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XChange Tec.inc(NASDAQ) XHG

Market Cap$44.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)-100%
5 Year-100%
1 Year-24%
1 Month+11%
$1.07
+15.68%
+0.15Today
XChange Tec.inc last closing stock price
MetricPriceDate
Last closeUSD 0.952026-08-03
XChange Tec.inc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.95%USD 0.972026-07-27
1 month+11.06%USD 0.862026-07-02
3 month-11.94%USD 1.082026-05-05
Year to date+11.61%USD 0.852025-12-31
1 year-23.91%USD 1.252025-08-01
3 year-99.97%USD 3,514.402023-08-04
5 year-100%USD 84,000.002021-08-04
Since inception-100%USD 1,360,000.002019-11-01

XChange Tec.inc Financials at a Glance

Market Cap

$44.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥635.28M

Net Income (TTM)

-CN¥379.55M

EPS (TTM)

-$0.24

P/E Ratio

-3.99

Dividend

$0.00

Beta (Volatility)

0.79 (Low)

Price

$1.07

Volume

681.212

Open

$0.95

Previous Close

$0.95

Daily Range

$0.95 - $0.95

52-Week Range

$0.65 - $2.23

Estimated Earnings Date

Apr 8, 2026

XHG News

No articles available.

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About XChange Tec.inc

XChange TEC.INC is a diversified insurance agency and technology company based in Shanghai, China. The company specializes in providing a range of insurance products and operates a SaaS platform to enhance customer engagement and service delivery.

Products and Services
  • Automobile, life, and health insurance products
  • Group accident and property-related insurance offerings
  • SaaS platform for comprehensive customer service solutions
Growth Outlook
  • Revenue increased to CNY 187.6 million in Q4 2025
  • Significant growth potential in the Chinese insurance market
  • Expansion of SaaS platform expected to drive customer acquisition
Financial Highlights
  • Net income of -CNY 69.9 million in Q4 2025
  • Gross profit margin improved to 1.95% in Q4 2025
  • Cash and cash equivalents reached CNY 10.9 million as of Q4 2025
XChange TEC.INC operates in a rapidly growing insurance market in China, providing a diverse range of products tailored to individual consumers. The company has shown resilience with a notable increase in revenue, reaching CNY 187.6 million in the most recent quarter. Despite facing challenges, the gross profit margin has shown improvement, indicating potential for operational efficiency. The SaaS platform is a strategic asset that may enhance customer engagement and drive future growth. With a solid cash position, XChange TEC.INC is well-positioned to capitalize on emerging opportunities in the insurance sector.
AI Generated • Jul 22, 2026

Industry

Insurance

Sector

Financials

Employees

30

CEO

Zhi Chen Sun, CPA

Website

www.qk365.com

Headquarters

Shanghai, SH 200433, CN

XHG Financials

Key Financial Metrics (TTM)

Gross Margin

2.41%

Operating Margin

-7.51%

Net Income Margin

-22.93%

Return on Equity

10.02%

Return on Capital

N/A

Return on Assets

-134.95%

Earnings Yield

-25.06%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$44.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

46.60M

Volume

681.212

Avg. Volume

28.84K

Financials (TTM)

Gross Profit

CN¥17.71M

Operating Income

-CN¥48.11M

EBITDA

-CN¥735.47M

Operating Cash Flow

-CN¥21.72M

Capital Expenditure

CN¥10.36M

Free Cash Flow

-CN¥11.35M

Cash & ST Invst.

CN¥6.73M

Total Debt

CN¥679.47M

XChange Tec.inc Performance Analysis

XChange Tec.inc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-09-30CNY 0N/A
20232023-09-30CNY 0N/A
20242024-09-30CNY 40,014,381N/A
20252025-09-30CNY 50,643,21726.6%
XChange Tec.inc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-30N/A
Q22025-03-31N/A
Q42025-09-306.4%
Q22026-03-313.5%
XChange Tec.inc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-09-30CNY 0.29N/A
20232023-09-30CNY -0.01N/A
20242024-09-30CNY -0.01-2.0%
20252025-09-30CNY -4.9549447.0%
XChange Tec.inc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-09-30N/A
Q22025-03-31N/A
Q42025-09-3065.0%
Q22026-03-3185.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CN¥194.27M

-2.3%

Gross Profit

CN¥5.53M

+130.1%

Gross Margin

2.85%

N/A

Market Cap

$44.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.48M

N/A

Employees

30

N/A

Net Income

-CN¥17.59M

+58.8%

EBITDA

-CN¥7.38M

+81.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CN¥6.73M

-22.6%

Total Debt

CN¥679.47M

-49.6%

Accounts Receivable

CN¥22.66M

-7.3%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥256.04K

-26.7%

Short Term Debt

CN¥679.21M

-49.6%

Return on Assets

-1.35%

N/A

Return on Invested Capital

4.67%

N/A

Free Cash Flow

CN¥0.00

+100.0%

Operating Cash Flow

-CN¥8.27M

+67.0%

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Questions About XHG

What is the current price of XChange Tec.inc?

XChange Tec.inc is trading at $0.95 per share.

What is the 52-week range for XChange Tec.inc?

Over the past 52 weeks, XChange Tec.inc has traded between $0.65 and $2.23.

How much debt does XChange Tec.inc have?

As of the most recent reporting period, XChange Tec.inc reported total debt of CN¥98.49M.

How much cash does XChange Tec.inc have on hand?

XChange Tec.inc reported CN¥1.53M in cash and cash equivalents in its most recent financial results.

What is XChange Tec.inc’s dividend yield?

XChange Tec.inc does not currently have a dividend yield.

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