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Hilltop(NYSE) HTH

Current Price$39.25
Market Cap$2.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+171%
5 Year+36%
1 Year+31%
1 Month-0%
Hilltop last closing stock price
MetricPriceDate
Last closeUSD 39.082026-07-24
Hilltop stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.03%USD 38.682026-07-17
1 month-0.26%USD 39.182026-06-24
3 month+7.19%USD 36.462026-04-24
Year to date+16.35%USD 33.592025-12-31
1 year+30.52%USD 29.942025-07-24
3 year+44.5%USD 27.052023-07-25
5 year+35.76%USD 28.792021-07-23
Since inception+171.03%USD 14.422004-02-12

Hilltop Financials at a Glance

Market Cap

$2.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.59B

Net Income (TTM)

$161.76M

EPS (TTM)

$2.69

P/E Ratio

14.51

Dividend

$0.76

Beta (Volatility)

0.84 (Low)

Price

$39.25

Volume

13,358

Open

$38.90

Previous Close

$39.25

Daily Range

$38.85 - $40.25

52-Week Range

$29.20 - $40.41

Estimated Earnings Date

Oct 22, 2026

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About Hilltop

Hilltop helps families and businesses manage their money through bank accounts and loans. It also assists home buyers in finding financing and helps cities raise money for public projects. These services provide essential financial tools for customers throughout the United States.

Where the Money Comes From

  • Banking Services: Traditional deposit accounts, commercial loans, and wealth management provided through PlainsCapital Bank; focuses primarily on the Texas market.
  • Broker-Dealer Operations: Investment banking and municipal advisory; assists public entities with originating and distributing bonds for local government projects.
  • Mortgage Origination: Home purchase and renovation loans offered across the country; includes government-backed options such as Federal Housing Administration (FHA) and Veterans Affairs (VA) loans through PrimeLending.

Deals that Define Hilltop

  • Sold the capital stock of Moser Acquisition, Inc. to Atlas Energy Solutions Inc. in February 2025.
  • Recorded an initial pre-tax gain of $30.5 million during the first quarter of 2025 following the divestiture of its interest in Moser Holdings, LLC.
  • Consummated the sale of operations associated with its 30% aggregate interest in Moser Holdings, LLC on February 24, 2025.

What Makes the Model Work

The company combines a regional banking presence in Texas with national reach in mortgage lending and municipal finance. This diversified structure allows it to generate income from interest on loans while earning fees from specialized investment banking services.

Recent Performance Metrics

  • Revenue was $372.7 million in Q1 2026, down 8.2% from $406.1 million in Q1 2025.
  • Net income reached $37.8 million in Q1 2026, a 10.2% decrease from $42.1 million year-over-year.
  • Operating cash flow turned negative at -$127.3 million in Q1 2026, which worsened from $5.8 million in Q1 2025.
  • Free cash flow fell to -$133.9 million in Q1 2026, a result that worsened from $5.0 million in the same period of 2025.
  • Market capitalization reached $2.1 billion in Q1 2026, up 7.6% from $2.0 billion in Q1 2025.

Bottom Line

Hilltop has evolved from its origins in residential communities into a diversified financial holding company with operations across banking, mortgages, and capital markets. Its current strategy relies on balancing regional commercial banking with nationwide financial services.

AI Generated • May 26, 2026

Industry

Banks

Employees

3,550

CEO

Jeremy B. Ford, MBA

Headquarters

Dallas, TX 75205, US

HTH Financials

Key Financial Metrics (TTM)

Gross Margin

79.85%

Operating Margin

13.48%

Net Income Margin

10.17%

Return on Equity

7.50%

Return on Capital

7.14%

Return on Assets

1.01%

Earnings Yield

6.89%

Dividend Yield

1.94%

Payout Ratio

28.23%

Stock Overview

Market Cap

$2.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

58.53M

Volume

13.36K

Avg. Volume

298.72K

Financials (TTM)

Gross Profit

$1.27B

Operating Income

$214.44M

EBITDA

$222.91M

Operating Cash Flow

-$46.95M

Capital Expenditure

-$16.08M

Free Cash Flow

-$63.03M

Cash & ST Invst.

$750.51M

Total Debt

$1.59B

Hilltop Performance Analysis

Hilltop annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,278,809,000-29.8%
20232023-12-31USD 1,582,194,00023.7%
20242024-12-31USD 1,601,293,0001.2%
20252025-12-31USD 1,633,667,0002.0%
Hilltop sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.2%
Q42025-12-31-1.7%
Q12026-03-31-9.4%
Q22026-06-304.4%
Hilltop annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.60-65.3%
20232023-12-31USD 1.695.2%
20242024-12-31USD 1.743.3%
20252025-12-31USD 2.6451.7%
Hilltop sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3029.8%
Q42025-12-31-6.8%
Q12026-03-31-7.2%
Q22026-06-30-1.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$389.00M

-0.2%

Gross Profit

$316.78M

+2.0%

Gross Margin

81.43%

N/A

Market Cap

$2.29BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$649.82K

N/A

Employees

3,520

N/A

Net Income

$36.52M

+1.2%

EBITDA

$50.05M

-7.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$750.51M

-66.9%

Total Debt

$1.59B

+51.4%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$253.11M

-0.1%

Short Term Debt

$1.33B

+67.9%

Return on Assets

1.01%

N/A

Return on Invested Capital

1.45%

N/A

Free Cash Flow

-$150.84M

+35.7%

Operating Cash Flow

-$157.46M

+32.9%

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Questions About HTH

What is the current price of Hilltop?

Hilltop is trading at $39.25 per share.

What is the 52-week range for Hilltop?

Over the past 52 weeks, Hilltop has traded between $29.20 and $40.41.

How much debt does Hilltop have?

As of the most recent reporting period, Hilltop reported total debt of $1.50B.

How much cash does Hilltop have on hand?

Hilltop does not have cash on hand data available.

What is Hilltop’s dividend yield?

Hilltop currently has a dividend yield of 1.94%.

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