CNFinance logo

CNFinance(NYSE) CNF

Market Cap$12.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)-98%
5 Year-97%
1 Year-38%
1 Month-16%
$1.88
-0.17%
-0.00Today
CNFinance last closing stock price
MetricPriceDate
Last closeUSD 1.882026-09-18
CNFinance stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.59%USD 1.952026-09-11
1 month-16.44%USD 2.252026-08-19
3 month-39.16%USD 3.092026-06-18
Year to date-68.93%USD 6.052025-12-31
1 year-37.54%USD 3.012025-09-18
3 year-93.84%USD 30.502023-09-19
5 year-96.52%USD 54.102021-09-17
Since inception-97.53%USD 76.002018-11-07

CNFinance Financials at a Glance

Market Cap

$12.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

-CN¥936.66M

Net Income (TTM)

-CN¥829.50M

EPS (TTM)

-$7.03

P/E Ratio

0.00

Dividend

$0.00

Beta (Volatility)

0.36 (Low)

Price

$1.88

Volume

1,544.897

Open

$1.88

Previous Close

$1.88

Daily Range

$1.82 - $1.88

52-Week Range

$1.76 - $6.49

Estimated Earnings Date

Apr 1, 2027

CNF News

No articles available.

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About CNFinance

CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions for small enterprises and acts as a loan origination agent for other financial entities.

Products and Services
  • Home equity financing solutions for individuals
  • Microcredit services tailored for small business owners
  • Bridge financing options for debt repayment
Growth Outlook
  • Established in 1999, CNFinance has a strong operational presence in China
  • Network of 63 branches across approximately 50 cities enhances market reach
  • Focus on home equity and microcredit positions the company for future growth
Financial Highlights
  • Recent quarterly revenue reported at -226.6 million CNY
  • Trailing twelve months net income shows a loss of 199.7 million CNY
  • Cash and short-term investments total 336.6 million CNY as of June 30, 2026
CNFinance Holdings Limited operates in a competitive financial services landscape, focusing on home equity and microcredit solutions. The company has established a significant presence in China, with a network of branches that facilitates access to its services. Despite recent financial challenges, including negative revenue and net income, the company maintains a solid cash position, which may provide a buffer for future operations and growth initiatives. The focus on home equity financing and microcredit services aligns with the growing demand for accessible financial solutions in China, potentially positioning CNFinance for recovery and expansion in the coming years.
AI Generated • Sep 19, 2026

Industry

Diversified Financial Services

Employees

326

CEO

Bin Zhai

Headquarters

Guangzhou, GD 510620, CN

CNF Financials

Key Financial Metrics (TTM)

Gross Margin

100.00%

Operating Margin

108.85%

Net Income Margin

88.56%

Return on Equity

-24.56%

Return on Capital

-0.90%

Return on Assets

-9.09%

Earnings Yield

N/A

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$12.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

6.86M

Volume

1.54K

Avg. Volume

16.21K

Financials (TTM)

Gross Profit

-CN¥936.66M

Operating Income

-CN¥1.02B

EBITDA

CN¥0.00

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥336.64M

Total Debt

CN¥3.03B

CNFinance Performance Analysis

CNFinance annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 275,512,58529.1%
20232023-12-31CNY 260,076,483-5.6%
20242024-12-31CNY 222,415,555-14.5%
20252025-12-31CNY 89,515,599-59.8%
CNFinance sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-656.2%
Q42025-12-31N/A
Q12026-03-317.5%
Q22026-06-302.8%
CNFinance sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-925.7%
Q42025-12-31N/A
Q12026-03-3193.5%
Q22026-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Currently no data to display.

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

-CN¥220.22M

-600.2%

Gross Profit

-CN¥220.22M

-600.2%

Gross Margin

100.00%

N/A

Market Cap

$12.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$39.55K

N/A

Employees

326

N/A

Net Income

-CN¥199.74M

-889.5%

EBITDA

CN¥0.00

N/A

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CN¥336.64M

-63.5%

Total Debt

CN¥3.03B

-43.0%

Accounts Receivable

CN¥0.00

N/A

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥402.58M

-87.0%

Short Term Debt

CN¥2.62B

+17.5%

Return on Assets

-9.09%

N/A

Return on Invested Capital

-11.18%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About CNF

What is the current price of CNFinance?

CNFinance is trading at $1.88 per share.

What is the 52-week range for CNFinance?

Over the past 52 weeks, CNFinance has traded between $1.76 and $6.49.

How much debt does CNFinance have?

As of the most recent reporting period, CNFinance reported total debt of CN¥603.10M.

How much cash does CNFinance have on hand?

CNFinance reported CN¥48.39M in cash and cash equivalents in its most recent financial results.

What is CNFinance’s dividend yield?

CNFinance does not currently have a dividend yield.

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