Accessibility Menu
 
Live Oak Bancshares logo

Live Oak Bancshares

(NYSE) LOB

Current Price$32.07
Market Cap$1.48B
Since IPO (2015)+76%
5 Year-52%
1 Year+16%
1 Month-19%

Live Oak Bancshares Financials at a Glance

Market Cap

$1.48B

Revenue (TTM)

$1.04B

Net Income (TTM)

$103.78M

EPS (TTM)

$2.23

P/E Ratio

14.41

Dividend

$0.12

Beta (Volatility)

1.49 (Average)

Price

$32.07

Volume

17,983

Open

$32.24

Previous Close

$32.07

Daily Range

$31.98 - $32.45

52-Week Range

$22.68 - $42.89

LOB: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Live Oak Bancshares

Industry

Banks

Employees

1,027

CEO

Chip Mahan, III

Headquarters

Wilmington, NC 28403, US

LOB Financials

Key Financial Metrics (TTM)

Gross Margin

48%

Operating Margin

15%

Net Income Margin

10%

Return on Equity

9%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

6.94%

Dividend Yield

0.00%

Payout Ratio

7.70%

Stock Overview

Market Cap

$1.48B

Shares Outstanding

46.22M

Volume

17.98K

Short Interest

0.00%

Avg. Volume

335.37K

Financials (TTM)

Gross Profit

$503.00M

Operating Income

$160.98M

EBITDA

$185.09M

Operating Cash Flow

$158.24M

Capital Expenditure

$14.76M

Free Cash Flow

$143.49M

Cash & ST Invst.

$864.90M

Total Debt

$104.56M

Live Oak Bancshares Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$289.44M

+20.6%

Gross Profit

$169.23M

+85.5%

Gross Margin

58.47%

N/A

Market Cap

$1.48B

N/A

Market Cap/Employee

$1.47M

N/A

Employees

1,008

N/A

Net Income

$44.12M

+345.6%

EBITDA

$83.75M

+321.3%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$760.34M

+45.8%

Accounts Receivable

$85.00M

N/A

Inventory

$0.00

N/A

Long Term Debt

$104.02M

-7.8%

Short Term Debt

$542.00K

N/A

Return on Assets

0.69%

N/A

Return on Invested Capital

1.06%

N/A

Free Cash Flow

$70.39M

-57.8%

Operating Cash Flow

$79.69M

-53.3%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
TCBKTriCo Bancshares
$46.51-1.63%
NBHCNational Bank Holdings Corporation
$37.94-1.58%
LKFNLakeland Financial Corporation
$56.51-0.79%
GABCGerman American Bancorp, Inc.
$41.19-0.84%

Trending Stocks

Symbol / CompanyPricePrice Chg
NVDANvidia
$167.52-0.02%
TQQQProShares Trust - ProShares UltraPro Qqq
$38.78-0.06%
NVDGraniteShares ETF Trust - GraniteShares 2x ShortDA Daily ETF
$8.28+0.05%
QQQInvesco QQQ Trust
$562.58-0.02%

Questions About LOB

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.