Live Oak Bancshares
(NYSE) LOB
| Metric | Price | Date |
|---|---|---|
| Last close | USD 42.48 | 2026-07-17 |
| Period | Price return | Price at period start | Period start date |
|---|---|---|---|
| 1 week | +1.99% | USD 41.65 | 2026-07-10 |
| 1 month | +11.82% | USD 37.99 | 2026-06-17 |
| 3 month | +13.49% | USD 37.43 | 2026-04-17 |
| Year to date | +23.87% | USD 34.29 | 2025-12-31 |
| 1 year | +32.32% | USD 32.10 | 2025-07-17 |
| 3 year | +41.68% | USD 29.98 | 2023-07-18 |
| 5 year | -24.42% | USD 56.20 | 2021-07-16 |
| Since inception | +133.04% | USD 18.23 | 2015-07-23 |
Live Oak Bancshares Financials at a Glance
Market Cap
Revenue (TTM)
Net Income (TTM)
EPS (TTM)
P/E Ratio
Dividend
Beta (Volatility)
Dividend
Beta (Volatility)
Price
Volume
Open
Price
Volume
Open
Previous Close
Daily Range
52-Week Range
Estimated Earnings Date
Dividend
Beta (Volatility)
Price
Volume
Open
Previous Close
Daily Range
52-Week Range
Estimated Earnings Date
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Get Access NowAbout Live Oak Bancshares
Industry
Banks
Sector
FinancialsEmployees
1,027
CEO
Chip Mahan, III
Website
www.liveoakbank.comHeadquarters
Wilmington, NC 28403, US
LOB Financials
Key Financial Metrics (TTM)
Gross Margin
Operating Margin
Net Income Margin
Return on Equity
Return on Capital
Return on Assets
Earnings Yield
Dividend Yield
Payout Ratio
Stock Overview
Market Cap
Shares Outstanding
Volume
Avg. Volume
Financials (TTM)
Gross Profit
Operating Income
EBITDA
Operating Cash Flow
Capital Expenditure
Free Cash Flow
Cash & ST Invst.
Total Debt
Live Oak Bancshares Performance Analysis
| Fiscal year | Period end | Revenue | YoY growth |
|---|---|---|---|
| 2022 | 2022-12-31 | USD 533,814,000 | 12.6% |
| 2023 | 2023-12-31 | USD 810,510,000 | 51.8% |
| 2024 | 2024-12-31 | USD 932,989,000 | 15.1% |
| 2025 | 2025-12-31 | USD 1,013,594,000 | 8.6% |
| Fiscal quarter | Period end | QoQ growth |
|---|---|---|
| Q2 | 2025-06-30 | 8.8% |
| Q3 | 2025-09-30 | 0.5% |
| Q4 | 2025-12-31 | 12.0% |
| Q1 | 2026-03-31 | -10.2% |
| Fiscal year | Period end | Diluted EPS | YoY growth |
|---|---|---|---|
| 2022 | 2022-12-31 | USD 3.92 | 5.9% |
| 2023 | 2023-12-31 | USD 1.64 | -58.2% |
| 2024 | 2024-12-31 | USD 1.69 | 3.2% |
| 2025 | 2025-12-31 | USD 2.23 | 32.1% |
| Fiscal quarter | Period end | QoQ growth |
|---|---|---|
| Q2 | 2025-06-30 | 142.9% |
| Q3 | 2025-09-30 | 7.8% |
| Q4 | 2025-12-31 | 72.7% |
| Q1 | 2026-03-31 | -36.8% |
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
+10.0%
Gross Profit
+32.2%
Gross Margin
N/A
Market Cap
N/A
Market Cap/Employee
N/A
Employees
N/A
Net Income
+209.1%
EBITDA
+133.9%
Quarterly Fundamentals
Total Cash
+16.5%
Total Debt
-9.5%
Accounts Receivable
N/A
Inventory
N/A
Long Term Debt
-9.5%
Short Term Debt
N/A
Return on Assets
N/A
Return on Invested Capital
N/A
Free Cash Flow
-16.9%
Operating Cash Flow
-16.8%