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Ameris Bancorp(NYSE) ABCB

Market Cap$5.77BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+2,954%
5 Year+91%
1 Year+17%
1 Month-3%
Premium Feature
Moneyball Superscore
71/100
$86.04
+0.25%
+0.21Today
After hours$86.02-$0.02 (-0.02%)
Ameris Bancorp last closing stock price
MetricPriceDate
Last closeUSD 86.052026-09-04
Ameris Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.54%USD 85.592026-08-28
1 month-3.22%USD 88.912026-08-05
3 month+0.9%USD 85.282026-06-05
Year to date+16.42%USD 73.912025-12-31
1 year+16.73%USD 73.722025-09-04
3 year+120.43%USD 39.042023-09-05
5 year+90.87%USD 45.082021-09-03
Since inception+2,954.19%USD 2.821994-05-19

Ameris Bancorp Financials at a Glance

Market Cap

$5.77BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.70B

Net Income (TTM)

$376.32M

EPS (TTM)

$5.53

P/E Ratio

15.57

Dividend

$0.80

Beta (Volatility)

1.04 (Average)

Price

$86.04

Volume

284,382.199

Open

$85.60

Previous Close

$86.05

Daily Range

$85.54 - $86.62

52-Week Range

$68.80 - $93.22

Estimated Earnings Date

Oct 26, 2026

ABCB News

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Page 1

ABCB: Motley Fool Moneyball Superscore

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About Ameris Bancorp

Ameris Bancorp helps people and companies manage money through bank accounts. It provides home mortgages and specialized business insurance loans. These services give customers the funds they need for daily life.

Where the Money Comes From

  • Banking Division: Offers checking, savings, and commercial loans; interest income was $257.0 million for the quarter ended June 30, 2026.
  • Retail Mortgage Division: Provides residential real estate loans and servicing; interest income was $56.6 million for the quarter ended June 30, 2026.
  • Premium Finance Division: Finances commercial insurance premiums; interest income was $30.7 million for the quarter ended June 30, 2026.
  • Warehouse Lending Division: Extends credit to other mortgage companies; interest income was $21.3 million for the quarter ended June 30, 2026.

Strategic Steps Forward

  • Authorized an increase to the share repurchase program to $200.0 million on Oct. 20, 2025.
  • Repurchased 1,740,798 shares of common stock for $134.6 million under the current program as of June 30, 2026.
  • Raised taxable investment security yields to 4.48% in the second quarter of 2026, compared with 3.92% in the second quarter of 2025.

What Defines the Bank?

Ameris maintains a significant commercial real estate portfolio across metropolitan areas in Georgia, Florida, and the Carolinas. The company uses specialized divisions like premium finance to generate unique lending income that differs from traditional retail banking.

The Latest Financial Results

  • Net interest income reached $253.4 million for the quarter ended June 30, 2026, up 8.9% year over year.
  • Total interest-earning assets grew to $26.2 billion in the second quarter of 2026, up 5.8% year over year.
  • Net income available to common shareholders was $51.4 million for the quarter ended June 30, 2026, down from $109.8 million in the second quarter of 2025.
  • The company recorded a litigation expense accrual of $82.5 million in the second quarter of 2026 relating to a California jury verdict.

Bottom Line

Ameris has evolved into a multisegment financial institution that balances traditional retail banking with specialized commercial and mortgage lending. This diversification helps the bank maintain market relevance across different economic cycles.

AI Generated • Aug 8, 2026

Industry

Banks

Sector

Financials

Employees

2,673

CEO

H. Palmer Proctor, Jr.

Website

www.amerisbank.com

Headquarters

Atlanta, GA 30305, US

ABCB Financials

Key Financial Metrics (TTM)

Gross Margin

69.74%

Operating Margin

28.59%

Net Income Margin

22.19%

Return on Equity

9.25%

Return on Capital

11.08%

Return on Assets

1.32%

Earnings Yield

6.42%

Dividend Yield

0.93%

Payout Ratio

14.57%

Stock Overview

Market Cap

$5.77BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

67.11M

Volume

284.38K

Avg. Volume

476.70K

Financials (TTM)

Gross Profit

$1.18B

Operating Income

$484.91M

EBITDA

$536.49M

Operating Cash Flow

$548.53M

Capital Expenditure

-$26.55M

Free Cash Flow

$521.98M

Cash & ST Invst.

$237.43M

Total Debt

$1.39B

Ameris Bancorp Performance Analysis

Ameris Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,266,855,00015.1%
20232023-12-31USD 1,512,971,00019.4%
20242024-12-31USD 1,636,329,0008.2%
20252025-12-31USD 1,671,716,0002.2%
Ameris Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.5%
Q42025-12-31-0.6%
Q12026-03-310.4%
Q22026-06-302.4%
Ameris Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.99-7.6%
20232023-12-31USD 3.89-22.0%
20242024-12-31USD 5.1933.4%
20252025-12-31USD 6.0015.5%
Ameris Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-3.8%
Q42025-12-313.2%
Q12026-03-312.5%
Q22026-06-30-52.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$431.90M

+5.9%

Gross Profit

$301.56M

+4.2%

Gross Margin

69.82%

N/A

Market Cap

$5.77BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.16M

N/A

Employees

2,673

N/A

Net Income

$51.45M

-53.2%

EBITDA

$73.48M

-52.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$237.43M

-90.0%

Total Debt

$1.39B

+171.6%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$153.35M

-69.9%

Short Term Debt

$1.23B

N/A

Return on Assets

1.32%

N/A

Return on Invested Capital

1.78%

N/A

Free Cash Flow

$70.81M

+31.8%

Operating Cash Flow

$79.42M

+29.4%

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Questions About ABCB

What is the current price of Ameris Bancorp?

Ameris Bancorp is trading at $86.05 per share.

What is the 52-week range for Ameris Bancorp?

Over the past 52 weeks, Ameris Bancorp has traded between $68.80 and $93.22.

How much debt does Ameris Bancorp have?

As of the most recent reporting period, Ameris Bancorp reported total debt of $1.39B.

How much cash does Ameris Bancorp have on hand?

Ameris Bancorp does not have cash on hand data available.

What is Ameris Bancorp’s dividend yield?

Ameris Bancorp currently has a dividend yield of 0.93%.

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