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1st Summit Bancorp Of Johnstown(OTC) FSMK

Market Cap$99.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2007)+108%
5 Year-17%
1 Year+82%
1 Month+8%
$45.53
+0.63%
+0.28Today
1st Summit Bancorp Of Johnstown last closing stock price
MetricPriceDate
Last closeUSD 45.532026-09-04
1st Summit Bancorp Of Johnstown stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.9%USD 43.822026-08-26
1 month+8.05%USD 42.142026-08-05
3 month+21.31%USD 37.542026-06-05
Year to date+17.59%USD 38.722025-12-31
1 year+81.82%USD 25.042025-09-03
3 year-23.61%USD 59.612023-09-05
5 year-17.4%USD 55.132021-07-27
Since inception+107.61%USD 21.932007-05-17

1st Summit Bancorp Of Johnstown Financials at a Glance

Market Cap

$99.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$74.04M

Net Income (TTM)

$8.16M

EPS (TTM)

$3.85

P/E Ratio

11.81

Dividend

$1.72

Beta (Volatility)

0.06 (Low)

Price

$45.53

Volume

200

Open

$45.53

Previous Close

$45.53

Daily Range

$45.53 - $45.53

52-Week Range

$26.25 - $45.53

Estimated Earnings Date

Apr 14, 2025

FSMK News

No articles available.

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About 1st Summit Bancorp Of Johnstown

1ST SUMMIT BANCORP of Johnstown, Inc. is a regional financial institution headquartered in Johnstown, Pennsylvania. The company serves as the parent organization for 1ST SUMMIT BANK, offering a wide range of banking and financial services to its customers.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and IRAs
  • Diverse lending options for residential and commercial properties
  • Wealth management and investment advisory services
Growth Outlook
  • Revenue increased to $19.15 million in Q2 2026, up from $18.49 million in Q1 2026
  • Net income rose to $2.49 million in Q2 2026, reflecting strong operational performance
  • Consistent growth in total assets, reaching $1.53 billion as of June 2026
Financial Highlights
  • Trailing twelve-month revenue of $73.5 million, indicating solid financial health
  • Dividend yield of 3.91%, providing attractive returns to shareholders
  • Price-to-earnings ratio of 11.43, suggesting potential undervaluation compared to peers
1ST SUMMIT BANCORP has established a strong presence in the regional banking sector, operating 17 branch locations across multiple counties. The bank's diverse product offerings cater to both individual and commercial clients, enhancing its competitive edge. Recent financial performance demonstrates a positive trajectory, with notable increases in revenue and net income, reflecting effective management and operational efficiency. The company's commitment to providing quality financial services positions it well for future growth, making it an intriguing option for potential investors.
AI Generated • Aug 24, 2026

Industry

Banks

Sector

Financials

CEO

Allison S. Johnson, CPA

Website

www.1stsummit.com

Headquarters

Johnstown, PA 15904, US

FSMK Financials

Key Financial Metrics (TTM)

Gross Margin

57.42%

Operating Margin

12.31%

Net Income Margin

11.02%

Return on Equity

7.59%

Return on Capital

1.85%

Return on Assets

0.53%

Earnings Yield

8.47%

Dividend Yield

3.78%

Payout Ratio

0.00%

Stock Overview

Market Cap

$99.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.20M

Volume

200

Avg. Volume

808.094

Financials (TTM)

Gross Profit

$42.51M

Operating Income

$9.12M

EBITDA

$9.12M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$10.63M

Total Debt

$228.98M

1st Summit Bancorp Of Johnstown Performance Analysis

1st Summit Bancorp Of Johnstown annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 51,820,00011.0%
20232023-12-31USD 58,534,00013.0%
20242024-12-31USD 63,900,0009.2%
20252025-12-31USD 69,818,0009.3%
1st Summit Bancorp Of Johnstown sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.5%
Q42025-12-311.3%
Q12026-03-310.9%
Q22026-06-303.6%
1st Summit Bancorp Of Johnstown annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.261.8%
20232023-12-31USD 1.21-77.0%
20242024-12-31USD 1.4621.2%
20252025-12-31USD 2.5171.6%
1st Summit Bancorp Of Johnstown sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3045.5%
Q42025-12-31N/A
Q12026-03-3133.8%
Q22026-06-3010.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$19.15M

+11.7%

Gross Profit

$11.33M

+18.0%

Gross Margin

59.19%

N/A

Market Cap

$99.99MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$497.46K

N/A

Employees

201

N/A

Net Income

$2.49M

+113.1%

EBITDA

$2.84M

+143.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$10.63M

-56.4%

Total Debt

$228.98M

+52.4%

Accounts Receivable

$5.39M

+4.5%

Inventory

$0.00

N/A

Long Term Debt

$89.68M

-40.3%

Short Term Debt

$139.30M

N/A

Return on Assets

0.53%

N/A

Return on Invested Capital

0.66%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About FSMK

What is the current price of 1st Summit Bancorp Of Johnstown?

1st Summit Bancorp Of Johnstown is trading at $45.53 per share.

What is the 52-week range for 1st Summit Bancorp Of Johnstown?

Over the past 52 weeks, 1st Summit Bancorp Of Johnstown has traded between $26.25 and $45.53.

How much debt does 1st Summit Bancorp Of Johnstown have?

As of the most recent reporting period, 1st Summit Bancorp Of Johnstown reported total debt of $228.98M.

How much cash does 1st Summit Bancorp Of Johnstown have on hand?

1st Summit Bancorp Of Johnstown does not have cash on hand data available.

What is 1st Summit Bancorp Of Johnstown’s dividend yield?

1st Summit Bancorp Of Johnstown currently has a dividend yield of 3.78%.

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