Embassy Bancorp
(OTC) EMYB
Embassy Bancorp Financials at a Glance
Market Cap
$159.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Revenue (TTM)
$76.21M
Net Income (TTM)
$14.55M
EPS (TTM)
$1.91
P/E Ratio
11.27
Dividend
$0.55
Beta (Volatility)
0.05 (Low)
Dividend
$0.55
Beta (Volatility)
0.05 (Low)
Price
$21.55
Volume
3,200
Open
$21.50
Price
$21.55
Volume
3,200
Open
$21.50
Previous Close
$21.55
Daily Range
$21.50 - $21.55
52-Week Range
$15.50 - $21.97
Estimated Earnings Date
May 13, 2026
Dividend
$0.55
Beta (Volatility)
0.05 (Low)
Price
$21.55
Volume
3,200
Open
$21.50
Previous Close
$21.55
Daily Range
$21.50 - $21.55
52-Week Range
$15.50 - $21.97
Estimated Earnings Date
May 13, 2026
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Get Access NowAbout Embassy Bancorp
Industry
Banks
Sector
FinancialsEmployees
114
CEO
David M. Lobach, Jr.
Website
www.embassybank.comHeadquarters
Bethlehem, PA 18017-9423, US
EMYB Financials
Key Financial Metrics (TTM)
Gross Margin
61.85%
Operating Margin
23.18%
Net Income Margin
19.09%
Return on Equity
11.90%
Return on Capital
11.69%
Return on Assets
0.79%
Earnings Yield
8.87%
Dividend Yield
2.55%
Payout Ratio
25.22%
Stock Overview
Market Cap
$159.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Shares Outstanding
7.41M
Volume
3.20K
Avg. Volume
2.29K
Financials (TTM)
Gross Profit
$47.14M
Operating Income
$17.67M
EBITDA
$18.76M
Operating Cash Flow
$14.98M
Capital Expenditure
-$225.00K
Free Cash Flow
$14.76M
Cash & ST Invst.
$364.62M
Total Debt
$12.71M
Embassy Bancorp Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$19.22M
+9.9%
Gross Profit
$12.14M
+17.4%
Gross Margin
63.15%
N/A
Market Cap
$159.78MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
N/A
Market Cap/Employee
$1.43M
N/A
Employees
112
N/A
Net Income
$3.74M
+29.5%
EBITDA
$4.85M
+28.6%
Quarterly Fundamentals
Total Cash
$364.62M
+26.7%
Total Debt
$12.71M
+89.1%
Accounts Receivable
$4.28M
+11.9%
Inventory
$0.00
N/A
Long Term Debt
$0.00
N/A
Short Term Debt
$12.71M
+89.1%
Return on Assets
0.79%
N/A
Return on Invested Capital
0.97%
N/A
Free Cash Flow
$4.66M
+78.7%
Operating Cash Flow
$4.83M
+80.0%