American Overseas Group logo

American Overseas Group(OTC) AOREF

Market Cap$51.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)-92%
5 Year+293%
1 Year+8%
1 Month+6%
$1,099.99
+0.00%
+0.00Today
American Overseas Group last closing stock price
MetricPriceDate
Last closeUSD 1,099.992026-10-06
American Overseas Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+10%USD 1,000.002026-09-11
1 month+5.77%USD 1,040.002026-08-26
3 month-10.2%USD 1,225.002026-06-01
Year to date-15.39%USD 1,300.002025-12-29
1 year+7.55%USD 1,022.732025-10-06
3 year+494.59%USD 185.002023-09-14
5 year+292.85%USD 280.002021-10-01
Since inception-91.67%USD 13,200.002006-04-27

American Overseas Group Financials at a Glance

Market Cap

$51.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$72.14M

Net Income (TTM)

$8.92M

EPS (TTM)

$189.82

P/E Ratio

5.80

Dividend

$0.00

Beta (Volatility)

0.20 (Low)

Price

$1,099.99

Volume

11

Open

$1,099.99

Previous Close

$1,099.99

Daily Range

$1,099.99 - $1,099.99

52-Week Range

$1,000.00 - $1,500.00

Estimated Earnings Date

Apr 27, 2026

AOREF News

No articles available.

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About American Overseas Group

American Overseas Group Limited is a Bermuda-based company specializing in property and casualty insurance, along with reinsurance services. Established in 1998, the company operates primarily in Bermuda, Barbados, and the United States, offering unique non-standard automobile insurance products through specialized managing general agents.

Products and Services
  • Property and casualty insurance solutions
  • Reinsurance services tailored for various sectors
  • Non-standard automobile insurance products
Growth Outlook
  • Recent quarterly revenue reached $17.08 million, showcasing strong market demand
  • Trailing twelve months (TTM) net income margin stands at 12.36%, indicating profitability
  • Operating income ratio improved to 12.28%, reflecting operational efficiency
Financial Highlights
  • TTM revenue of $69.5 million, demonstrating consistent revenue generation
  • Latest quarterly net income reported at $1.58 million, up from previous quarters
  • Price-to-earnings (P/E) ratio of 5.27 suggests potential undervaluation
American Overseas Group Limited has established itself as a key player in the insurance and reinsurance industry, leveraging its operational footprint across multiple regions. The company's focus on non-standard automobile insurance products positions it uniquely in the market, catering to specific customer needs. Recent financial performance indicates a positive trajectory, with significant revenue and net income growth. The low P/E ratio may attract investors looking for value opportunities in the financial services sector. Overall, American Overseas Group Limited presents a compelling case for potential investment consideration.
AI Generated • Oct 6, 2026

Industry

Insurance

Sector

Financials

Employees

18

CEO

Debra Jane Roberts, CFA, MBA

Website

www.aoreltd.com

Headquarters

Hamilton, HA HM 11, BM

AOREF Financials

Key Financial Metrics (TTM)

Gross Margin

60.98%

Operating Margin

16.01%

Net Income Margin

12.36%

Return on Equity

14.89%

Return on Capital

18.38%

Return on Assets

0.92%

Earnings Yield

17.24%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$51.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

47.00K

Volume

11

Avg. Volume

1.215

Financials (TTM)

Gross Profit

$43.99M

Operating Income

$11.55M

EBITDA

$13.32M

Operating Cash Flow

$10.73M

Capital Expenditure

$6.00

Free Cash Flow

$10.73M

Cash & ST Invst.

$56.02M

Total Debt

$9.36M

American Overseas Group Performance Analysis

American Overseas Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 33,255,1871.7%
20232023-12-31USD 49,615,78849.2%
20242024-12-31USD 75,223,86351.6%
20252025-12-31USD 75,241,5500.0%
American Overseas Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-3.5%
Q42025-12-311.4%
Q12026-03-312.7%
Q22026-06-30-9.0%
American Overseas Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -31.42-73.2%
20232023-12-31USD 113.55N/A
20242024-12-31USD 200.0976.2%
20252025-12-31USD 230.4415.2%
American Overseas Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.2%
Q42025-12-31-57.3%
Q12026-03-31170.1%
Q22026-06-30-51.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$17.08M

-8.5%

Gross Profit

$9.78M

-47.6%

Gross Margin

57.27%

N/A

Market Cap

$51.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.45M

N/A

Employees

15

N/A

Net Income

$1.58M

-37.2%

EBITDA

$2.43M

-37.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$56.02M

-0.2%

Total Debt

$9.36M

-57.1%

Accounts Receivable

$704.26M

N/A

Inventory

$0.00

N/A

Long Term Debt

$9.36M

-54.9%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.92%

N/A

Return on Invested Capital

1.19%

N/A

Free Cash Flow

$4.31M

-69.1%

Operating Cash Flow

$4.31M

-69.1%

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Questions About AOREF

What is the current price of American Overseas Group?

American Overseas Group is trading at $1,099.99 per share.

What is the 52-week range for American Overseas Group?

Over the past 52 weeks, American Overseas Group has traded between $1,000.00 and $1,500.00.

How much debt does American Overseas Group have?

As of the most recent reporting period, American Overseas Group reported total debt of $11.27M.

How much cash does American Overseas Group have on hand?

American Overseas Group reported $56.02M in cash and cash equivalents in its most recent financial results.

What is American Overseas Group’s dividend yield?

American Overseas Group does not currently have a dividend yield.

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