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Seacoast Banking Of Florida(NASDAQ) SBCF

Market Cap$3.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1985)+455%
5 Year+25%
1 Year+21%
1 Month+3%
Premium Feature
Moneyball Superscore
65/100
$34.69
-0.14%
-0.05Today
Seacoast Banking Of Florida last closing stock price
MetricPriceDate
Last closeUSD 34.742026-08-20
Seacoast Banking Of Florida stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.31%USD 35.932026-08-13
1 month+3.24%USD 33.652026-07-21
3 month+14.62%USD 30.312026-05-22
Year to date+11.93%USD 31.042025-12-31
1 year+20.7%USD 28.782025-08-20
3 year+63.7%USD 21.222023-08-21
5 year+24.6%USD 27.882021-08-20
Since inception+455.34%USD 6.261985-08-06

Seacoast Banking Of Florida Financials at a Glance

Market Cap

$3.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$950.51M

Net Income (TTM)

$162.16M

EPS (TTM)

$1.57

P/E Ratio

22.10

Dividend

$0.75

Beta (Volatility)

0.98 (Low)

Price

$34.69

Volume

421,431.087

Open

$34.97

Previous Close

$34.74

Daily Range

$34.45 - $35.10

52-Week Range

$28.58 - $36.27

Estimated Earnings Date

Oct 26, 2026

SBCF News

SellAlert-Purple.png

Seacoast Banking Corp. EVP Sells 12k Shares For $416M

Adé HennisMar 1, 2026
GettyImages-1129515532

Look for Acquisition Targets as Bank M&A Activity Picks Up

Bram BerkowitzJul 15, 2020
GettyImages-1046403960

New SBA Funding Just Made These 3 Bank Stocks Way More Attractive

Bram BerkowitzApr 6, 2020

3 Stocks Near 52-Week Highs Worth Selling

Sean WilliamsJul 18, 2013

SBCF: Motley Fool Moneyball Superscore

65

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About Seacoast Banking Of Florida

Seacoast Banking Corporation of Florida helps Florida families manage their money. They provide bank accounts and loans to local customers. This bank makes it easy to buy homes and cars.

Banking Services for the Sunshine State

  • Commercial Banking: Loans and financial services for business owners to grow their companies.
  • Retail Banking: Checking and savings accounts for individuals and families in local communities.
  • Wealth Management: Professional investment guidance and asset management for long-term financial planning.
  • Mortgage Services: Financing options that help people purchase residential real estate and homes.
  • Insurance Services: Life and property insurance products for personal and business needs.

Strategic Moves and New Markets

  • Acquired Heartland and VBI in the second half of 2025 to increase regional market share.
  • Added 23 branch locations and $5.3 billion in assets through these strategic purchases.
  • Completed the system conversion for the VBI transaction in July 2026.
  • Expanded the physical footprint to 105 full-service branches across Florida and Georgia.

What Sets Seacoast Apart?

Seacoast maintains a granular loan portfolio with an average commercial loan size of $1.0 million. The institution focuses on Florida commercial real estate (CRE) while keeping its loan concentrations below regulatory limits.

Reviewing the Financial Data

  • Net income was $59.5 million in the second quarter of 2026, up 39% year over year.
  • Net interest income reached $180.4 million in the second quarter of 2026, up 42% year over year.
  • Wealth management income reached $6.0 million in the second quarter of 2026, up 42% year over year.
  • Total deposits reached $16.8 billion as of June 30, 2026, compared to $16.3 billion as of Dec. 31, 2025.
  • Net interest margin (NIM), the difference between interest earned and paid, was 3.8% for the second quarter.

Bottom Line

Seacoast has transformed from a local lender into a regional financial institution through strategic acquisitions. Its focus on the Florida market and diversified service lines supports its continued operational growth.

AI Generated • Aug 5, 2026

Industry

Banks

Sector

Financials

Employees

1,962

CEO

Chuck Shaffer, MBA, CPA

Website

www.seacoastbanking.com

Headquarters

Stuart, FL 34994, US

SBCF Financials

Key Financial Metrics (TTM)

Gross Margin

64.38%

Operating Margin

18.89%

Net Income Margin

17.06%

Return on Equity

5.61%

Return on Capital

4.25%

Return on Assets

0.76%

Earnings Yield

4.52%

Dividend Yield

2.16%

Payout Ratio

48.33%

Stock Overview

Market Cap

$3.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

96.82M

Volume

421.43K

Avg. Volume

999.02K

Financials (TTM)

Gross Profit

$611.90M

Operating Income

$179.59M

EBITDA

$258.44M

Operating Cash Flow

$218.25M

Capital Expenditure

-$11.30M

Free Cash Flow

$206.94M

Cash & ST Invst.

$5.37B

Total Debt

$1.32B

Seacoast Banking Of Florida Performance Analysis

Seacoast Banking Of Florida annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 448,823,00026.3%
20232023-12-31USD 767,142,00070.9%
20242024-12-31USD 808,547,0005.4%
20252025-12-31USD 935,650,00015.7%
Seacoast Banking Of Florida sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.0%
Q42025-12-319.3%
Q12026-03-31-10.8%
Q22026-06-3015.7%
Seacoast Banking Of Florida annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.66-23.9%
20232023-12-31USD 1.23-25.6%
20242024-12-31USD 1.4215.3%
20252025-12-31USD 1.5710.7%
Seacoast Banking Of Florida sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-16.0%
Q42025-12-31-31.0%
Q12026-03-31N/A
Q22026-06-3089.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$255.55M

+17.3%

Gross Profit

$180.40M

+22.8%

Gross Margin

70.59%

N/A

Market Cap

$3.36BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.71M

N/A

Employees

1,962

N/A

Net Income

$59.54M

+39.5%

EBITDA

$88.85M

+50.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$5.37B

+67.7%

Total Debt

$1.32B

+31.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$947.91M

+15.3%

Short Term Debt

$373.10M

+100.5%

Return on Assets

0.76%

N/A

Return on Invested Capital

4.28%

N/A

Free Cash Flow

$57.16M

-19.4%

Operating Cash Flow

$61.63M

-14.8%

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Questions About SBCF

What is the current price of Seacoast Banking Of Florida?

Seacoast Banking Of Florida is trading at $34.69 per share.

What is the 52-week range for Seacoast Banking Of Florida?

Over the past 52 weeks, Seacoast Banking Of Florida has traded between $28.58 and $36.27.

How much debt does Seacoast Banking Of Florida have?

As of the most recent reporting period, Seacoast Banking Of Florida reported total debt of $1.32B.

How much cash does Seacoast Banking Of Florida have on hand?

Seacoast Banking Of Florida does not have cash on hand data available.

What is Seacoast Banking Of Florida’s dividend yield?

Seacoast Banking Of Florida currently has a dividend yield of 2.16%.

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