Lufax logo

Lufax(NYSE) LU

Market Cap$7.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2020)-96%
5 Year-92%
1 Year-74%
1 Month-27%
Premium Feature
Moneyball Superscore
29/100
$8.15
-2.98%
-0.25Today
After hours$8.06-$0.09 (-1.10%)
Lufax last closing stock price
MetricPriceDate
Last closeUSD 8.402026-10-22
Lufax stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.92%USD 8.842026-10-15
1 month-26.96%USD 11.502026-09-22
3 month-39.13%USD 13.802026-07-24
Year to date-67.19%USD 25.602025-12-31
1 year-73.91%USD 32.202025-10-22
3 year-51.56%USD 17.342023-10-23
5 year-92.33%USD 109.532021-10-22
Since inception-95.76%USD 198.212020-10-30

Lufax Financials at a Glance

Market Cap

$7.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥28.40B

Net Income (TTM)

-CN¥2.23B

EPS (TTM)

-$0.37

P/E Ratio

-22.94

Dividend

$0.00

Beta (Volatility)

1.15 (Average)

Price

$8.15

Volume

295,669

Open

$8.24

Previous Close

$8.06

Daily Range

$8.05 - $8.49

52-Week Range

$8.05 - $34.40

Estimated Earnings Date

Oct 27, 2026

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About Lufax

Lufax Holding Ltd is a leading technology-driven personal financial services platform in China that focuses on providing credit and wealth management solutions to underserved small businesses and individuals. The company's innovative model and integration with financial institutions allow for customized product offerings and emphasize risk management.

Products and Services

Credit facilitation services for small businesses

Personal wealth management solutions

What Makes Lufax Holding Ltd Special

Lufax Holding Ltd stands out due to its strong risk management capabilities powered by sophisticated data analytics and robust integration with financial institutions. This enables the delivery of tailored financial products, ensuring high customer satisfaction and loyalty.

Five Things You Need to Know

Lufax is at the forefront of the fintech landscape in China, focusing on digital personal financial services.

The company emphasizes a hybrid model integrating technology with traditional financial services.

Lufax leverages advanced data analytics to enhance risk management and product customization.

Continuous investment in artificial intelligence and big data drives operational efficiency and business scalability.

Lufax strategically adapts to China's evolving regulatory environment, positioning it well for sustainable growth.

AI Generated • Apr 16, 2026

Industry

Consumer Finance

Employees

35,875

CEO

Yong Suk Cho, MBA

Headquarters

Shanghai, SH 201120, CN

LU Financials

Key Financial Metrics (TTM)

Gross Margin

N/A

Operating Margin

N/A

Net Income Margin

N/A

Return on Equity

-2.76%

Return on Capital

-0.27%

Return on Assets

N/A

Earnings Yield

-4.36%

Dividend Yield

0.00%

Payout Ratio

N/A

Stock Overview

Market Cap

$7.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

838.54M

Volume

295.67K

Avg. Volume

131.98K

Financials (TTM)

Gross Profit

CN¥15.90B

Operating Income

CN¥343.57M

EBITDA

CN¥9.00B

Operating Cash Flow

CN¥12.72T

Capital Expenditure

-CN¥51.31B

Free Cash Flow

CN¥12.67T

Cash & ST Invst.

CN¥27.02B

Total Debt

CN¥72.54B

Lufax Performance Analysis

Lufax annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 10,283,121,986-7.2%
20232023-12-31CNY 5,944,433,450-42.2%
20242024-12-31CNY 4,100,590,674-31.0%
20252025-12-31CNY 4,022,809,757-1.9%
Lufax sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3025.1%
Q42025-12-31N/A
Q12026-03-31-21.5%
Q22026-06-30N/A
Lufax annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 22.52-45.7%
20232023-12-31CNY 1.99-91.2%
20242024-12-31CNY -7.71N/A
20252025-12-31CNY -3.37-56.3%
Lufax sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-306.1%
Q42025-12-31N/A
Q12026-03-3132.5%
Q22026-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CN¥6.24B

-1.8%

Gross Profit

CN¥5.36B

+163.7%

Gross Margin

85.85%

N/A

Market Cap

$7.04BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$212.40K

N/A

Employees

33,163

N/A

Net Income

-CN¥447.94M

+37.0%

EBITDA

-CN¥285.13M

-207.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CN¥27.02B

-9.6%

Total Debt

CN¥72.54B

+20.5%

Accounts Receivable

CN¥103.24B

+2312.9%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥72.13B

+20.8%

Short Term Debt

CN¥403.28M

-20.3%

Return on Assets

N/A

N/A

Return on Invested Capital

N/A

N/A

Free Cash Flow

-CN¥296.61M

-111.0%

Operating Cash Flow

-CN¥287.95M

-110.6%

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Questions About LU

What is the current price of Lufax?

Lufax is trading at $8.06 per share.

What is the 52-week range for Lufax?

Over the past 52 weeks, Lufax has traded between $8.05 and $34.40.

How much debt does Lufax have?

As of the most recent reporting period, Lufax reported total debt of CN¥8.54B.

How much cash does Lufax have on hand?

Lufax reported CN¥6.03B in cash and cash equivalents in its most recent financial results.

What is Lufax’s dividend yield?

Lufax does not currently have a dividend yield.

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