SmartFinancial(NYSE) SMBK

Market Cap$871.85MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2015)+258%
5 Year+106%
1 Year+49%
1 Month+0%
$50.59
-0.78%
-0.40Today
SmartFinancial last closing stock price
MetricPriceDate
Last closeUSD 50.992026-10-02
SmartFinancial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.33%USD 50.322026-09-25
1 month+0.12%USD 50.932026-09-02
3 month+7.89%USD 47.262026-07-02
Year to date+38.66%USD 36.772025-12-31
1 year+48.52%USD 34.332025-10-02
3 year+153.82%USD 20.092023-10-03
5 year+106.2%USD 24.732021-10-01
Since inception+257.68%USD 14.262015-09-01

SmartFinancial Financials at a Glance

Market Cap

$871.85MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$333.40

Net Income (TTM)

$57.39

EPS (TTM)

$3.39

P/E Ratio

15.04

Dividend

$0.34

Beta (Volatility)

0.72 (Low)

Price

$50.59

Volume

67,425.571

Open

$51.00

Previous Close

$50.59

Daily Range

$50.49 - $51.16

52-Week Range

$33.01 - $54.14

Estimated Earnings Date

Oct 20, 2026

SMBK News

No articles available.

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About SmartFinancial

SmartFinancial, Inc. is a holding company, which engages in the provision of commercial banking services through SmartBank. It operates through the following portfolio segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other. The Commercial Real Estate segment includes owner-occupied commercial real estate loans and loans secured by income-producing properties. The Consumer Real Estate segment consists of real estate loans such as home equity lines. The Construction and Land Development segment consists of credit to real estate developers or investors. The Commercial and Industrial segment provides commercial and financial loans. The Consumer and Other segment provides direct consumer installment loans, overdrafts, and other revolving credit and educational loans. The company was founded on September 19, 1983 and is headquartered in Knoxville, TN.

Industry

Banks

Sector

Financials

Employees

589

CEO

William Young Carroll, Jr.

Website

www.smartbank.com

SMBK Financials

Key Financial Metrics (TTM)

Gross Margin

N/A

Operating Margin

N/A

Net Income Margin

N/A

Return on Equity

10.47%

Return on Capital

N/A

Return on Assets

N/A

Earnings Yield

6.65%

Dividend Yield

0.67%

Payout Ratio

N/A

Stock Overview

Market Cap

$871.85MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

17.10M

Volume

67.43K

Avg. Volume

121.95K

Financials (TTM)

Gross Profit

N/A

Operating Income

N/A

EBITDA

N/A

Operating Cash Flow

N/A

Capital Expenditure

N/A

Free Cash Flow

N/A

Cash & ST Invst.

N/A

Total Debt

N/A

SmartFinancial Performance Analysis

SmartFinancial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 184,387,00023.6%
20232023-12-31USD 238,947,00029.6%
20242024-12-31USD 283,428,00018.6%
20252025-12-31USD 314,208,00010.9%
SmartFinancial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.5515.1%
20232023-12-31USD 1.69-33.7%
20242024-12-31USD 2.1426.7%
20252025-12-31USD 2.9839.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$85.83

+1.1%

Gross Profit

N/A

N/A

Gross Margin

N/A

N/A

Market Cap

$871.85MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.36

N/A

Employees

589

N/A

Net Income

$16.32

+1.4%

EBITDA

N/A

N/A

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

N/A

N/A

Total Debt

$110.41

+1.9%

Accounts Receivable

N/A

N/A

Inventory

N/A

N/A

Long Term Debt

$108.95

+2.0%

Short Term Debt

$1.46

+0.4%

Return on Assets

98.90%

+1.2%

Return on Invested Capital

7.01%

+1.1%

Free Cash Flow

$22.47

+1.7%

Operating Cash Flow

$23.66

+1.7%

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Questions About SMBK

What is the current price of SmartFinancial?

SmartFinancial is trading at $50.59 per share.

What is the 52-week range for SmartFinancial?

Over the past 52 weeks, SmartFinancial has traded between $33.01 and $54.14.

How much debt does SmartFinancial have?

As of the most recent reporting period, SmartFinancial reported total debt of $110.41M.

How much cash does SmartFinancial have on hand?

SmartFinancial does not have cash on hand data available.

What is SmartFinancial’s dividend yield?

SmartFinancial currently has a dividend yield of 0.67%.

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