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American Financial Group(NYSE) AFG

Current Price$141.22
Market Cap$11.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1978)+15,447%
5 Year+67%
1 Year+18%
1 Month+8%
American Financial Group last closing stock price
MetricPriceDate
Last closeUSD 142.262026-07-20
American Financial Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.14%USD 142.462026-07-13
1 month+7.71%USD 132.072026-06-18
3 month+9.55%USD 129.862026-04-21
Year to date+7.4%USD 132.452025-12-31
1 year+17.55%USD 121.022025-07-18
3 year+41.56%USD 100.502023-07-21
5 year+67.13%USD 85.122021-07-21
Since inception+15,447.23%USD 0.921978-11-14

American Financial Group Financials at a Glance

Market Cap

$11.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$8.11B

Net Income (TTM)

$879.00M

EPS (TTM)

$10.54

P/E Ratio

13.50

Dividend

$3.52

Beta (Volatility)

0.59 (Low)

Price

$141.22

Volume

3,352

Open

$138.01

Previous Close

$142.26

Daily Range

$138.01 - $142.32

52-Week Range

$119.00 - $146.19

Estimated Earnings Date

Aug 4, 2026

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About American Financial Group

American Financial helps businesses protect their assets by offering specialized insurance policies. It creates custom coverage for specific industries like farming, trucking, and finance. This focus allows the company to solve complex risks that standard insurance providers might not cover.

What They Protect

  • Property and Transportation: Coverage for commercial buildings and specialized vehicles like buses and trucks; includes physical damage and liability protection.
  • Specialty Casualty: Liability and workers' compensation insurance tailored for small businesses and professional executives; covers legal and medical costs for workplace injuries.
  • Specialty Financial: Risk management programs for banks and lenders; includes fidelity bonds and surety products that protect against financial loss or contract failure.

History of Strategic Moves

  • Acquired Crop Risk Services in 2024 to expand its presence in the agricultural insurance market.
  • Invested in Riverfront Re Ltd. to use a catastrophe bond structure for additional financial protection against large-scale disasters.
  • Focused on organic growth and selective startups to maintain a portfolio where over 55% of 2025 premiums come from top-tier market positions.

Strength in Specialization

The company uses a decentralized model that gives 36 different insurance businesses the autonomy to make local underwriting and claim decisions. This entrepreneurial approach combined with an in-house investment team helps the company maintain a consistent underwriting profit.

The Recent Financial Performance

  • Net income reached $299 million in Q4 2025, up 17.3% from Q4 2024.
  • Operating income hit $379 million in Q4 2025, an 18.4% increase year-over-year.
  • Gross profit rose to $1 billion in Q4 2025, up 140.9% from the $416 million reported in Q4 2024.
  • Operating cash flow was $784 million in Q4 2025, up 16.3% from the previous year.

Bottom Line

American Financial has transitioned into a highly focused specialty insurer by exiting general markets to prioritize niche business lines. Its ability to balance independent operations with centralized investment oversight has resulted in long-term underwriting profitability.

AI Generated • Apr 21, 2026

Industry

Insurance

Employees

8,500

CEO

Carl Henry Lindner, III; S. Craig Lindner

Headquarters

Cincinnati, OH 45202, US

AFG Financials

Key Financial Metrics (TTM)

Gross Margin

32.36%

Operating Margin

13.68%

Net Income Margin

10.78%

Return on Equity

18.76%

Return on Capital

16.16%

Return on Assets

3.40%

Earnings Yield

7.41%

Dividend Yield

2.45%

Payout Ratio

64.96%

Stock Overview

Market Cap

$11.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

83.09M

Volume

3.35K

Avg. Volume

503.99K

Financials (TTM)

Gross Profit

$1.47B

Operating Income

$1.12B

EBITDA

$1.29B

Operating Cash Flow

$1.67B

Capital Expenditure

-$94.00M

Free Cash Flow

$1.57B

Cash & ST Invst.

$2.12B

Total Debt

$1.82B

American Financial Group Performance Analysis

American Financial Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 6,773,000,0008.8%
20232023-12-31USD 7,732,000,00014.2%
20242024-12-31USD 8,278,000,0007.1%
20252025-12-31USD 8,117,000,000-1.9%
American Financial Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-304.7%
Q32025-09-3019.4%
Q42025-12-31-11.4%
Q12026-03-31-10.0%
American Financial Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 10.53-32.7%
20232023-12-31USD 10.05-4.6%
20242024-12-31USD 10.575.2%
20252025-12-31USD 10.08-4.6%
American Financial Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3013.0%
Q32025-09-3024.0%
Q42025-12-3139.1%
Q12026-03-31-36.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$1.84B

-0.4%

Gross Profit

$316.00M

+12.9%

Gross Margin

17.21%

N/A

Market Cap

$11.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.39M

N/A

Employees

8,500

N/A

Net Income

$191.00M

+24.0%

EBITDA

$287.00M

+20.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$2.12B

+66.1%

Total Debt

$1.82B

-5.8%

Accounts Receivable

$8.03B

+405.4%

Inventory

$0.00

N/A

Long Term Debt

$1.82B

-5.8%

Short Term Debt

$0.00

N/A

Return on Assets

3.40%

N/A

Return on Invested Capital

4.32%

N/A

Free Cash Flow

$457.00M

+33.6%

Operating Cash Flow

$474.00M

+38.6%

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Questions About AFG

What is the current price of American Financial Group?

American Financial Group is trading at $141.22 per share.

What is the 52-week range for American Financial Group?

Over the past 52 weeks, American Financial Group has traded between $119.00 and $146.19.

How much debt does American Financial Group have?

As of the most recent reporting period, American Financial Group reported total debt of $1.82B.

How much cash does American Financial Group have on hand?

American Financial Group reported $1.35B in cash and cash equivalents in its most recent financial results.

What is American Financial Group’s dividend yield?

American Financial Group currently has a dividend yield of 2.45%.

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