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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| CPF | +4.39% | +141.34% | +19.27% | -87% |
| S&P | +14.5% | +93.32% | +14.09% | +2,008% |
Central Pacific Financial Corp. is a bank holding company, which engages in the provision of commercial banking services through its wholly owned subsidiary, Central Pacific Bank. It operates through the following segments: Banking Operations, Treasury, and All Others. The Banking Operations segment includes construction and real estate development lending, commercial lending, residential mortgage lending and servicing, indirect auto lending, trust services, and retail brokerage services. The Treasury segment is involved in managing the company's investment securities portfolio and wholesale funding activities. The All-Others segment consists of electronic banking, data processing, and management of bank owned properties. The company was founded on February 1, 1982 and is headquartered in Honolulu, HI.
Some banks have seen deferrals come down significantly between the end of the second quarter and the end of August.
Regional banks join the "too big to fail" variety in presenting earnings this week.
| Q2 2025 | YOY Change | |
|---|---|---|
| Revenue | $91.10M | 3.6% |
| Market Cap | $756.13M | 31.9% |
| Market Cap / Employee | $1.02M | 0.0% |
| Employees | 741 | 0.5% |
| Net Income | $18.27M | 15.5% |
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| Q2 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $157.50M | -14.6% |
| Short Term Debt | $5.95M | 16.2% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 0.82% | 0.1% |
| Return On Invested Capital | 9.04% | -0.3% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $29.21M | 23.1% |
| Operating Free Cash Flow | $31.20M | 9.9% |
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Earnings | 14.06 | 14.77 | 12.62 | 12.55 | 24.24% |
| Price to Book | 1.54 | 1.45 | 1.36 | 1.36 | 20.40% |
| Price to Sales | 2.31 | 2.30 | 2.13 | 2.17 | 28.38% |
| Price to Tangible Book Value | 1.54 | 1.45 | 1.36 | 1.36 | 20.40% |
| Price to Free Cash Flow TTM | 18.68 | 15.84 | 13.78 | 12.94 | 34.03% |
| Free Cash Flow Yield | 5.4% | 6.3% | 7.3% | 7.7% | -25.39% |
| Return on Equity | 11.2% | 10.2% | 10.9% | 11.2% | -2.21% |
| Total Debt | $190.09M | $188.37M | $162.46M | $163.45M | -13.81% |
CPF earnings call for the period ending June 30, 2022.
CPF earnings call for the period ending March 31, 2022.
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