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Madison County Financial(OTC) MCBK

Market Cap$104.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2012)+181%
5 Year+11%
1 Year+26%
1 Month+1%
$33.30
+0.00%
+0.00Today
Madison County Financial last closing stock price
MetricPriceDate
Last closeUSD 33.302026-09-03
Madison County Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.15%USD 33.252026-08-27
1 month+1.37%USD 32.852026-08-04
3 month+4.03%USD 32.012026-06-05
Year to date+29.46%USD 25.722025-12-30
1 year+25.82%USD 26.472025-09-03
3 year+57.28%USD 21.172023-08-30
5 year+11.02%USD 29.992021-09-03
Since inception+180.96%USD 11.852012-10-04

Madison County Financial Financials at a Glance

Market Cap

$104.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.32M

Net Income (TTM)

$7.56M

EPS (TTM)

$2.96

P/E Ratio

11.27

Dividend

$0.61

Beta (Volatility)

-0.01 (Low)

Price

$33.30

Volume

1,950

Open

$33.30

Previous Close

$33.30

Daily Range

$33.30 - $33.30

52-Week Range

$25.01 - $34.45

Estimated Earnings Date

May 25, 2026

MCBK News

No articles available.

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About Madison County Financial

Madison County Financial, Inc. operates as the parent company of Madison County Bank, providing a wide range of banking and financial services to individual and corporate clients in Nebraska. Established in 1888, the company has a strong presence in the regional banking sector, offering diverse products tailored to meet the needs of its customers.

Products and Services
  • Comprehensive deposit solutions including checking and savings accounts
  • Diverse lending products such as home loans and vehicle financing
  • Modern digital banking services including online and mobile platforms
Growth Outlook
  • Recent quarterly revenue increased to $8.44 million, reflecting strong operational performance
  • Net income for Q2 2026 reached $2.04 million, showcasing profitability
  • Consistent growth in lending services supports future revenue expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $33.5 million indicates solid financial health
  • Net profit margin of 22.68% demonstrates effective cost management
  • Dividend yield of 1.83% offers attractive returns to shareholders
Madison County Financial, Inc. has established itself as a reliable financial institution with a commitment to serving its community. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial lending. Recent financial performance highlights a robust growth trajectory, with increasing revenues and net income, positioning the company favorably for future opportunities. The strong net profit margin reflects effective management and operational efficiency, while the dividend yield provides an additional incentive for potential investors. Overall, Madison County Financial, Inc. presents a compelling case for those interested in the regional banking sector.
AI Generated • Aug 26, 2026

Industry

Banks

CEO

David J. Warnemunde

Headquarters

Madison, NE 68748, US

MCBK Financials

Key Financial Metrics (TTM)

Gross Margin

57.95%

Operating Margin

27.14%

Net Income Margin

22.68%

Return on Equity

7.51%

Return on Capital

4.42%

Return on Assets

0.00%

Earnings Yield

8.87%

Dividend Yield

1.83%

Payout Ratio

0.00%

Stock Overview

Market Cap

$104.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.14M

Volume

1.95K

Avg. Volume

157.25

Financials (TTM)

Gross Profit

$19.31M

Operating Income

$9.04M

EBITDA

$9.04M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$0.00

Madison County Financial Performance Analysis

Madison County Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,952,0004.9%
20232023-12-31USD 28,019,00022.1%
20242024-12-31USD 29,542,0005.4%
20252025-12-31USD 32,339,0009.5%
Madison County Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3095.3%
Q42025-12-311.8%
Q12026-03-31-3.4%
Q22026-06-303.5%
Madison County Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.913.9%
20232023-12-31USD 1.24-57.2%
20242024-12-31USD 1.4718.0%
20252025-12-31USD 2.5472.7%
Madison County Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3015.8%
Q42025-12-319.1%
Q12026-03-316.9%
Q22026-06-302.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.44M

+98.8%

Gross Profit

$5.14M

+21.1%

Gross Margin

60.91%

N/A

Market Cap

$104.63MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.05M

N/A

Employees

51

N/A

Net Income

$2.04M

+38.6%

EBITDA

$2.47M

+44.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$0.00

N/A

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.00%

N/A

Return on Invested Capital

0.00%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MCBK

What is the current price of Madison County Financial?

Madison County Financial is trading at $33.30 per share.

What is the 52-week range for Madison County Financial?

Over the past 52 weeks, Madison County Financial has traded between $25.01 and $34.45.

How much debt does Madison County Financial have?

As of the most recent reporting period, Madison County Financial reported total debt of $34.40M.

How much cash does Madison County Financial have on hand?

Madison County Financial does not have cash on hand data available.

What is Madison County Financial’s dividend yield?

Madison County Financial currently has a dividend yield of 1.83%.

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