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Seacoast Banking Of Florida

(NASDAQ) SBCF

Current Price$33.92
Market Cap$3.30BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1985)+442%
5 Year+21%
1 Year+19%
1 Month+11%
Seacoast Banking Of Florida last closing stock price
MetricPriceDate
Last closeUSD 33.892026-07-17
Seacoast Banking Of Florida stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.95%USD 32.922026-07-10
1 month+10.75%USD 30.602026-06-17
3 month+4.16%USD 32.542026-04-17
Year to date+9.19%USD 31.042025-12-31
1 year+18.88%USD 28.512025-07-17
3 year+45.36%USD 23.312023-07-18
5 year+20.6%USD 28.102021-07-16
Since inception+441.75%USD 6.261985-08-06

Seacoast Banking Of Florida Financials at a Glance

Market Cap

$3.30BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$912.83M

Net Income (TTM)

$145.31M

EPS (TTM)

$1.52

P/E Ratio

22.26

Dividend

$0.75

Beta (Volatility)

0.99 (Low)

Price

$33.92

Volume

50,973

Open

$34.12

Previous Close

$33.92

Daily Range

$33.63 - $34.35

52-Week Range

$27.22 - $35.55

Estimated Earnings Date

Jul 28, 2026

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About Seacoast Banking Of Florida

Seacoast helps Florida residents and businesses handle their daily money needs. It provides loans for things like homes, cars, and business projects. The bank also offers safe ways for people to save and invest.

What Seacoast Offers

  • Commercial Lending: Funding for business property, land development, and company operations.
  • Consumer Banking: Personal checking accounts, savings plans, and loans for vehicles or family purposes.
  • Wealth Management: Professional investment advice, brokerage services, and retirement planning tools.
  • Mortgage Services: Financial support for home buyers and residential construction projects.

Growing the Florida Footprint

  • Completed the acquisition of Villages Bancorporation, Inc. on October 1, 2025.
  • Added 19 branches in North Central Florida through the Villages Bancorporation, Inc. merger.
  • Expanded its regional operations by acquiring Heartland Bancshares, Inc..
  • Planned the full integration of acquired systems for the third quarter of 2026.

How It Stays Ahead

Seacoast uses its deep knowledge of the Florida market to provide specialized commercial and real estate loans. The bank blends personal service at local branches with modern digital banking platforms for retail customers.

By the Numbers

  • Total revenue rose to $220.8 million in Q1 2026, up 7% from $206.4 million in Q1 2025.
  • Net income reached $31.9 million in Q1 2026, up 1.4% from $31.5 million in Q1 2025.
  • Free cash flow hit $69.6 million in Q1 2026, up 150.4% from $27.8 million in Q1 2025.
  • Operating cash flow grew to $71.9 million in Q1 2026, a 131.9% increase from the prior year.

The Big Picture

Seacoast has transitioned from a local lender into a significant regional financial institution through strategic acquisitions. Its focus on Florida's growing markets and diversified lending services supports its long-term operational stability.

AI Generated • May 24, 2026

Industry

Banks

Employees

1,962

CEO

Chuck Shaffer, MBA, CPA

Headquarters

Stuart, FL 34994, US

SBCF Financials

Key Financial Metrics (TTM)

Gross Margin

63.36%

Operating Margin

20.44%

Net Income Margin

15.92%

Return on Equity

5.40%

Return on Capital

4.25%

Return on Assets

0.69%

Earnings Yield

4.49%

Dividend Yield

2.21%

Payout Ratio

50.32%

Stock Overview

Market Cap

$3.30BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

97.25M

Volume

50.97K

Avg. Volume

946.06K

Financials (TTM)

Gross Profit

$578.36M

Operating Income

$186.58M

EBITDA

$228.63M

Operating Cash Flow

$228.94M

Capital Expenditure

-$8.26M

Free Cash Flow

$220.69M

Cash & ST Invst.

$201.31M

Total Debt

$1.27B

Seacoast Banking Of Florida Performance Analysis

Seacoast Banking Of Florida annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 448,823,00026.3%
20232023-12-31USD 767,142,00070.9%
20242024-12-31USD 808,547,0005.4%
20252025-12-31USD 935,650,00015.7%
Seacoast Banking Of Florida sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-305.5%
Q32025-09-304.0%
Q42025-12-319.3%
Q12026-03-31-10.8%
Seacoast Banking Of Florida annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.66-23.9%
20232023-12-31USD 1.23-25.6%
20242024-12-31USD 1.4215.3%
20252025-12-31USD 1.5710.7%
Seacoast Banking Of Florida sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3035.1%
Q32025-09-30-16.0%
Q42025-12-31-31.0%
Q12026-03-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$220.81M

+7.0%

Gross Profit

$145.81M

+11.1%

Gross Margin

66.04%

N/A

Market Cap

$3.30BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.68M

N/A

Employees

1,962

N/A

Net Income

$31.90M

+1.4%

EBITDA

$49.65M

+5.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$201.31M

-93.6%

Total Debt

$1.27B

+63.6%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$887.84M

+55.2%

Short Term Debt

$377.46M

+87.7%

Return on Assets

0.69%

N/A

Return on Invested Capital

0.90%

N/A

Free Cash Flow

$69.59M

+150.4%

Operating Cash Flow

$71.89M

+131.9%

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Questions About SBCF

What is the current price of Seacoast Banking Of Florida?

Seacoast Banking Of Florida is trading at $33.92 per share.

What is the 52-week range for Seacoast Banking Of Florida?

Over the past 52 weeks, Seacoast Banking Of Florida has traded between $27.22 and $35.55.

How much debt does Seacoast Banking Of Florida have?

As of the most recent reporting period, Seacoast Banking Of Florida reported total debt of $1.27B.

How much cash does Seacoast Banking Of Florida have on hand?

Seacoast Banking Of Florida does not have cash on hand data available.

What is Seacoast Banking Of Florida’s dividend yield?

Seacoast Banking Of Florida currently has a dividend yield of 2.21%.

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