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CNFinance(NYSE) CNF

Market Cap$14.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)-97%
5 Year-95%
1 Year-57%
1 Month-11%
$2.17
-1.81%
-0.04Today
CNFinance last closing stock price
MetricPriceDate
Last closeUSD 2.172026-08-27
CNFinance stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.56%USD 2.252026-08-20
1 month-10.7%USD 2.432026-07-28
3 month-30.67%USD 3.132026-05-29
Year to date-64.13%USD 6.052025-12-31
1 year-56.55%USD 4.992025-08-27
3 year-92.86%USD 30.402023-08-28
5 year-94.55%USD 39.802021-08-27
Since inception-97.09%USD 76.002018-11-07

CNFinance Financials at a Glance

Market Cap

$14.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

-CN¥401.75M

Net Income (TTM)

-CN¥470.39M

EPS (TTM)

-$9.61

P/E Ratio

-0.23

Dividend

$0.00

Beta (Volatility)

0.35 (Low)

Price

$2.17

Volume

5,217.893

Open

$2.35

Previous Close

$2.17

Daily Range

$2.16 - $2.35

52-Week Range

$2.04 - $6.49

Estimated Earnings Date

Aug 27, 2026

CNF News

No articles available.

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About CNFinance

CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions for micro and small enterprises and acts as a loan origination agent for other financial entities.

Products and Services
  • Home equity financing solutions for individuals
  • Microcredit services tailored for small business owners
  • Bridge financing to assist clients in debt repayment
Growth Outlook
  • Established in 1999, with a strong operational presence in 50 cities
  • 63 branches and sub-branches enhance market reach
  • Focus on expanding microcredit services in underserved markets
Financial Highlights
  • Recent quarterly revenue of -244.9 million CNY indicates challenges
  • Trailing twelve months (TTM) net income shows a loss of 215 million CNY
  • Cash and cash equivalents stood at 791.9 million CNY as of Q4 2025
CNFinance Holdings Limited operates in a competitive financial services landscape, primarily focusing on home equity and microcredit financing. The company has established a significant presence in China, with a network of branches that facilitates access to its services. Despite recent financial challenges, including negative revenue and net income, the company maintains a robust cash position, which may provide opportunities for future growth and operational stability. The focus on expanding microcredit services could position CNFinance favorably in the evolving financial market, particularly as demand for accessible financing solutions continues to rise.
AI Generated • Aug 20, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

326

CEO

Bin Zhai

Website

www.cashchina.cn

Headquarters

Guangzhou, GD 510620, CN

CNF Financials

Key Financial Metrics (TTM)

Gross Margin

100.00%

Operating Margin

127.07%

Net Income Margin

117.08%

Return on Equity

-12.36%

Return on Capital

-0.90%

Return on Assets

-4.59%

Earnings Yield

-4.35%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$14.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.86M

Volume

5.22K

Avg. Volume

15.66K

Financials (TTM)

Gross Profit

-CN¥401.75M

Operating Income

-CN¥510.53M

EBITDA

CN¥0.00

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥820.25M

Total Debt

CN¥3.45B

CNFinance Performance Analysis

CNFinance annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 275,512,58529.1%
20232023-12-31CNY 260,076,483-5.6%
20242024-12-31CNY 222,415,555-14.5%
20252025-12-31CNY 89,515,599-59.8%
CNFinance sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-31-67.6%
Q22025-06-30N/A
Q32025-09-30-656.2%
Q42025-12-31N/A
CNFinance annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 2.6398.7%
20232023-12-31CNY 3.2122.1%
20242024-12-31CNY 0.77-76.2%
20252025-12-31CNY -9.54N/A
CNFinance sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-31-354.5%
Q22025-06-30N/A
Q32025-09-30-925.7%
Q42025-12-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

-CN¥244.91M

-280.2%

Gross Profit

-CN¥244.91M

-280.2%

Gross Margin

100.00%

N/A

Market Cap

$14.88MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$45.65K

N/A

Employees

326

N/A

Net Income

-CN¥215.01M

-4134.4%

EBITDA

CN¥0.00

N/A

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

CN¥820.25M

-54.3%

Total Debt

CN¥3.45B

-42.0%

Accounts Receivable

CN¥82.47M

-91.8%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥230.91M

-61.5%

Short Term Debt

CN¥3.22B

-39.9%

Return on Assets

-4.59%

N/A

Return on Invested Capital

-7.66%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About CNF

What is the current price of CNFinance?

CNFinance is trading at $2.17 per share.

What is the 52-week range for CNFinance?

Over the past 52 weeks, CNFinance has traded between $2.04 and $6.49.

How much debt does CNFinance have?

As of the most recent reporting period, CNFinance reported total debt of CN¥603.10M.

How much cash does CNFinance have on hand?

CNFinance reported CN¥48.39M in cash and cash equivalents in its most recent financial results.

What is CNFinance’s dividend yield?

CNFinance does not currently have a dividend yield.

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