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Lufax(NYSE) LU

Market Cap$1.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2020)-92%
5 Year-86%
1 Year-46%
1 Month+9%
$1.58
-0.94%
-0.01Today
After hours$1.57-$0.00 (-0.32%)
Lufax last closing stock price
MetricPriceDate
Last closeUSD 1.562026-07-31
Lufax stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+13.04%USD 1.382026-07-24
1 month+9.09%USD 1.432026-07-01
3 month-20%USD 1.952026-05-01
Year to date-39.06%USD 2.562025-12-31
1 year-46.02%USD 2.892025-07-31
3 year-47.92%USD 3.002023-08-01
5 year-86.21%USD 11.322021-07-30
Since inception-92.13%USD 19.822020-10-30

Lufax Financials at a Glance

Market Cap

$1.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥26.33B

Net Income (TTM)

-CN¥3.00B

EPS (TTM)

-$0.34

P/E Ratio

-4.62

Dividend

$0.00

Beta (Volatility)

1.16 (Average)

Price

$1.58

Volume

498,487.593

Open

$1.63

Previous Close

$1.56

Daily Range

$1.56 - $1.64

52-Week Range

$1.20 - $4.57

Estimated Earnings Date

Jul 30, 2026

LU News

Stock market crash sell-off red finance numbers

Why Lufax Holding Stock Dropped Today

Steve SymingtonAug 22, 2023
Elderly person listening to someone.

Why Lufax Holding Stock Was Surging on Tuesday

Dave KovaleskiApr 11, 2023
Chinese 100 yuan bills

Why Lufax Holding Stock Crashed on Wednesday

Eric VolkmanDec 2, 2020
computer network getty

Ant Group's Competitor Lufax Just Went Public. Here Are Three Things Investors Should Know

Lawrence NgaNov 13, 2020

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About Lufax

Lufax Holding Ltd is a leading technology-driven personal financial services platform in China that focuses on providing credit and wealth management solutions to underserved small businesses and individuals. The company's innovative model and integration with financial institutions allow for customized product offerings and emphasize risk management.

Products and Services

Credit facilitation services for small businesses

Personal wealth management solutions

What Makes Lufax Holding Ltd Special

Lufax Holding Ltd stands out due to its strong risk management capabilities powered by sophisticated data analytics and robust integration with financial institutions. This enables the delivery of tailored financial products, ensuring high customer satisfaction and loyalty.

Five Things You Need to Know

Lufax is at the forefront of the fintech landscape in China, focusing on digital personal financial services.

The company emphasizes a hybrid model integrating technology with traditional financial services.

Lufax leverages advanced data analytics to enhance risk management and product customization.

Continuous investment in artificial intelligence and big data drives operational efficiency and business scalability.

Lufax strategically adapts to China's evolving regulatory environment, positioning it well for sustainable growth.

AI Generated • Apr 16, 2026

Industry

Consumer Finance

Sector

Financials

Employees

35,875

CEO

Yong Suk Cho, MBA

Website

www.lufaxholding.com

Headquarters

Shanghai, SH 201120, CN

LU Financials

Key Financial Metrics (TTM)

Gross Margin

32.57%

Operating Margin

5.90%

Net Income Margin

-8.36%

Return on Equity

-1.66%

Return on Capital

-0.27%

Return on Assets

-0.64%

Earnings Yield

-21.65%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

838.54M

Volume

498.49K

Avg. Volume

1.09M

Financials (TTM)

Gross Profit

CN¥10.95B

Operating Income

CN¥151.64M

EBITDA

CN¥8.72B

Operating Cash Flow

CN¥10.57B

Capital Expenditure

-CN¥44.41M

Free Cash Flow

CN¥10.52B

Cash & ST Invst.

CN¥28.05B

Total Debt

CN¥71.96B

Lufax Performance Analysis

Lufax annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 10,283,121,986-7.2%
20232023-12-31CNY 5,944,433,450-42.2%
20242024-12-31CNY 4,100,590,674-31.0%
20252025-12-31CNY 4,022,809,757-1.9%
Lufax sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32024-09-30-25.6%
Q22025-06-30N/A
Q32025-09-30N/A
Q42025-12-31N/A
Lufax annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 2.25-45.7%
20232023-12-31CNY 0.20-91.2%
20242024-12-31CNY -0.77N/A
20252025-12-31CNY -0.34-56.3%
Lufax sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32024-09-30-10.9%
Q22025-06-30N/A
Q32025-09-30N/A
Q42025-12-31N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

CN¥7.95B

+14.2%

Gross Profit

CN¥2.59B

-54.0%

Gross Margin

32.57%

N/A

Market Cap

$1.31BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$39.45K

N/A

Employees

33,163

N/A

Net Income

-CN¥665.22M

+23.6%

EBITDA

CN¥4.72B

+733.0%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

CN¥28.05B

-1.8%

Total Debt

CN¥71.96B

+52.3%

Accounts Receivable

CN¥3.40B

-8.9%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥70.15B

+48.5%

Short Term Debt

CN¥1.81B

N/A

Return on Assets

-0.64%

N/A

Return on Invested Capital

0.59%

N/A

Free Cash Flow

CN¥3.52B

+600.5%

Operating Cash Flow

CN¥3.53B

+602.8%

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Questions About LU

What is the current price of Lufax?

Lufax is trading at $1.56 per share.

What is the 52-week range for Lufax?

Over the past 52 weeks, Lufax has traded between $1.20 and $4.57.

How much debt does Lufax have?

As of the most recent reporting period, Lufax reported total debt of CN¥8.54B.

How much cash does Lufax have on hand?

Lufax reported CN¥6.03B in cash and cash equivalents in its most recent financial results.

What is Lufax’s dividend yield?

Lufax does not currently have a dividend yield.

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