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Security National Financial(NASDAQ) SNFCA

Current Price$9.41
Market Cap$255.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1987)+788%
5 Year+41%
1 Year+13%
1 Month+4%
Security National Financial last closing stock price
MetricPriceDate
Last closeUSD 9.392026-07-22
Security National Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.91%USD 9.982026-07-15
1 month+4.44%USD 8.992026-06-22
3 month+0.1%USD 9.382026-04-23
Year to date+9.43%USD 8.582025-12-31
1 year+12.68%USD 8.332025-07-22
3 year+27.14%USD 7.392023-07-21
5 year+40.66%USD 6.682021-07-23
Since inception+788.27%USD 1.071987-09-01

Security National Financial Financials at a Glance

Market Cap

$255.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$167.58M

Net Income (TTM)

$34.82M

EPS (TTM)

$1.39

P/E Ratio

6.77

Dividend

$0.00

Beta (Volatility)

0.54 (Low)

Price

$9.41

Volume

0

Open

$9.76

Previous Close

$9.41

Daily Range

$9.29 - $9.76

52-Week Range

$7.33 - $10.23

Estimated Earnings Date

Aug 10, 2026

SNFCA News

No articles available.

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About Security National Financial

Security National helps families plan for future needs. It sells life insurance and assists with funeral arrangements. The company also provides loans for buying homes.

What Does Security National Do?

  • Life Insurance: Sells funeral plans, annuities, and accident insurance; generated $28.9 million in revenue for the first quarter of 2026.
  • Mortgages: Provides residential and commercial loans for new construction and home buying; earned $23.5 million in fee income during the same period.
  • Cemetery and Mortuary: Operates 15 funeral homes and seven cemeteries in Utah, California, and New Mexico.
  • Real Estate Investment: Manages a portfolio of commercial properties and residential land developments to support its financial obligations.

Building for the Future

  • Adopted Accounting Standards Update (ASU) 2018-12 on December 31, 2025, to change how long-term insurance liabilities are reported.
  • Developed 435 residential lots through housing projects in Utah as of March 31, 2026, with 990 more lots planned for development.
  • Maintained 50% ownership in HHH Real Estate LLC and SN Oquirrh LLC to manage and develop land for housing.
  • Expanded the Center53 corporate campus in Utah to provide office space for internal operations and external rental income.

The Power of Integration

Security National manages a diverse business model by using insurance premiums to fund mortgage lending and real estate development. This structure allows the company to act as both a financial service provider and a physical property developer.

Recent Financial Results

  • Net earnings reached $7 million for the quarter ended March 31, 2026, up from $6.4 million in the same period last year.
  • Total revenue was $79.7 million in the first quarter of 2026, a 3.6% decrease from $82.7 million in 2025.
  • Operating cash flow rose to $32.9 million for the three months ended March 31, 2026, compared to $9.6 million a year earlier.
  • Earnings before income taxes reached $9.1 million in Q1 2026, a 9.7% increase over the $8.3 million reported in Q1 2025.
  • Total assets grew to $1.58 billion as of March 31, 2026, up from $1.56 billion at the end of 2025.

Bottom Line

Security National has evolved into a integrated financial services firm that balances insurance, death care, and real estate. Its ability to generate revenue from both lending fees and property development supports its long-term financial stability.

AI Generated • May 19, 2026

Industry

Diversified Financial Services

Employees

1,243

CEO

Scott M. Quist

Headquarters

Salt Lake City, UT 84123, US

SNFCA Financials

Key Financial Metrics (TTM)

Gross Margin

69.27%

Operating Margin

26.79%

Net Income Margin

20.78%

Return on Equity

8.95%

Return on Capital

8.14%

Return on Assets

2.20%

Earnings Yield

14.77%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$255.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

27.16M

Volume

0

Avg. Volume

35.42K

Financials (TTM)

Gross Profit

$116.08M

Operating Income

$44.89M

EBITDA

$51.68M

Operating Cash Flow

$68.89M

Capital Expenditure

-$1.44M

Free Cash Flow

$67.45M

Cash & ST Invst.

$190.17M

Total Debt

$108.76M

Security National Financial Performance Analysis

Security National Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 389,652,328-16.9%
20232023-12-31USD 318,497,490-18.3%
20242024-12-31USD 334,522,6685.0%
20252025-12-31USD 344,587,5383.0%
Security National Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-97.1%
Q32025-09-305.7%
Q42025-12-313219.2%
Q12026-03-31-3.9%
Security National Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.96-34.9%
20232023-12-31USD 0.55-42.7%
20242024-12-31USD 1.0589.9%
20252025-12-31USD 1.2014.6%
Security National Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3038.9%
Q32025-09-3024.0%
Q42025-12-31103.2%
Q12026-03-31-57.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$79.73M

-3.6%

Gross Profit

$55.19M

-32.3%

Gross Margin

69.22%

N/A

Market Cap

$255.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$205.18K

N/A

Employees

1,243

N/A

Net Income

$7.00M

+61.4%

EBITDA

$10.63M

+58.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$190.17M

+6.8%

Total Debt

$108.76M

-11.5%

Accounts Receivable

$25.51M

-14.2%

Inventory

$0.00

N/A

Long Term Debt

$108.76M

-11.5%

Short Term Debt

$0.00

N/A

Return on Assets

2.20%

N/A

Return on Invested Capital

2.90%

N/A

Free Cash Flow

$32.75M

+258.1%

Operating Cash Flow

$32.94M

+243.6%

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Questions About SNFCA

What is the current price of Security National Financial?

Security National Financial is trading at $9.41 per share.

What is the 52-week range for Security National Financial?

Over the past 52 weeks, Security National Financial has traded between $7.33 and $10.23.

How much debt does Security National Financial have?

As of the most recent reporting period, Security National Financial reported total debt of $108.76M.

How much cash does Security National Financial have on hand?

Security National Financial reported $150.12M in cash and cash equivalents in its most recent financial results.

What is Security National Financial’s dividend yield?

Security National Financial does not currently have a dividend yield.

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