Accessibility Menu
 
South Plains Financial logo

South Plains Financial

(NASDAQ) SPFI

Current Price$43.57
Market Cap$710.91M
Since IPO (2019)+173%
5 Year+123%
1 Year+34%
1 Month+5%

South Plains Financial Financials at a Glance

Market Cap

$710.91M

Revenue (TTM)

$293.80M

Net Income (TTM)

$58.47M

EPS (TTM)

$3.44

P/E Ratio

12.64

Dividend

$0.64

Beta (Volatility)

0.71 (Low)

Price

$43.57

Volume

4,472

Open

$43.70

Previous Close

$43.57

Daily Range

$43.23 - $43.77

52-Week Range

$32.56 - $45.09

SPFI: Motley Fool Moneyball Superscore

61

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About South Plains Financial

Industry

Banks

Employees

603

CEO

Curtis C. Griffith

Headquarters

Lubbock, TX 79407, US

SPFI Financials

Key Financial Metrics (TTM)

Gross Margin

69%

Operating Margin

25%

Net Income Margin

20%

Return on Equity

13%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

7.91%

Dividend Yield

0.01%

Payout Ratio

17.28%

Stock Overview

Market Cap

$710.91M

Shares Outstanding

16.33M

Volume

4.47K

Short Interest

0.00%

Avg. Volume

94.65K

Financials (TTM)

Gross Profit

$206.69M

Operating Income

$74.07M

EBITDA

$74.07M

Operating Cash Flow

$77.49M

Capital Expenditure

$5.66M

Free Cash Flow

$71.83M

Cash & ST Invst.

$625.86M

Total Debt

$60.49M

South Plains Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$74.36M

+1.6%

Gross Profit

$52.11M

+5.9%

Gross Margin

70.08%

N/A

Market Cap

$710.91M

N/A

Market Cap/Employee

$1.35M

N/A

Employees

528

N/A

Net Income

$15.25M

-7.5%

EBITDA

$19.09M

-14.5%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$565.37M

+9.4%

Accounts Receivable

$20.93M

-3.5%

Inventory

$0.00

N/A

Long Term Debt

$60.49M

-45.2%

Short Term Debt

$0.00

N/A

Return on Assets

1.31%

N/A

Return on Invested Capital

1.65%

N/A

Free Cash Flow

$8.44M

+168.4%

Operating Cash Flow

$12.43M

+198.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SMBKSmartFinancial, Inc.
$41.98+2.09%
GSBCGreat Southern Bancorp, Inc.
$66.89-0.04%
IBCPIndependent Bank Corporation
$33.30-0.98%
FISIFinancial Institutions, Inc.
$34.15-0.06%

Trending Stocks

Symbol / CompanyPricePrice Chg
NOKNokia
$10.33+0.05%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$12.02-0.07%
QSQuantumScape
$7.41+0.01%
TQQQProShares Trust - ProShares UltraPro Qqq
$59.22-0.02%

Questions About SPFI

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.