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Madison County Financial

(OTC) MCBK

Current Price$31.91
Market Cap$100.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2012)+169%
5 Year-4%
1 Year+26%
1 Month-0%
Madison County Financial last closing stock price
MetricPriceDate
Last closeUSD 31.912026-07-17
Madison County Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.44%USD 31.772026-07-10
1 month-0.28%USD 32.002026-06-16
3 month+6.8%USD 29.882026-04-16
Year to date+24.06%USD 25.722025-12-30
1 year+26.17%USD 25.292025-07-17
3 year+39.3%USD 22.912023-07-13
5 year-3.81%USD 33.182021-07-09
Since inception+169.23%USD 11.852012-10-04

Madison County Financial Financials at a Glance

Market Cap

$100.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$29.13M

Net Income (TTM)

$6.99M

EPS (TTM)

$2.73

P/E Ratio

11.67

Dividend

$0.61

Beta (Volatility)

-0.01 (Low)

Price

$31.91

Volume

315

Open

$31.91

Previous Close

$31.91

Daily Range

$31.91 - $31.91

52-Week Range

$25.01 - $34.45

Estimated Earnings Date

May 25, 2026

MCBK News

No articles available.

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About Madison County Financial

Madison County Financial, Inc. operates as the parent company of Madison County Bank, providing a wide range of banking and financial services to individual and corporate clients in Nebraska. Established in 1888, the company has built a strong reputation for its diverse product offerings and commitment to customer service.

Products and Services
  • Comprehensive deposit solutions including checking and savings accounts
  • Diverse lending products such as home loans and agricultural financing
  • Modern digital banking services including online and mobile platforms
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue reaching $8.15 million
  • Strong net income of $1.97 million in the latest quarter
  • Low beta of 0.09 indicates stability compared to the overall market
Financial Highlights
  • Trailing twelve months (TTM) P/E ratio of 11.58 suggests attractive valuation
  • Dividend yield of 1.94% reflects commitment to returning value to shareholders
  • Net profit margin of 24% indicates strong operational efficiency
AI Generated • Jun 26, 2026

Industry

Banks

CEO

David J. Warnemunde

Headquarters

Madison, NE 68748, US

MCBK Financials

Key Financial Metrics (TTM)

Gross Margin

63.22%

Operating Margin

28.44%

Net Income Margin

24.00%

Return on Equity

7.04%

Return on Capital

4.42%

Return on Assets

1.16%

Earnings Yield

8.57%

Dividend Yield

1.91%

Payout Ratio

0.00%

Stock Overview

Market Cap

$100.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.14M

Volume

315

Avg. Volume

223.565

Financials (TTM)

Gross Profit

$18.41M

Operating Income

$8.28M

EBITDA

$8.28M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$18.80M

Madison County Financial Performance Analysis

Madison County Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,952,0004.9%
20232023-12-31USD 28,019,00022.1%
20242024-12-31USD 29,542,0005.4%
20252025-12-31USD 32,339,0009.5%
Madison County Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-305.1%
Q32025-09-3095.3%
Q42025-12-311.8%
Q12026-03-31-3.4%
Madison County Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.913.9%
20232023-12-31USD 1.24-57.2%
20242024-12-31USD 1.4718.0%
20252025-12-31USD 2.5472.7%
Madison County Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-1.7%
Q32025-09-3015.8%
Q42025-12-319.1%
Q12026-03-316.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$8.15M

+101.9%

Gross Profit

$4.86M

+20.3%

Gross Margin

59.57%

N/A

Market Cap

$100.26MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.97M

N/A

Employees

51

N/A

Net Income

$1.97M

+32.8%

EBITDA

$2.35M

+36.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$18.80M

-68.8%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$18.80M

-27.7%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.16%

N/A

Return on Invested Capital

1.37%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MCBK

What is the current price of Madison County Financial?

Madison County Financial is trading at $31.91 per share.

What is the 52-week range for Madison County Financial?

Over the past 52 weeks, Madison County Financial has traded between $25.01 and $34.45.

How much debt does Madison County Financial have?

As of the most recent reporting period, Madison County Financial reported total debt of $18.80M.

How much cash does Madison County Financial have on hand?

Madison County Financial does not have cash on hand data available.

What is Madison County Financial’s dividend yield?

Madison County Financial currently has a dividend yield of 1.91%.

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