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TowneBank(NASDAQ) TOWN

Market Cap$3.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1999)+864%
5 Year+38%
1 Year+9%
1 Month-4%
$35.75
-0.20%
-0.07Today
TowneBank last closing stock price
MetricPriceDate
Last closeUSD 35.822026-09-29
TowneBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.72%USD 36.082026-09-22
1 month-3.56%USD 37.142026-08-28
3 month-1.61%USD 36.412026-07-01
Year to date+12.1%USD 31.952025-12-31
1 year+8.51%USD 33.012025-09-29
3 year+75.39%USD 20.422023-09-29
5 year+38.25%USD 25.912021-09-30
Since inception+864.07%USD 3.721999-05-07

TowneBank Financials at a Glance

Market Cap

$3.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.30B

Net Income (TTM)

$313.79M

EPS (TTM)

$3.57

P/E Ratio

10.04

Dividend

$1.37

Beta (Volatility)

0.73 (Low)

Price

$35.75

Volume

87,331.606

Open

$35.88

Previous Close

$35.82

Daily Range

$35.65 - $36.10

52-Week Range

$31.28 - $39.03

Estimated Earnings Date

Oct 21, 2026

TOWN News

PiggyBank-BuyAlert-Blue.png

Patriot Financial Partners Makes Major TowneBank Investment

Pamela KockMay 6, 2026

3 Stocks Near 52-Week Lows Worth Buying

Sean WilliamsNov 26, 2013

5-Star Stocks Poised to Pop: Towne Bank

BRIAN PACAMPARAApr 4, 2012

Hidden Stocks for High Returns

Rich DupreyDec 17, 2011

Finding Value in Mid-Atlantic Regional Banks

Robert EberhardNov 23, 2011

The Highest-Rated Commercial Bank Stocks

Dan DzombakNov 14, 2011

Hidden Stocks for High Returns

Rich DupreyMar 29, 2011

5 Banks Worth Buying Out

Matt KoppenhefferJan 27, 2011
Page 1

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About TowneBank

TowneBank operates as a comprehensive financial institution, providing a diverse range of retail and commercial banking services. Established in 1998, the bank has a strong regional presence in southeastern Virginia and northeastern North Carolina, focusing on customer-centric solutions across banking, realty, and insurance sectors.

Products and Services
  • Retail and commercial banking services, including various deposit accounts
  • Comprehensive lending solutions, including personal and commercial loans
  • Insurance offerings, covering life, property, and employee benefits
Growth Outlook
  • Recent quarterly revenue reached $497 million, indicating strong demand
  • Trailing twelve months (TTM) net income of $193 million reflects solid profitability
  • Expansion into new markets in North Carolina supports future growth potential
Financial Highlights
  • TTM dividend yield stands at 4.83%, appealing for income-focused investors
  • Recent quarterly earnings per share (EPS) of $2.10 showcases robust performance
  • Price-to-earnings (P/E) ratio of 10.39 suggests potential undervaluation compared to peers
TowneBank's diverse product offerings and strong financial performance position it well for continued growth. The bank's focus on customer service and regional expansion enhances its competitive edge in the financial services sector. Recent financial metrics indicate a solid foundation, making it an attractive option for potential investors seeking exposure to the regional banking industry.
AI Generated • Sep 19, 2026

Industry

Banks

Sector

Financials

Employees

2,011

CEO

William I. Foster, III

Website

www.townebank.com

Headquarters

Portsmouth, VA 23703, US

TOWN Financials

Key Financial Metrics (TTM)

Gross Margin

75.99%

Operating Margin

31.08%

Net Income Margin

24.14%

Return on Equity

11.66%

Return on Capital

7.53%

Return on Assets

1.39%

Earnings Yield

9.96%

Dividend Yield

3.78%

Payout Ratio

48.57%

Stock Overview

Market Cap

$3.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

92.44M

Volume

87.33K

Avg. Volume

588.67K

Financials (TTM)

Gross Profit

$987.94M

Operating Income

$404.05M

EBITDA

$439.14M

Operating Cash Flow

$180.10M

Capital Expenditure

-$48.33M

Free Cash Flow

$131.77M

Cash & ST Invst.

$158.77M

Total Debt

$450.24M

TowneBank Performance Analysis

TowneBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 745,736,0002.4%
20232023-12-31USD 939,739,00026.0%
20242024-12-31USD 1,019,409,0008.5%
20252025-12-31USD 1,115,209,0009.4%
TowneBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.3%
Q42025-12-31-11.1%
Q12026-03-312.1%
Q22026-06-3090.9%
TowneBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.60-12.3%
20232023-12-31USD 2.06-20.9%
20242024-12-31USD 2.154.3%
20252025-12-31USD 2.212.9%
TowneBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.9%
Q42025-12-31N/A
Q12026-03-31-11.8%
Q22026-06-30364.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$497.37M

+79.0%

Gross Profit

$421.22M

+109.5%

Gross Margin

84.69%

N/A

Market Cap

$3.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.13M

N/A

Employees

2,932

N/A

Net Income

$193.19M

+397.4%

EBITDA

$253.70M

+322.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$158.77M

-86.5%

Total Debt

$450.24M

+53.1%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$411.27M

+50.5%

Short Term Debt

$38.97M

+86.9%

Return on Assets

1.39%

N/A

Return on Invested Capital

1.79%

N/A

Free Cash Flow

-$38.62M

+9.1%

Operating Cash Flow

-$30.58M

+0.2%

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Questions About TOWN

What is the current price of TowneBank?

TowneBank is trading at $35.77 per share.

What is the 52-week range for TowneBank?

Over the past 52 weeks, TowneBank has traded between $31.28 and $39.03.

How much debt does TowneBank have?

As of the most recent reporting period, TowneBank reported total debt of $505.29M.

How much cash does TowneBank have on hand?

TowneBank does not have cash on hand data available.

What is TowneBank’s dividend yield?

TowneBank currently has a dividend yield of 3.78%.

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