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First Community Financial(OTC) FMFP

Current Price$14.00
Market Cap$39.54MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-1%
5 Year-26%
1 Year+38%
1 Month-1%
First Community Financial last closing stock price
MetricPriceDate
Last closeUSD 14.002026-07-23
First Community Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.92%USD 14.132026-07-13
1 month-0.99%USD 14.142026-06-18
3 month-0.57%USD 14.082026-04-21
Year to date-5.88%USD 14.872025-12-31
1 year+37.74%USD 10.162025-07-16
3 year-20.62%USD 17.642023-07-20
5 year-25.9%USD 18.892021-07-15
Since inception-0.88%USD 14.122004-04-23

First Community Financial Financials at a Glance

Market Cap

$39.54MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.34M

Net Income (TTM)

$1.93M

EPS (TTM)

$0.68

P/E Ratio

20.52

Dividend

$0.17

Beta (Volatility)

-0.05 (Low)

Price

$14.00

Volume

250

Open

$14.00

Previous Close

$14.00

Daily Range

$14.00 - $14.00

52-Week Range

$9.68 - $15.00

Estimated Earnings Date

N/A

FMFP News

No articles available.

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About First Community Financial

First Community Financial Corporation operates as the parent company for Pennian Bank, providing a comprehensive range of financial services to individuals and businesses in Pennsylvania. Established in 1864 and headquartered in Mifflintown, Pennsylvania, the corporation emphasizes personalized banking solutions and community engagement.

Products and Services
  • Core personal banking services including checking and savings accounts
  • Commercial lending options such as business loans and real estate financing
  • Investment management and trust services for individuals and businesses
Growth Outlook
  • Recent quarterly revenue reached $8.46 million, indicating strong operational performance
  • Trailing twelve months (TTM) revenue of $34.5 million shows consistent growth
  • Expansion of digital services aligns with modern banking trends and customer needs
Financial Highlights
  • Net income for Q1 2026 was $593,000, reflecting a solid profit margin
  • TTM return on equity stands at 4.39%, showcasing effective capital utilization
  • Dividend yield of 1.20% offers potential income for investors
AI Generated • Jul 8, 2026

Industry

Banks

Employees

157

CEO

Scott E. Fritz, MBA

Headquarters

Mifflintown, PA 17059, US

FMFP Financials

Key Financial Metrics (TTM)

Gross Margin

70.50%

Operating Margin

10.15%

Net Income Margin

5.79%

Return on Equity

4.39%

Return on Capital

2.23%

Return on Assets

0.29%

Earnings Yield

4.87%

Dividend Yield

1.21%

Payout Ratio

0.00%

Stock Overview

Market Cap

$39.54MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.82M

Volume

250

Avg. Volume

78.258

Financials (TTM)

Gross Profit

$23.51M

Operating Income

$3.38M

EBITDA

$1.63M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$41.51M

Total Debt

$34.00M

First Community Financial Performance Analysis

First Community Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 27,135,00010.8%
20232023-12-31USD 31,895,00017.5%
20242024-12-31USD 33,976,0006.5%
20252025-12-31USD 35,189,0003.6%
First Community Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-5.9%
Q32025-09-3061.1%
Q42025-12-3124.1%
Q12026-03-31-21.6%
First Community Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.851.5%
20232023-12-31USD 0.42-77.1%
20242024-12-31USD 0.39-8.2%
20252025-12-31USD 0.7490.6%
First Community Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-3.7%
Q32025-09-30-127.7%
Q42025-12-31488.3%
Q12026-03-31-25.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$8.46M

+47.6%

Gross Profit

$5.87M

+2.4%

Gross Margin

69.38%

N/A

Market Cap

$39.54MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$520.21K

N/A

Employees

76

N/A

Net Income

$593.00K

-22.0%

EBITDA

$571.00K

-33.3%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$41.51M

+175.1%

Total Debt

$34.00M

-5.6%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$34.00M

-5.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.29%

N/A

Return on Invested Capital

0.51%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About FMFP

What is the current price of First Community Financial?

First Community Financial is trading at $14.00 per share.

What is the 52-week range for First Community Financial?

Over the past 52 weeks, First Community Financial has traded between $9.68 and $15.00.

How much debt does First Community Financial have?

As of the most recent reporting period, First Community Financial reported total debt of $34.00M.

How much cash does First Community Financial have on hand?

First Community Financial does not have cash on hand data available.

What is First Community Financial’s dividend yield?

First Community Financial currently has a dividend yield of 1.21%.

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