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Banc Of California(NYSE) BANC

Current Price$21.28
Market Cap$3.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2000)+120%
5 Year+38%
1 Year+45%
1 Month+6%
Banc Of California last closing stock price
MetricPriceDate
Last closeUSD 21.332026-07-22
Banc Of California stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.35%USD 20.842026-07-15
1 month+5.54%USD 20.212026-06-22
3 month+13.53%USD 18.792026-04-23
Year to date+12.04%USD 19.042025-12-31
1 year+45.01%USD 14.712025-07-22
3 year+81.05%USD 11.782023-07-21
5 year+38.25%USD 15.432021-07-23
Since inception+119.73%USD 9.712000-06-05

Banc Of California Financials at a Glance

Market Cap

$3.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.82B

Net Income (TTM)

$247.36M

EPS (TTM)

$1.30

P/E Ratio

16.43

Dividend

$0.44

Beta (Volatility)

1.10 (Average)

Price

$21.28

Volume

0

Open

$21.84

Previous Close

$21.28

Daily Range

$21.17 - $21.84

52-Week Range

$13.96 - $21.93

Estimated Earnings Date

Jul 22, 2026

BANC News

featured-earnings-leadership-highlights.png

Banc of California Earns $48 Million

Motley Fool Markets TeamJul 31, 2025

BANC: Motley Fool Moneyball Superscore

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About Banc Of California

Banc of California helps businesses manage and borrow money. It provides checking accounts and loans for companies. This bank focuses on long-term relationships with business clients.

Banking Tools for Business

  • Commercial Lending: Loans and credit lines for small and middle-market businesses, including venture capital and asset-based lending.
  • Real Estate Finance: Mortgage products for commercial properties, apartment buildings, and construction projects.
  • Deposit Services: Business checking, savings, and money market accounts, alongside certificates of deposit.
  • Treasury Management: Tools for payment processing, wire transfers, and managing daily business cash flows.
  • Niche Technology: Specialized platforms like SmartStreet that serve the community association management industry nationwide.

Strategic Moves and Markets

  • Expanded operations to include full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina.
  • Developed SmartStreet, a technology-focused platform designed specifically for managing community association accounts.
  • Built a regional office network to provide payment processing and lending solutions to clients across the United States.

What Sets the Bank Apart?

Banc of California focuses on relationship-based banking for middle-market and venture-backed firms. The company uses specialized technology platforms to serve niche markets like homeowner associations.

The Financial Scorecard

  • Net earnings reached $72.0 million in Q1 2026, up 34.3% from $53.6 million in Q1 2025.
  • Net interest income—the difference between interest earned on loans and interest paid on deposits—rose to $251.6 million in Q1 2026.
  • Operating cash flow reached $49.0 million in Q1 2026, up 223.9% from $15.1 million in Q1 2025.
  • Total loans held for investment stood at $24.8 billion as of March 31, 2026.

The Final Word

Banc of California has transitioned into a focused business bank serving middle-market and niche industrial segments. Its shift toward technology-driven services and relationship lending defines its current operational model.

AI Generated • May 24, 2026

Industry

Banks

Sector

Financials

Employees

1,904

CEO

Jared Michael Wolff

Website

www.bancofcal.com

Headquarters

Los Angeles, CA 92707, US

BANC Financials

Key Financial Metrics (TTM)

Gross Margin

59.84%

Operating Margin

19.19%

Net Income Margin

13.63%

Return on Equity

7.07%

Return on Capital

4.96%

Return on Assets

0.71%

Earnings Yield

6.09%

Dividend Yield

2.06%

Payout Ratio

42.54%

Stock Overview

Market Cap

$3.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

154.20M

Volume

0

Avg. Volume

2.86M

Financials (TTM)

Gross Profit

$1.09B

Operating Income

$348.27M

EBITDA

$416.73M

Operating Cash Flow

$289.46M

Capital Expenditure

-$22.69M

Free Cash Flow

$266.78M

Cash & ST Invst.

$253.92M

Total Debt

$3.51B

Banc Of California Performance Analysis

Banc Of California annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,635,364,000426.7%
20232023-12-31USD 1,524,796,000-6.8%
20242024-12-31USD 1,894,603,00024.3%
20252025-12-31USD 1,823,257,000-3.8%
Banc Of California sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.3%
Q32025-09-303.9%
Q42025-12-31-1.5%
Q12026-03-31-3.4%
Banc Of California annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.14441.3%
20232023-12-31USD -22.71N/A
20242024-12-31USD 0.52N/A
20252025-12-31USD 1.17126.4%
Banc Of California sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-53.8%
Q32025-09-30216.7%
Q42025-12-3110.5%
Q12026-03-317.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$442.77M

+1.0%

Gross Profit

$277.15M

+9.2%

Gross Margin

62.59%

N/A

Market Cap

$3.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.73M

N/A

Employees

1,904

N/A

Net Income

$71.95M

+34.3%

EBITDA

$118.71M

+19.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$253.92M

-89.2%

Total Debt

$3.51B

+34.0%

Accounts Receivable

$134.03M

-7.1%

Inventory

$0.00

N/A

Long Term Debt

$2.57B

-1.9%

Short Term Debt

$940.00M

N/A

Return on Assets

0.71%

N/A

Return on Invested Capital

1.03%

N/A

Free Cash Flow

$45.60M

+235.4%

Operating Cash Flow

$48.98M

+223.9%

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Questions About BANC

What is the current price of Banc Of California?

Banc Of California is trading at $21.28 per share.

What is the 52-week range for Banc Of California?

Over the past 52 weeks, Banc Of California has traded between $13.96 and $21.93.

How much debt does Banc Of California have?

As of the most recent reporting period, Banc Of California reported total debt of $3.51B.

How much cash does Banc Of California have on hand?

Banc Of California does not have cash on hand data available.

What is Banc Of California’s dividend yield?

Banc Of California currently has a dividend yield of 2.06%.

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