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Madison County Financial(OTC) MCBK

Market Cap$103.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2012)+177%
5 Year+10%
1 Year+26%
1 Month+3%
$32.85
+0.00%
+0.00Today
Madison County Financial last closing stock price
MetricPriceDate
Last closeUSD 32.852026-08-06
Madison County Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.08%USD 32.502026-07-30
1 month+3.4%USD 31.772026-07-06
3 month+8.45%USD 30.292026-05-08
Year to date+27.71%USD 25.722025-12-30
1 year+25.75%USD 26.122025-08-04
3 year+44.85%USD 22.682023-08-07
5 year+9.59%USD 29.982021-08-06
Since inception+177.16%USD 11.852012-10-04

Madison County Financial Financials at a Glance

Market Cap

$103.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.32M

Net Income (TTM)

$7.56M

EPS (TTM)

$2.96

P/E Ratio

11.11

Dividend

$0.61

Beta (Volatility)

-0.01 (Low)

Price

$32.85

Volume

1

Open

$32.85

Previous Close

$32.85

Daily Range

$32.85 - $32.85

52-Week Range

$25.01 - $34.45

Estimated Earnings Date

May 25, 2026

MCBK News

No articles available.

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About Madison County Financial

Madison County Financial, Inc. operates as the parent company of Madison County Bank, providing a wide range of banking and financial services to individual and corporate clients in Nebraska. Established in 1888, the company has a strong presence in the regional banking sector, offering diverse products tailored to meet the needs of its customers.

Products and Services
  • Comprehensive deposit solutions including checking and savings accounts
  • Diverse lending products such as home loans and vehicle financing
  • Modern digital banking services including online and mobile platforms
Growth Outlook
  • Recent quarterly revenue reached $8.15 million, indicating strong operational performance
  • Trailing twelve months (TTM) net income of $7.87 million reflects consistent profitability
  • Return on equity (ROE) stands at 7.04%, showcasing effective capital utilization
Financial Highlights
  • Quarterly net income of $1.97 million, up from $1.85 million in the previous quarter
  • TTM revenue of $31.73 million, demonstrating steady growth over the past year
  • Dividend yield of 1.88%, providing attractive returns to shareholders
Madison County Financial, Inc. has established itself as a reliable player in the regional banking industry, with a focus on customer-centric services. The company's diverse product offerings cater to a wide range of financial needs, from personal banking to commercial lending. Recent financial performance indicates a positive trajectory, with increasing revenues and net income, which may appeal to potential investors. The strong return on equity further emphasizes the company's ability to generate value for shareholders. Overall, Madison County Financial, Inc. presents a compelling opportunity for those interested in the regional banking sector.
AI Generated • Jul 26, 2026

Industry

Banks

CEO

David J. Warnemunde

Headquarters

Madison, NE 68748, US

MCBK Financials

Key Financial Metrics (TTM)

Gross Margin

57.95%

Operating Margin

27.14%

Net Income Margin

22.68%

Return on Equity

7.62%

Return on Capital

4.42%

Return on Assets

1.25%

Earnings Yield

9.00%

Dividend Yield

1.86%

Payout Ratio

0.00%

Stock Overview

Market Cap

$103.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.14M

Volume

1

Avg. Volume

147.222

Financials (TTM)

Gross Profit

$19.31M

Operating Income

$9.04M

EBITDA

$9.04M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$18.80M

Madison County Financial Performance Analysis

Madison County Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,952,0004.9%
20232023-12-31USD 28,019,00022.1%
20242024-12-31USD 29,542,0005.4%
20252025-12-31USD 32,339,0009.5%
Madison County Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3095.3%
Q42025-12-311.8%
Q12026-03-31-3.4%
Q22026-06-303.5%
Madison County Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.913.9%
20232023-12-31USD 1.24-57.2%
20242024-12-31USD 1.4718.0%
20252025-12-31USD 2.5472.7%
Madison County Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3015.8%
Q42025-12-319.1%
Q12026-03-316.9%
Q22026-06-302.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.44M

+98.8%

Gross Profit

$5.14M

+21.1%

Gross Margin

60.91%

N/A

Market Cap

$103.21MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.02M

N/A

Employees

51

N/A

Net Income

$2.04M

+38.6%

EBITDA

$2.47M

+44.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$18.80M

-68.8%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$18.80M

-27.7%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.25%

N/A

Return on Invested Capital

1.50%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MCBK

What is the current price of Madison County Financial?

Madison County Financial is trading at $32.85 per share.

What is the 52-week range for Madison County Financial?

Over the past 52 weeks, Madison County Financial has traded between $25.01 and $34.45.

How much debt does Madison County Financial have?

As of the most recent reporting period, Madison County Financial reported total debt of $34.40M.

How much cash does Madison County Financial have on hand?

Madison County Financial does not have cash on hand data available.

What is Madison County Financial’s dividend yield?

Madison County Financial currently has a dividend yield of 1.86%.

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