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TowneBank(NASDAQ) TOWN

Market Cap$3.57BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+935%
5 Year+54%
1 Year+15%
1 Month+5%
$38.23
-1.37%
-0.53Today
TowneBank last closing stock price
MetricPriceDate
Last closeUSD 38.212026-07-30
TowneBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+6.29%USD 35.952026-07-23
1 month+5.44%USD 36.242026-06-30
3 month+9.93%USD 34.762026-05-01
Year to date+18.66%USD 32.202025-12-31
1 year+14.72%USD 33.312025-07-30
3 year+70.25%USD 22.442023-07-31
5 year+53.73%USD 24.862021-07-30
Since inception+935.17%USD 3.741999-05-07

TowneBank Financials at a Glance

Market Cap

$3.57BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.30B

Net Income (TTM)

$313.79M

EPS (TTM)

$3.57

P/E Ratio

10.87

Dividend

$1.09

Beta (Volatility)

0.75 (Low)

Price

$38.23

Volume

558,332.76

Open

$38.74

Previous Close

$38.21

Daily Range

$38.18 - $38.98

52-Week Range

$31.28 - $39.03

Estimated Earnings Date

Oct 21, 2026

TOWN News

PiggyBank-BuyAlert-Blue.png

Patriot Financial Partners Makes Major TowneBank Investment

Pamela KockMay 6, 2026

3 Stocks Near 52-Week Lows Worth Buying

Sean WilliamsNov 26, 2013

5-Star Stocks Poised to Pop: Towne Bank

BRIAN PACAMPARAApr 4, 2012

Hidden Stocks for High Returns

Rich DupreyDec 17, 2011

Finding Value in Mid-Atlantic Regional Banks

Robert EberhardNov 23, 2011

The Highest-Rated Commercial Bank Stocks

Dan DzombakNov 14, 2011

Hidden Stocks for High Returns

Rich DupreyMar 29, 2011

5 Banks Worth Buying Out

Matt KoppenhefferJan 27, 2011
Page 1

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About TowneBank

TowneBank operates as a comprehensive financial institution, providing a diverse range of retail and commercial banking services. Established in 1998, the bank has a strong regional presence in southeastern Virginia and northeastern North Carolina, focusing on customer-centric solutions across banking, realty, and insurance sectors.

Products and Services
  • Retail and commercial banking services, including various deposit accounts
  • Comprehensive lending solutions, including personal and commercial loans
  • Insurance offerings covering life, property, casualty, and auto insurance
Growth Outlook
  • Recent quarterly revenue reached $260.5 million, indicating strong demand
  • Net income for Q1 2026 was $40.9 million, showcasing profitability
  • Expansion into new markets in North Carolina supports future growth potential
Financial Highlights
  • Trailing twelve-month revenue of $1.1 billion reflects consistent performance
  • Dividend yield of approximately 4.94% offers attractive returns to investors
  • Operating income margin of 19.27% demonstrates effective cost management
TowneBank's diverse product offerings and strong financial performance position it well for future growth. The bank's focus on customer service and community engagement has fostered a loyal client base, contributing to its steady revenue generation. Recent financial results indicate a robust operating model, with significant net income and a solid dividend yield, making it an appealing option for potential investors. The strategic expansion into new markets further enhances growth prospects, ensuring TowneBank remains competitive in the regional banking landscape.
AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

Employees

1,939

CEO

William I. Foster, III

Website

www.townebank.com

Headquarters

Portsmouth, VA 23703, US

TOWN Financials

Key Financial Metrics (TTM)

Gross Margin

75.99%

Operating Margin

31.08%

Net Income Margin

24.14%

Return on Equity

11.66%

Return on Capital

7.53%

Return on Assets

1.39%

Earnings Yield

9.20%

Dividend Yield

2.77%

Payout Ratio

26.07%

Stock Overview

Market Cap

$3.57BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

92.19M

Volume

558.33K

Avg. Volume

634.35K

Financials (TTM)

Gross Profit

$987.94M

Operating Income

$404.05M

EBITDA

$439.14M

Operating Cash Flow

$180.03M

Capital Expenditure

-$52.15M

Free Cash Flow

$127.89M

Cash & ST Invst.

$158.77M

Total Debt

$450.24M

TowneBank Performance Analysis

TowneBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 745,736,0002.4%
20232023-12-31USD 939,739,00026.0%
20242024-12-31USD 1,019,409,0008.5%
20252025-12-31USD 1,115,209,0009.4%
TowneBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.3%
Q42025-12-31-11.1%
Q12026-03-312.1%
Q22026-06-3090.9%
TowneBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.60-12.3%
20232023-12-31USD 2.06-20.9%
20242024-12-31USD 2.154.3%
20252025-12-31USD 2.212.9%
TowneBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.9%
Q42025-12-31N/A
Q12026-03-31-11.8%
Q22026-06-30364.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$497.37M

+79.0%

Gross Profit

$421.22M

+109.5%

Gross Margin

84.69%

N/A

Market Cap

$3.57BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.20M

N/A

Employees

2,976

N/A

Net Income

$193.19M

+397.4%

EBITDA

$253.70M

+322.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$158.77M

-86.5%

Total Debt

$450.24M

+53.1%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$411.27M

+50.5%

Short Term Debt

$38.97M

+86.9%

Return on Assets

1.39%

N/A

Return on Invested Capital

1.79%

N/A

Free Cash Flow

$26.86M

-75.7%

Operating Cash Flow

$40.45M

-66.8%

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Questions About TOWN

What is the current price of TowneBank?

TowneBank is trading at $38.21 per share.

What is the 52-week range for TowneBank?

Over the past 52 weeks, TowneBank has traded between $31.28 and $39.03.

How much debt does TowneBank have?

As of the most recent reporting period, TowneBank reported total debt of $450.24M.

How much cash does TowneBank have on hand?

TowneBank does not have cash on hand data available.

What is TowneBank’s dividend yield?

TowneBank currently has a dividend yield of 2.77%.

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