Accessibility Menu
Paymentus logo

Paymentus(NYSE) PAY

Market Cap$4.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+35%
5 Year+33%
1 Year+14%
1 Month+38%
$38.55
-3.91%
-1.57Today
After hours$38.55+$0.00 (+0.00%)
Paymentus last closing stock price
MetricPriceDate
Last closeUSD 38.572026-08-07
Paymentus stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+13.11%USD 34.102026-07-31
1 month+37.65%USD 28.022026-07-08
3 month+44.78%USD 26.642026-05-08
Year to date+22.1%USD 31.592025-12-31
1 year+14.42%USD 33.712025-08-07
3 year+174.72%USD 14.042023-08-08
5 year+33.32%USD 28.932021-08-06
Since inception+34.81%USD 28.612021-05-26

Paymentus Financials at a Glance

Market Cap

$4.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.36B

Net Income (TTM)

$84.88M

EPS (TTM)

$0.66

P/E Ratio

58.56

Dividend

$0.00

Beta (Volatility)

1.49 (Average)

Price

$38.55

Volume

705,379

Open

$40.00

Previous Close

$38.57

Daily Range

$38.15 - $40.44

52-Week Range

$20.11 - $45.31

Estimated Earnings Date

Nov 2, 2026

PAY: Motley Fool Moneyball Superscore

72

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Paymentus

Paymentus helps people pay monthly bills through apps and websites. It makes sending money to utility companies fast and simple. The platform connects businesses with customers to handle payments securely.

How People Pay Bills

  • Payment Processing: Manages credit cards, debit cards, and electronic bank transfers; accounts for 99% of revenue in Q1 2026.
  • Cloud Platform: Provides various ways to pay including websites, mobile apps, and automated phone systems.
  • Biller Services: Connects directly to business accounting software to improve how organizations collect money and communicate with customers.

Scaling the Network

  • Partnered with JPMorgan Chase Bank through a commercial agreement to expand the company reach within financial institutions.
  • Amended a strategic agreement with JPMorgan Chase Bank in August 2022 to extend performance milestones through 2026.
  • Expanded the 2021 Equity Incentive Plan in January 2026 by adding 5 million shares to support workforce scaling.

The Software Advantage

Paymentus uses a single software code base to push new features to all clients simultaneously. The platform serves high-volume industries like utilities and healthcare that require regular, essential payments.

Measuring the Growth

  • Revenue reached $358.4 million in Q1 2026, up 30.2% from $275.2 million in Q1 2025.
  • Operating income rose to $26.6 million in Q1 2026, up 69.2% year-over-year.
  • Net income grew to $20.9 million in Q1 2026, a 51.2% increase from the previous year.
  • Processed transactions totaled 203.4 million in Q1 2026, up 17.4% year-over-year.

Bottom Line

Paymentus has evolved from a specialized billing tool into a broad network serving major financial institutions and diverse industries. Its transition to serving large-scale enterprise clients supports its rising transaction volumes and revenue growth.

AI Generated • May 24, 2026

Industry

Diversified Financial Services

Employees

1,340

CEO

Dushyant Sharma

Headquarters

Charlotte, NC 28277, US

PAY Financials

Key Financial Metrics (TTM)

Gross Margin

24.95%

Operating Margin

7.58%

Net Income Margin

6.24%

Return on Equity

14.80%

Return on Capital

13.21%

Return on Assets

11.70%

Earnings Yield

1.71%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$4.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

125.94M

Volume

705.38K

Avg. Volume

1.17M

Financials (TTM)

Gross Profit

$339.38M

Operating Income

$103.10M

EBITDA

$143.58M

Operating Cash Flow

$159.52M

Capital Expenditure

-$378.00K

Free Cash Flow

$159.14M

Cash & ST Invst.

$379.70M

Total Debt

$8.83M

Paymentus Performance Analysis

Paymentus annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 497,001,00025.7%
20232023-12-31USD 614,490,00023.6%
20242024-12-31USD 871,745,00041.9%
20252025-12-31USD 1,196,507,00037.3%
Paymentus sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3010.9%
Q42025-12-316.3%
Q12026-03-318.5%
Q22026-06-300.6%
Paymentus annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.00N/A
20232023-12-31USD 0.18N/A
20242024-12-31USD 0.3593.7%
20252025-12-31USD 0.5249.9%
Paymentus sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3027.3%
Q42025-12-3114.3%
Q12026-03-31N/A
Q22026-06-3025.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$360.74M

+28.8%

Gross Profit

$94.31M

+31.9%

Gross Margin

26.14%

N/A

Market Cap

$4.86BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.63M

N/A

Employees

1,340

N/A

Net Income

$25.56M

+73.8%

EBITDA

$35.66M

+23.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$379.70M

+42.5%

Total Debt

$8.83M

+9.8%

Accounts Receivable

$106.72M

+6.3%

Inventory

$0.00

N/A

Long Term Debt

$6.01M

+3.4%

Short Term Debt

$2.83M

+26.6%

Return on Assets

11.70%

N/A

Return on Invested Capital

16.52%

N/A

Free Cash Flow

$58.21M

+85.6%

Operating Cash Flow

$48.86M

+55.2%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SAICScience Applications International Corporation
$126.54+1.82%
DAVEDave Inc.
$317.93-12.96%
COMMCommScope Holding Company, Inc.
$17.82+0.91%
NIQNIQ Global Intelligence Plc
$11.68+0.09%

Trending Stocks

Symbol / CompanyPricePrice Chg
SPCXSpace Exploration Technologies
$133.11+0.16%
TTDThe Trade Desk
$13.80-0.22%
NVDANvidia
$223.96+0.02%
TLTiShares Trust - iShares 20+ Year Treasury Bond ETF
$82.76+0.00%

Questions About PAY

What is the current price of Paymentus?

Paymentus is trading at $38.57 per share.

What is the 52-week range for Paymentus?

Over the past 52 weeks, Paymentus has traded between $20.11 and $45.31.

How much debt does Paymentus have?

As of the most recent reporting period, Paymentus reported total debt of $8.83M.

How much cash does Paymentus have on hand?

Paymentus reported $379.70M in cash and cash equivalents in its most recent financial results.

What is Paymentus’s dividend yield?

Paymentus does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.