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Lm Funding America(NASDAQ) LMFA

Current Price$2.03
Market Cap$1.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2015)-100%
5 Year-100%
1 Year-97%
1 Month-45%
Lm Funding America last closing stock price
MetricPriceDate
Last closeUSD 2.092026-07-24
Lm Funding America stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-21.13%USD 2.652026-07-17
1 month-45.18%USD 3.812026-06-24
3 month-67.13%USD 6.362026-04-24
Year to date-81.17%USD 11.102025-12-31
1 year-97.29%USD 77.252025-07-24
3 year-97.98%USD 103.502023-07-25
5 year-99.65%USD 600.002021-07-23
Since inception-100%USD 66,749.972015-12-08

Lm Funding America Financials at a Glance

Market Cap

$1.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$12.09M

Net Income (TTM)

-$31.99M

EPS (TTM)

-$54.64

P/E Ratio

-0.04

Dividend

$0.00

Beta (Volatility)

1.87 (High)

Price

$2.03

Volume

1,542

Open

$2.09

Previous Close

$2.03

Daily Range

$2.01 - $2.10

52-Week Range

$1.68 - $73.00

Estimated Earnings Date

Aug 17, 2026

LMFA News

featured-earnings-leadership-highlights.png

LM Funding America Swings to Q2 Profit

Motley Fool Markets TeamAug 14, 2025
Foolcom-Featured.png

Lm Funding America Posts Q2 Profit Swing

Motley Fool Markets TeamAug 14, 2025

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About Lm Funding America

LM Funding helps community associations collect unpaid fees and supports Bitcoin mining. Associations get cash flow; Bitcoin mining generates digital currency. Both services aim to solve financial challenges for their clients.

What’s in the LM Funding Toolbox?

  • Bitcoin Mining: Operates machines to mine Bitcoin, converting it to cash for business use.
  • Specialty Finance: Buys rights to collect unpaid fees from community associations, mainly in Florida.
  • Rental Revenue: Earns income from leasing real estate assets.
  • Insurance Commissions (minor): Acts as an agent for health travel insurance, earning small commissions.
  • Bitmain Coupon Sales (minor): Occasionally sells coupons for mining equipment purchases.

Growth Moves: The LM Funding Playbook

  • Launched Bitcoin mining operations in 2021, diversifying beyond specialty finance.
  • Acquired Oklahoma mining site in December 2024, shifting to company-owned operations.
  • Announced pending acquisition of a Columbus, Mississippi mining site in 2025.
  • Purchased and sold 270 S21+ Bitmain mining machines in 2025.
  • Expanded specialty finance to Washington, Colorado, and Illinois.

Why LM Funding Is a Bit Different

LM Funding combines digital asset mining with niche finance for community associations. Its proprietary software and energy management strategies help control costs and improve collections.

Five Things You Need to Know

  • Bitcoin mining made up 93.7% of Q2 2025 revenue.
  • Q2 2025 revenue was $1.93 million, down 36% from Q2 2024.
  • Net income was $60,500 in Q2 2025, reversing a $6.18 million loss in Q2 2024.
  • Cash was $353,580 as of June 30, 2025, with $16.68 million in Bitcoin holdings.
  • Total debt was $6.55 million as of June 30, 2025, with major maturities in 2026.

Bottom Line

LM Funding has shifted from niche finance to focus on Bitcoin mining. The company’s dual model offers diversification but faces volatility and operational risks.

AI Generated • Apr 16, 2026

Industry

Software

Sector

Information Technology

Employees

16

CEO

Bruce M. Rodgers

Website

www.lmfunding.com

Headquarters

Tampa, FL 33602, US

LMFA Financials

Key Financial Metrics (TTM)

Gross Margin

22.57%

Operating Margin

-205.82%

Net Income Margin

-264.63%

Return on Equity

-95.89%

Return on Capital

-35.36%

Return on Assets

-76.61%

Earnings Yield

-25.00%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

694.10K

Volume

1.54K

Avg. Volume

129.28K

Financials (TTM)

Gross Profit

$2.73M

Operating Income

-$24.88M

EBITDA

-$20.01M

Operating Cash Flow

-$14.38M

Capital Expenditure

-$2.21M

Free Cash Flow

-$16.59M

Cash & ST Invst.

$836.20K

Total Debt

$20.41M

Lm Funding America Performance Analysis

Lm Funding America annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,671,809-88.6%
20232023-12-31USD 12,988,510676.9%
20242024-12-31USD 10,999,648-15.3%
20252025-12-31USD 8,844,733-19.6%
Lm Funding America sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30833.3%
Q32025-09-30-65.7%
Q42025-12-3121.8%
Q12026-03-31-10.9%
Lm Funding America annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -335.22N/A
20232023-12-31USD -174.53-47.9%
20242024-12-31USD -125.62-28.0%
20252025-12-31USD -81.89-34.8%
Lm Funding America sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30101.9%
Q32025-09-30-4130.6%
Q42025-12-31-68.4%
Q12026-03-3164.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$2.11M

+247.2%

Gross Profit

-$1.08M

-378.7%

Gross Margin

-51.08%

N/A

Market Cap

$1.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$90.67K

N/A

Employees

16

N/A

Net Income

-$10.12M

-87.4%

EBITDA

-$8.74M

-159.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$836.20K

-20.1%

Total Debt

$20.41M

+165.5%

Accounts Receivable

$11.88M

+37994.5%

Inventory

$0.00

N/A

Long Term Debt

$2.52M

-64.7%

Short Term Debt

$17.89M

+3150.5%

Return on Assets

-76.61%

N/A

Return on Invested Capital

-1.04%

N/A

Free Cash Flow

-$3.50M

-12.8%

Operating Cash Flow

-$3.29M

-13.4%

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Questions About LMFA

What is the current price of Lm Funding America?

Lm Funding America is trading at $2.03 per share.

What is the 52-week range for Lm Funding America?

Over the past 52 weeks, Lm Funding America has traded between $1.68 and $73.00.

How much debt does Lm Funding America have?

As of the most recent reporting period, Lm Funding America reported total debt of $20.41M.

How much cash does Lm Funding America have on hand?

Lm Funding America reported $801.20K in cash and cash equivalents in its most recent financial results.

What is Lm Funding America’s dividend yield?

Lm Funding America does not currently have a dividend yield.

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