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Hanover Insurance Group(NYSE) THG

Market Cap$7.93BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,506%
5 Year+80%
1 Year+34%
1 Month-2%
Premium Feature
Moneyball Superscore
76/100
$225.96
-0.75%
-1.71Today
After hours$226.09+$0.13 (+0.06%)
Hanover Insurance Group last closing stock price
MetricPriceDate
Last closeUSD 227.672026-08-28
Hanover Insurance Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.02%USD 223.162026-08-21
1 month-2.01%USD 232.342026-07-29
3 month+22.87%USD 185.302026-05-29
Year to date+25.86%USD 180.892025-12-31
1 year+33.99%USD 169.912025-08-28
3 year+131.12%USD 98.512023-08-29
5 year+79.75%USD 126.662021-08-27
Since inception+1,506.44%USD 14.171995-10-11

Hanover Insurance Group Financials at a Glance

Market Cap

$7.93BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$6.76B

Net Income (TTM)

$755.60M

EPS (TTM)

$20.96

P/E Ratio

10.86

Dividend

$3.75

Beta (Volatility)

0.46 (Low)

Price

$225.96

Volume

205,756.994

Open

$227.57

Previous Close

$226.11

Daily Range

$225.67 - $227.61

52-Week Range

$166.54 - $236.07

Estimated Earnings Date

Nov 4, 2026

THG News

Foolcom-Featured.png

Hanover (THG) Q2 EPS Jumps 131%

Motley Fool Markets TeamJul 31, 2025

The Hanover Group Keeps Dividend Steady

Rich DupreyMay 15, 2013

CAPScall of the Week: Hanover Insurance Group

Sean WilliamsNov 6, 2012

7 Mid-Cap Income Stocks

Russ KrullSep 6, 2011

Stocks of the Week

Matt KoppenhefferJul 23, 2007

THG: Motley Fool Moneyball Superscore

76

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About Hanover Insurance Group

The Hanover Insurance Group, Inc. helps people protect their property. The company sells coverage for cars and workplaces through independent agents. These plans provide financial help after accidents or natural disasters.

Products for Business and Home

  • Core Commercial: Insurance for small and mid-sized businesses including workers' compensation; generated $1,205.2 million in premiums during the first half of 2026.
  • Specialty Lines: Solutions for niche risks like marine and professional liability; generated $751.1 million in premiums in the first half of 2026.
  • Personal Lines: Home and auto coverage for individuals; generated $1,260.2 million in net premiums written in the first half of 2026.
  • Other Segment: Management of closed business lines with active claims and institutional investment services.

Strategic Growth and Risk Management

  • Expanded the property risk insurance treaty to $125 million on July 1, 2026.
  • Updated catastrophe protection through a new agreement with Commonwealth Re Ltd. in July 2026. This deal uses catastrophe bonds to provide extra funding for disasters.
  • Authorized a $700 million stock repurchase program on May 13, 2026.
  • Redeemed $375.0 million in senior unsecured debentures during the first half of 2026.

The Strength of Independent Agents

The company relies on a network of select independent agents for distribution. Roughly 89% of personal policyholders hold multiple policies or coverages with the firm.

A Look at the Numbers

  • Net income rose to $378.4 million for the six months ended June 30, 2026, up $93.1 million year over year.
  • Operating income before interest and taxes (non-GAAP) reached $502.1 million for the six months ended June 30, 2026.
  • Net premiums written increased to $3,216.5 million during the first half of 2026, up $121.9 million.
  • Market capitalization was $7.6 billion in the second quarter of 2026, up 24.6% year over year.
  • The price-to-earnings ratio was 9.9 in the second quarter of 2026, up from 9.7 in 2025.

Bottom Line

Hanover has evolved by focusing on specialized business lines and deepening relationships with independent agents. This strategy helps manage earnings volatility while maintaining growth in competitive insurance markets.

AI Generated • Aug 4, 2026

Industry

Insurance

Sector

Financials

Employees

4,900

CEO

John Conner Roche

Website

www.hanover.com

Headquarters

Worcester, MA 01653, US

THG Financials

Key Financial Metrics (TTM)

Gross Margin

39.89%

Operating Margin

14.30%

Net Income Margin

11.18%

Return on Equity

21.22%

Return on Capital

17.62%

Return on Assets

4.48%

Earnings Yield

9.21%

Dividend Yield

1.65%

Payout Ratio

17.54%

Stock Overview

Market Cap

$7.93BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

34.82M

Volume

205.76K

Avg. Volume

325.01K

Financials (TTM)

Gross Profit

$2.70B

Operating Income

$966.60M

EBITDA

$1.01B

Operating Cash Flow

$1.26B

Capital Expenditure

-$10.60M

Free Cash Flow

$1.25B

Cash & ST Invst.

$2.02B

Total Debt

$844.00M

Hanover Insurance Group Performance Analysis

Hanover Insurance Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 5,468,600,0004.6%
20232023-12-31USD 5,993,500,0009.6%
20242024-12-31USD 6,237,400,0004.1%
20252025-12-31USD 6,594,400,0005.7%
Hanover Insurance Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-300.4%
Q42025-12-310.8%
Q12026-03-311.8%
Q22026-06-301.5%
Hanover Insurance Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.21-72.1%
20232023-12-31USD 0.98-69.6%
20242024-12-31USD 11.701096.9%
20252025-12-31USD 18.1555.1%
Hanover Insurance Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3014.2%
Q42025-12-3111.4%
Q12026-03-31-5.9%
Q22026-06-302.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$1.73B

+4.6%

Gross Profit

$763.70M

+103.8%

Gross Margin

44.24%

N/A

Market Cap

$7.93BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.62M

N/A

Employees

4,900

N/A

Net Income

$191.60M

+22.0%

EBITDA

$253.70M

+22.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$2.02B

-51.9%

Total Debt

$844.00M

+7.6%

Accounts Receivable

$1.95B

-50.6%

Inventory

$0.00

N/A

Long Term Debt

$793.90M

+128.3%

Short Term Debt

$50.10M

-88.5%

Return on Assets

4.48%

N/A

Return on Invested Capital

5.75%

N/A

Free Cash Flow

$209.40M

+2.2%

Operating Cash Flow

$212.30M

+2.8%

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Questions About THG

What is the current price of Hanover Insurance Group?

Hanover Insurance Group is trading at $226.11 per share.

What is the 52-week range for Hanover Insurance Group?

Over the past 52 weeks, Hanover Insurance Group has traded between $166.54 and $236.07.

How much debt does Hanover Insurance Group have?

As of the most recent reporting period, Hanover Insurance Group reported total debt of $844.00M.

How much cash does Hanover Insurance Group have on hand?

Hanover Insurance Group reported $266.10M in cash and cash equivalents in its most recent financial results.

What is Hanover Insurance Group’s dividend yield?

Hanover Insurance Group currently has a dividend yield of 1.65%.

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