OptimumBank

(NYSEMKT) OPHC

Current Price$5.49

Market Cap$67.48M

Since IPO (2003)-99%

5 Year+45%

1 Year+22%

1 Month+0%

OptimumBank Financials at a Glance

Market Cap

$67.48M

Revenue (TTM)

$76.13M

Net Income (TTM)

$17.44M

EPS (TTM)

$0.89

P/E Ratio

6.21

Dividend

$0.00

Beta (Volatility)

0.37 (Low)

Dividend

$0.00

Beta (Volatility)

0.37 (Low)

Price

$5.49

Volume

2,271.402

Open

$5.51

Price

$5.49

Volume

2,271.402

Open

$5.51

Previous Close

$5.50

Daily Range

$5.45 - $5.51

52-Week Range

$3.91 - $5.64

Dividend

$0.00

Beta (Volatility)

0.37 (Low)

Price

$5.49

Volume

2,271.402

Open

$5.51

Previous Close

$5.50

Daily Range

$5.45 - $5.51

52-Week Range

$3.91 - $5.64

OPHC News

OptimumBank (OPHC) Q2 EPS Jumps 93%

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About OptimumBank

Industry

Banks

Sector

Financials

Employees

CEO

Timothy L. Terry

Website

www.optimumbank.com

Headquarters

Fort Lauderdale, FL 33308, US

OPHC Financials

Key Financial Metrics (TTM)

Gross Margin

67%

Operating Margin

30%

Net Income Margin

23%

Return on Equity

15%

Return on Capital

18%

Return on Assets

Earnings Yield

16.10%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$67.48M

Shares Outstanding

12.27M

Volume

2.27K

Avg. Volume

31.58K

Financials (TTM)

Gross Profit

$47.33M

Operating Income

$22.17M

EBITDA

$23.05M

Operating Cash Flow

$17.84M

Capital Expenditure

$896.00K

Free Cash Flow

$16.95M

Cash & ST Invst.

$114.56M

Total Debt

$52.74M

OptimumBank Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$21.24M

+30.8%

Gross Profit

$14.20M

+31.3%

Gross Margin

66.88%

N/A

Market Cap

$67.48M

N/A

Market Cap/Employee

$924.33K

N/A

Employees

N/A

Net Income

$4.66M

+20.5%

EBITDA

$6.20M

+16.4%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$100.02M

-23.5%

Accounts Receivable

$1.08B

+32833.6%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$40.00M

+300.0%

Return on Assets

1.37%

N/A

Return on Invested Capital

18.27%

N/A

Free Cash Flow

$7.87M

+175.9%

Operating Cash Flow

$7.87M

+151.0%

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Questions About OPHC

What is the current price of OptimumBank?

OptimumBank is trading at $5.50 per share.

What is the 52-week range for OptimumBank?

Over the past 52 weeks, OptimumBank has traded between $3.91 and $5.64.

How much debt does OptimumBank have?

As of the most recent reporting period, OptimumBank reported total debt of $42.65M.

How much cash does OptimumBank have on hand?

OptimumBank does not have cash on hand data available.

What is OptimumBank’s dividend yield?

OptimumBank does not currently have a dividend yield.

OptimumBank

OptimumBank Financials at a Glance

OPHC News

OptimumBank (OPHC) Q2 EPS Jumps 93%

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About OptimumBank

OPHC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

OptimumBank Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About OPHC

What is the current price of OptimumBank?

What is the 52-week range for OptimumBank?

How much debt does OptimumBank have?

How much cash does OptimumBank have on hand?

What is OptimumBank’s dividend yield?

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