Accessibility Menu
Live Oak Bancshares logo

Live Oak Bancshares

(NYSE) LOB

Current Price$41.31
Market Cap$1.92B
Since IPO (2015)+127%
5 Year-31%
1 Year+39%
1 Month+10%

Live Oak Bancshares Financials at a Glance

Market Cap

$1.92B

Revenue (TTM)

$1.06B

Net Income (TTM)

$124.10M

EPS (TTM)

$2.62

P/E Ratio

15.83

Dividend

$0.12

Beta (Volatility)

1.45 (Average)

Price

$41.31

Volume

979,948

Open

$41.02

Previous Close

$41.40

Daily Range

$40.62 - $41.44

52-Week Range

$29.36 - $42.89

Estimated Earnings Date

Jul 22, 2026

LOB: Motley Fool Moneyball Superscore

61

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Live Oak Bancshares

Industry

Banks

Employees

1,027

CEO

Chip Mahan, III

Headquarters

Wilmington, NC 28403, US

LOB Financials

Key Financial Metrics (TTM)

Gross Margin

50.11%

Operating Margin

17.65%

Net Income Margin

11.65%

Return on Equity

10.37%

Return on Capital

11.90%

Return on Assets

0.81%

Earnings Yield

6.32%

Dividend Yield

0.29%

Payout Ratio

8.58%

Stock Overview

Market Cap

$1.92B

Shares Outstanding

46.26M

Volume

979.95K

Avg. Volume

259.20K

Financials (TTM)

Gross Profit

$533.57M

Operating Income

$187.93M

EBITDA

$212.01M

Operating Cash Flow

$140.65M

Capital Expenditure

-$14.51M

Free Cash Flow

$126.14M

Cash & ST Invst.

$1.69B

Total Debt

$99.75M

Live Oak Bancshares Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$259.94M

+10.0%

Gross Profit

$125.37M

+32.2%

Gross Margin

48.23%

N/A

Market Cap

$1.92B

N/A

Market Cap/Employee

$1.90M

N/A

Employees

1,008

N/A

Net Income

$30.04M

+209.1%

EBITDA

$47.02M

+133.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.69B

+16.5%

Total Debt

$99.75M

-9.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$99.75M

-9.5%

Short Term Debt

$0.00

N/A

Return on Assets

0.81%

N/A

Return on Invested Capital

12.83%

N/A

Free Cash Flow

$85.34M

-16.9%

Operating Cash Flow

$87.38M

-16.8%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SRCE1st Source Corporation
$81.96+0.95%
STELStellar Bancorp, Inc.
$39.69+1.28%
GABCGerman American Bancorp, Inc.
$47.65+1.79%
STBAS&T Bancorp, Inc.
$49.26+0.43%

Trending Stocks

Symbol / CompanyPricePrice Chg
AAPLApple
$284.43+0.03%
NVDANvidia
$192.97-0.01%
MSFTMicrosoft
$374.12+0.06%
AMZNAmazon
$232.55+0.02%

Questions About LOB

What is the current price of Live Oak Bancshares?

Live Oak Bancshares is trading at $41.40 per share.

What is the 52-week range for Live Oak Bancshares?

Over the past 52 weeks, Live Oak Bancshares has traded between $29.36 and $42.89.

How much debt does Live Oak Bancshares have?

As of the most recent reporting period, Live Oak Bancshares reported total debt of $99.75M.

How much cash does Live Oak Bancshares have on hand?

Live Oak Bancshares does not have cash on hand data available.

What is Live Oak Bancshares’s dividend yield?

Live Oak Bancshares currently has a dividend yield of 0.29%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.