Washington Trust Bancorp logo

Washington Trust Bancorp(NASDAQ) WASH

Market Cap$748.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+4,492%
5 Year-1%
1 Year+52%
1 Month+2%
Premium Feature
Moneyball Superscore
62/100
$39.15
+1.77%
+0.68Today
After hours$39.25+$0.10 (+0.26%)
Washington Trust Bancorp last closing stock price
MetricPriceDate
Last closeUSD 39.232026-10-22
Washington Trust Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+5.83%USD 37.072026-10-15
1 month+2.33%USD 38.342026-09-22
3 month+3.72%USD 37.822026-07-24
Year to date+41.86%USD 27.652025-12-31
1 year+52.38%USD 25.742025-10-22
3 year+97.1%USD 19.902023-10-23
5 year-0.91%USD 39.592021-10-22
Since inception+4,492.1%USD 0.841992-05-01

Washington Trust Bancorp Financials at a Glance

Market Cap

$748.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$381.90M

Net Income (TTM)

$63.94M

EPS (TTM)

$3.33

P/E Ratio

11.77

Dividend

$2.24

Beta (Volatility)

0.81 (Low)

Price

$39.15

Volume

129,738.348

Open

$38.46

Previous Close

$39.23

Daily Range

$38.35 - $39.37

52-Week Range

$26.52 - $40.54

Estimated Earnings Date

Jan 27, 2027

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About Washington Trust Bancorp

Washington Trust Bancorp, Inc. NASDAQ:WASH helps people and businesses manage their money. It provides loans for homes, businesses, and personal needs. The bank also offers investment advice and trust services.

How Does the Bank Work?

  • Banking Segment: Offers commercial, residential, and consumer loans along with deposit products; generated $82.3 million in net interest income for the six months ended June 30, 2026.
  • Wealth Management Services: Provides investment management, financial planning, and estate services; accounted for $22.3 million in noninterest income for the six-month period ended June 30, 2026.
  • Commercial Lending: Provides credit for real estate, construction, and industrial ventures to business clients.
  • Residential Real Estate: Includes mortgage originations for the bank's portfolio and sales to secondary markets.
  • Deposit Services: Offers checking, savings, and money market accounts for individuals and institutions.

Expansion and Efficiency

  • Plans to open two new full-service branches in Pawtucket and Bristol, Rhode Island, later in 2026.
  • Completed sale-leaseback transactions for five branch locations in the first quarter of 2025.
  • Terminated the qualified pension plan in the first quarter of 2025 to reduce future expenses.

A Regional Approach to Finance

The company uses a three lines of defense strategy to manage risk across its banking and wealth divisions. Washington Trust combines physical branch service with digital banking solutions to build market share in southern New England.

A Closer Look at the Numbers

  • Net income was $28.6 million for the six months ended June 30, 2026, up 12% year over year.
  • Net interest income reached $82.3 million for the six-month period ended June 30, 2026, up 12% from the same period in 2025.
  • Average wealth management assets under administration increased 11% year over year for the six months ended June 30, 2026.
  • Net interest margin was 2.68% for the six-month period ended June 30, 2026, up from 2.32% in the same period in 2025.
  • Total deposits increased to $5.4 billion at June 30, 2026, up 2% from Dec. 31, 2025.

The Big Picture

Washington Trust has evolved from a local lender into a diversified financial services firm with significant wealth management operations. Its focus on regional expansion and balance sheet management supports its long-standing position in the New England market.

AI Generated • Aug 6, 2026

Industry

Banks

Employees

642

CEO

Ned Handy, III

Headquarters

Westerly, RI 02891, US

WASH Financials

Key Financial Metrics (TTM)

Gross Margin

61.34%

Operating Margin

21.30%

Net Income Margin

16.74%

Return on Equity

11.76%

Return on Capital

5.31%

Return on Assets

0.98%

Earnings Yield

8.50%

Dividend Yield

5.71%

Payout Ratio

67.53%

Stock Overview

Market Cap

$748.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

19.07M

Volume

129.74K

Avg. Volume

134.87K

Financials (TTM)

Gross Profit

$234.27M

Operating Income

$81.36M

EBITDA

$84.28M

Operating Cash Flow

$93.18M

Capital Expenditure

-$3.91M

Free Cash Flow

$89.28M

Cash & ST Invst.

$913.29M

Total Debt

$435.76M

Washington Trust Bancorp Performance Analysis

Washington Trust Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 254,311,0005.9%
20232023-12-31USD 363,409,00042.9%
20242024-12-31USD 309,068,000-15.0%
20252025-12-31USD 385,661,00024.8%
Washington Trust Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-31-1.3%
Q12026-03-31-5.4%
Q22026-06-301.9%
Q32026-09-305.2%
Washington Trust Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.11-6.3%
20232023-12-31USD 2.82-31.5%
20242024-12-31USD -1.64N/A
20252025-12-31USD 2.71N/A
Washington Trust Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-3148.2%
Q12026-03-31-20.5%
Q22026-06-3025.8%
Q32026-09-3021.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$98.67M

+0.1%

Gross Profit

$63.16M

+27.2%

Gross Margin

64.01%

N/A

Market Cap

$748.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.17M

N/A

Employees

642

N/A

Net Income

$19.38M

+78.7%

EBITDA

$24.36M

+62.4%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$913.29M

+225.4%

Total Debt

$435.76M

-48.9%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$435.76M

-6.8%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.98%

N/A

Return on Invested Capital

7.38%

N/A

Free Cash Flow

$27.56M

+151.9%

Operating Cash Flow

$28.64M

+152.5%

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Questions About WASH

What is the current price of Washington Trust Bancorp?

Washington Trust Bancorp is trading at $39.23 per share.

What is the 52-week range for Washington Trust Bancorp?

Over the past 52 weeks, Washington Trust Bancorp has traded between $26.52 and $40.54.

How much debt does Washington Trust Bancorp have?

As of the most recent reporting period, Washington Trust Bancorp reported total debt of $435.76M.

How much cash does Washington Trust Bancorp have on hand?

Washington Trust Bancorp does not have cash on hand data available.

What is Washington Trust Bancorp’s dividend yield?

Washington Trust Bancorp currently has a dividend yield of 5.71%.

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