST Invst.

$33.44M

Total Debt

$18.75M

Peoples Bancorp Of North Carolina Performance Analysis

Peoples Bancorp Of North Carolina annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 81,198,00012.8%
20232023-12-31USD 94,591,00016.5%
20242024-12-31USD 108,448,00014.6%
20252025-12-31USD 111,589,0002.9%
Peoples Bancorp Of North Carolina sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-0.6%
Q42025-12-3125.3%
Q12026-03-31-12.2%
Q22026-06-30-2.1%
Peoples Bancorp Of North Carolina annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.858.2%
20232023-12-31USD 2.77-2.7%
20242024-12-31USD 2.987.6%
20252025-12-31USD 3.6221.5%
Peoples Bancorp Of North Carolina sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-28.7%
Q42025-12-31-19.4%
Q12026-03-3148.1%
Q22026-06-3018.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$26.76M

+6.9%

Gross Profit

$20.43M

+6.8%

Gross Margin

76.33%

N/A

Market Cap

$234.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$876.28K

N/A

Employees

268

N/A

Net Income

$5.23M

+1.4%

EBITDA

$7.38M

+0.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$33.44M

-92.9%

Total Debt

$18.75M

-2.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$18.75M

-2.9%

Short Term Debt

$0.00

N/A

Return on Assets

1.13%

N/A

Return on Invested Capital

1.47%

N/A

Free Cash Flow

$4.58M

-11.3%

Operating Cash Flow

$5.03M

-15.1%

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Questions About PEBK

What is the current price of Peoples Bancorp Of North Carolina?

Peoples Bancorp Of North Carolina is trading at $43.00 per share.

What is the 52-week range for Peoples Bancorp Of North Carolina?

Over the past 52 weeks, Peoples Bancorp Of North Carolina has traded between $26.69 and $45.78.

How much debt does Peoples Bancorp Of North Carolina have?

As of the most recent reporting period, Peoples Bancorp Of North Carolina reported total debt of $18.75M.

How much cash does Peoples Bancorp Of North Carolina have on hand?

Peoples Bancorp Of North Carolina does not have cash on hand data available.

What is Peoples Bancorp Of North Carolina’s dividend yield?

Peoples Bancorp Of North Carolina currently has a dividend yield of 1.90%.

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