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American Overseas Group(OTC) AOREF

Market Cap$48.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)-92%
5 Year+247%
1 Year+15%
1 Month+4%
$1,040.00
+0.00%
+0.00Today
American Overseas Group last closing stock price
MetricPriceDate
Last closeUSD 1,040.002026-08-26
American Overseas Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4%USD 1,000.002026-08-19
1 month+4%USD 1,000.002026-07-27
3 month-15.1%USD 1,225.002026-05-27
Year to date-20%USD 1,300.002025-12-29
1 year+15.3%USD 902.002025-08-07
3 year+420%USD 200.002023-07-18
5 year+246.67%USD 300.002021-08-09
Since inception-92.12%USD 13,200.002006-04-27

American Overseas Group Financials at a Glance

Market Cap

$48.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$73.74M

Net Income (TTM)

$9.85M

EPS (TTM)

$209.73

P/E Ratio

4.96

Dividend

$0.00

Beta (Volatility)

0.20 (Low)

Price

$1,040.00

Volume

2

Open

$1,040.00

Previous Close

$1,040.00

Daily Range

$1,040.00 - $1,040.00

52-Week Range

$1,000.00 - $1,500.00

Estimated Earnings Date

Apr 27, 2026

AOREF News

No articles available.

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About American Overseas Group

American Overseas Group Limited is a Bermuda-based company specializing in property and casualty insurance, along with reinsurance services. Established in 1998, the company operates primarily in Bermuda, Barbados, and the United States, offering unique non-standard automobile insurance products through specialized managing general agents.

Products and Services
  • Property and casualty insurance solutions
  • Reinsurance services tailored for various sectors
  • Non-standard automobile insurance products
Growth Outlook
  • Recent quarterly revenue reached $18.77 million, indicating strong demand
  • Trailing twelve months (TTM) gross profit margin stands at 71.72%
  • Operating income ratio improved to 22.39% in the latest quarter
Financial Highlights
  • Net income for Q1 2026 was $3.28 million, reflecting robust profitability
  • TTM price-to-earnings ratio is 4.77, suggesting potential value
  • Cash and cash equivalents increased to $53.73 million as of March 2026
American Overseas Group Limited has demonstrated a solid financial performance, particularly in the most recent quarter, where it reported a revenue of $18.77 million and a net income of $3.28 million. The company's gross profit margin of 71.72% highlights its efficiency in managing costs relative to revenue. The operating income ratio of 22.39% further underscores the company's ability to generate profit from its operations. The TTM price-to-earnings ratio of 4.77 indicates that the stock may be undervalued compared to its earnings, presenting an attractive opportunity for potential investors. Additionally, the increase in cash and cash equivalents to $53.73 million as of March 2026 provides a strong liquidity position, allowing for potential investments or strategic initiatives. Overall, American Overseas Group Limited appears to be well-positioned for continued growth in the insurance and reinsurance sectors.
AI Generated • Aug 6, 2026

Industry

Insurance

Employees

18

CEO

Debra Jane Roberts, CFA, MBA

Headquarters

Hamilton, HA HM 11, BM

AOREF Financials

Key Financial Metrics (TTM)

Gross Margin

71.72%

Operating Margin

18.07%

Net Income Margin

13.36%

Return on Equity

17.12%

Return on Capital

18.38%

Return on Assets

1.00%

Earnings Yield

20.16%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$48.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

47.00K

Volume

2

Avg. Volume

0.969

Financials (TTM)

Gross Profit

$52.88M

Operating Income

$13.32M

EBITDA

$14.76M

Operating Cash Flow

$20.39M

Capital Expenditure

$6.00

Free Cash Flow

$20.39M

Cash & ST Invst.

$53.73M

Total Debt

$14.38M

American Overseas Group Performance Analysis

American Overseas Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 33,255,1871.7%
20232023-12-31USD 49,615,78849.2%
20242024-12-31USD 75,223,86351.6%
20252025-12-31USD 75,241,5500.0%
American Overseas Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-7.9%
Q32025-09-30-3.5%
Q42025-12-311.4%
Q12026-03-312.7%
American Overseas Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -31.42-73.2%
20232023-12-31USD 113.55N/A
20242024-12-31USD 200.0976.2%
20252025-12-31USD 230.4415.2%
American Overseas Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-40.9%
Q32025-09-3013.2%
Q42025-12-31-57.3%
Q12026-03-31170.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$18.77M

-7.4%

Gross Profit

$12.29M

-39.4%

Gross Margin

65.47%

N/A

Market Cap

$48.86MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.26M

N/A

Employees

15

N/A

Net Income

$3.28M

-22.9%

EBITDA

$4.64M

-23.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$53.73M

+11.2%

Total Debt

$14.38M

-30.8%

Accounts Receivable

$712.68M

N/A

Inventory

$0.00

N/A

Long Term Debt

$14.10M

-32.1%

Short Term Debt

$283.92K

+1.1%

Return on Assets

1.00%

N/A

Return on Invested Capital

1.36%

N/A

Free Cash Flow

$5.54M

+1897.5%

Operating Cash Flow

$5.54M

+1897.5%

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Questions About AOREF

What is the current price of American Overseas Group?

American Overseas Group is trading at $1,040.00 per share.

What is the 52-week range for American Overseas Group?

Over the past 52 weeks, American Overseas Group has traded between $1,000.00 and $1,500.00.

How much debt does American Overseas Group have?

As of the most recent reporting period, American Overseas Group reported total debt of $14.38M.

How much cash does American Overseas Group have on hand?

American Overseas Group reported $53.73M in cash and cash equivalents in its most recent financial results.

What is American Overseas Group’s dividend yield?

American Overseas Group does not currently have a dividend yield.

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