Bread Financial
(NYSE) BFH
Bread Financial Financials at a Glance
Market Cap
$4.11B
Revenue (TTM)
$4.72B
Net Income (TTM)
$561.00M
EPS (TTM)
$12.20
P/E Ratio
8.34
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Price
$101.58
Volume
621,186
Open
$103.05
Price
$101.58
Volume
621,186
Open
$103.05
Previous Close
$101.71
Daily Range
$101.17 - $103.12
52-Week Range
$50.88 - $103.12
Estimated Earnings Date
Jul 23, 2026
Dividend
$0.90
Beta (Volatility)
1.52 (High)
Price
$101.58
Volume
621,186
Open
$103.05
Previous Close
$101.71
Daily Range
$101.17 - $103.12
52-Week Range
$50.88 - $103.12
Estimated Earnings Date
Jul 23, 2026
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Get Access NowAbout Bread Financial
Industry
Consumer Finance
Sector
FinancialsEmployees
6,000
CEO
Ralph J. Andretta
Website
www.breadfinancial.comHeadquarters
Columbus, OH 43219, US
BFH Financials
Key Financial Metrics (TTM)
Gross Margin
64%
Operating Margin
14%
Net Income Margin
12%
Return on Equity
18%
Return on Capital
3%
Return on Assets
3%
Earnings Yield
11.99%
Dividend Yield
0.88%
Payout Ratio
7.84%
Stock Overview
Market Cap
$4.11B
Shares Outstanding
40.41M
Volume
621.19K
Avg. Volume
670.29K
Financials (TTM)
Gross Profit
$2.98B
Operating Income
$614.00M
EBITDA
$694.00M
Operating Cash Flow
$2.09B
Capital Expenditure
$0.00
Free Cash Flow
$2.09B
Cash & ST Invst.
$3.78B
Total Debt
$4.39B
Bread Financial Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$1.21B
+1.3%
Gross Profit
$715.00M
+6.1%
Gross Margin
59.04%
N/A
Market Cap
$4.11B
N/A
Market Cap/Employee
$684.97K
N/A
Employees
6,000
N/A
Net Income
$181.00M
+31.2%
EBITDA
$243.00M
+11.5%
Quarterly Fundamentals
Total Cash
$3.64B
-17.0%
Total Debt
$3.88B
-24.3%
Accounts Receivable
$0.00
N/A
Inventory
$0.00
N/A
Long Term Debt
$3.88B
-24.3%
Short Term Debt
$0.00
N/A
Return on Assets
2.51%
N/A
Return on Invested Capital
2.96%
N/A
Free Cash Flow
$487.00M
+23.9%
Operating Cash Flow
$487.00M
+23.9%