Federal National Mortgage Association(OTC) FNMAT

Federal National Mortgage Association, commonly known as Fannie Mae, is a government-sponsored enterprise that provides liquidity for home purchases and financing for multifamily rental housing. Established in 1938 and headquartered in Washington, DC, the company plays a crucial role in the U.S. housing market.

Products and Services

• Liquidity provision for single-family and multifamily housing markets
• Guaranty fees on mortgages and multifamily mortgage loans
• Refinancing options for existing mortgages

Growth Outlook

• Revenue of $39.69 billion reported in Q1 2026
• Net income of $3.72 billion for the same quarter, indicating strong profitability
• Consistent interest income growth, reaching $40.22 billion in Q1 2026

Financial Highlights

• Trailing twelve months (TTM) P/E ratio of 3.96, suggesting potential undervaluation
• Net profit margin of 8.99% TTM, reflecting effective cost management
• Operating income of $37.69 billion in Q1 2026, showcasing operational efficiency

Fannie Mae operates through two primary segments: Single-Family and Multifamily. The Single-Family segment enhances the availability and affordability of housing for individual families, while the Multifamily segment focuses on providing financing solutions for larger residential properties. The company's role in the housing market is vital, especially during economic fluctuations, as it helps maintain stability and accessibility in home financing. The growth outlook for Fannie Mae appears promising, with significant revenue and net income reported in recent quarters. The company's ability to generate substantial interest income further supports its financial health. Investors may find the low P/E ratio appealing, indicating potential for future growth. Additionally, the net profit margin demonstrates effective management of expenses, contributing to overall profitability. Fannie Mae's operational efficiency is highlighted by its impressive operating income, which reflects the company's ability to manage its resources effectively. As a key player in the financial services sector, Fannie Mae continues to adapt to market conditions, ensuring its relevance and stability in the housing finance landscape.