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InsCorp(OTC) IBTN

Market Cap$84.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2016)+155%
5 Year+84%
1 Year-3%
1 Month+1%
$28.45
-1.90%
-0.55Today
InsCorp last closing stock price
MetricPriceDate
Last closeUSD 28.452026-09-04
InsCorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.18%USD 28.792026-08-28
1 month+1.35%USD 28.072026-07-29
3 month+5.82%USD 26.892026-06-05
Year to date+4.07%USD 27.342025-12-30
1 year-2.73%USD 29.252025-09-04
3 year+57.68%USD 18.042023-08-24
5 year+83.71%USD 15.492021-09-01
Since inception+154.9%USD 11.382016-09-19

InsCorp Financials at a Glance

Market Cap

$84.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$63.01M

Net Income (TTM)

$4.70M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$0.47

Beta (Volatility)

0.07 (Low)

Price

$28.45

Volume

1,184

Open

$28.45

Previous Close

$28.45

Daily Range

$28.45 - $28.45

52-Week Range

$25.49 - $31.40

Estimated Earnings Date

N/A

IBTN News

No articles available.

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About InsCorp

InsCorp, Inc. is a Nashville-based holding company established in 2000, primarily serving the banking needs of Tennessee through its subsidiary, InsBank. The company offers a diverse range of banking products and services, including deposit solutions and various loan options.

Products and Services
  • Comprehensive deposit solutions, including certificates of deposit and money market accounts
  • Business, consumer, and multifamily loan financing options
  • Convenient online banking and specialized treasury management services
Growth Outlook
  • Revenue increased to $16.6 million in Q2 2026, up from $16.2 million in Q1 2026
  • Net income rose to $2.17 million in Q2 2026, reflecting strong operational performance
  • Gross profit margin improved to 49.5% in Q2 2026, indicating effective cost management
Financial Highlights
  • Trailing twelve months (TTM) revenue of $65.4 million, showcasing consistent growth
  • Net profit margin of 7.45% TTM, demonstrating profitability and operational efficiency
  • Dividend yield of 1.65% TTM, providing a return to shareholders
InsCorp, Inc. has shown a solid financial performance, with a notable increase in revenue and net income in the most recent quarter. The company's focus on cost management has resulted in an improved gross profit margin, which is a positive indicator for future profitability. The consistent growth in revenue over the trailing twelve months further emphasizes the company's stability and potential for continued success in the regional banking sector. With a reasonable dividend yield, InsCorp, Inc. presents an attractive opportunity for investors looking for exposure in the financial services industry.
AI Generated • Aug 23, 2026

Industry

Banks

Sector

Financials

CEO

James H. Rieniets, Jr.

Website

www.insbanktn.com

Headquarters

Nashville, TN 37215, US

IBTN Financials

Key Financial Metrics (TTM)

Gross Margin

40.70%

Operating Margin

7.17%

Net Income Margin

7.45%

Return on Equity

5.91%

Return on Capital

2.92%

Return on Assets

0.44%

Earnings Yield

N/A

Dividend Yield

1.62%

Payout Ratio

0.00%

Stock Overview

Market Cap

$84.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.90M

Volume

1.18K

Avg. Volume

2.14K

Financials (TTM)

Gross Profit

$25.64M

Operating Income

$4.52M

EBITDA

$4.52M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$4.90M

Total Debt

$82.35M

InsCorp Performance Analysis

InsCorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 32,102,04020.7%
20232023-12-31USD 48,134,15549.9%
20242024-12-31USD 54,521,00013.3%
20252025-12-31USD 59,432,0009.0%
InsCorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.4%
Q42025-12-31-5.6%
Q12026-03-3110.1%
Q22026-06-302.6%
InsCorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.5174.5%
20232023-12-31USD 2.85-18.8%
20242024-12-31USD 2.46-13.7%
20252025-12-31USD 1.47-40.4%
InsCorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-308.2%
Q42025-12-31-172.2%
Q12026-03-31210.5%
Q22026-06-3014.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$16.60M

+10.3%

Gross Profit

$8.22M

+12.1%

Gross Margin

49.54%

N/A

Market Cap

$84.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$16.85M

N/A

Employees

5

N/A

Net Income

$2.17M

+3.6%

EBITDA

$2.69M

+1.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$4.90M

-95.5%

Total Debt

$82.35M

+33.6%

Accounts Receivable

$4.66M

N/A

Inventory

$0.00

N/A

Long Term Debt

$27.35M

-55.6%

Short Term Debt

$55.00M

N/A

Return on Assets

0.44%

N/A

Return on Invested Capital

0.44%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About IBTN

What is the current price of InsCorp?

InsCorp is trading at $28.45 per share.

What is the 52-week range for InsCorp?

Over the past 52 weeks, InsCorp has traded between $25.49 and $31.40.

How much debt does InsCorp have?

As of the most recent reporting period, InsCorp reported total debt of $82.35M.

How much cash does InsCorp have on hand?

InsCorp does not have cash on hand data available.

What is InsCorp’s dividend yield?

InsCorp currently has a dividend yield of 1.62%.

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