Madison County Financial logo

Madison County Financial(OTC) MCBK

Market Cap$89.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2012)+182%
5 Year+11%
1 Year+31%
1 Month+0%
$33.40
+0.00%
+0.00Today
Madison County Financial last closing stock price
MetricPriceDate
Last closeUSD 33.402026-10-01
Madison County Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 33.402026-09-24
1 month+0.45%USD 33.252026-08-28
3 month+5.5%USD 31.662026-06-29
Year to date+29.85%USD 25.722025-12-30
1 year+30.6%USD 25.572025-09-29
3 year+61.42%USD 20.692023-10-02
5 year+11.35%USD 29.992021-09-23
Since inception+181.8%USD 11.852012-10-04

Madison County Financial Financials at a Glance

Market Cap

$89.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$33.32M

Net Income (TTM)

$7.56M

EPS (TTM)

$2.96

P/E Ratio

11.30

Dividend

$0.61

Beta (Volatility)

-0.01 (Low)

Price

$33.40

Volume

1

Open

$33.40

Previous Close

$33.40

Daily Range

$33.40 - $33.45

52-Week Range

$25.01 - $34.45

Estimated Earnings Date

May 25, 2026

MCBK News

No articles available.

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About Madison County Financial

Madison County Financial, Inc. operates as the parent company of Madison County Bank, providing a wide range of banking and financial services to individual and corporate clients in Nebraska. Established in 1888, the company has a strong presence in the regional banking sector, offering diverse products tailored to meet the needs of its customers.

Products and Services
  • Comprehensive deposit solutions including checking and savings accounts
  • Diverse lending products such as home loans and vehicle financing
  • Modern digital banking services including online and mobile platforms
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue reaching $8.44 million
  • Strong net income of $2.04 million in Q2 2026, reflecting operational efficiency
  • Robust gross profit margin of 60.91% in Q2 2026, indicating effective cost management
Financial Highlights
  • Trailing twelve months (TTM) revenue of $33.5 million, showcasing steady performance
  • TTM net profit margin of 22.68%, highlighting profitability
  • Dividend yield of 1.83%, providing a return to shareholders
Madison County Financial, Inc. has demonstrated a solid financial performance, with a notable increase in revenue and net income in recent quarters. The company's focus on providing a diverse range of banking products has positioned it well within the regional market. The strong gross profit margin indicates effective management of operational costs, contributing to overall profitability. With a consistent dividend yield, the company also offers potential returns for investors. The growth outlook remains positive, supported by increasing revenues and a commitment to enhancing customer service through modern banking solutions.
AI Generated • Sep 25, 2026

Industry

Banks

Sector

Financials

CEO

David J. Warnemunde

Website

www.madisoncountybank.com

Headquarters

Madison, NE 68748, US

MCBK Financials

Key Financial Metrics (TTM)

Gross Margin

57.95%

Operating Margin

27.14%

Net Income Margin

22.68%

Return on Equity

7.51%

Return on Capital

4.42%

Return on Assets

0.00%

Earnings Yield

8.85%

Dividend Yield

1.83%

Payout Ratio

0.00%

Stock Overview

Market Cap

$89.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.67M

Volume

1

Avg. Volume

374.672

Financials (TTM)

Gross Profit

$19.31M

Operating Income

$9.04M

EBITDA

$9.04M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$0.00

Madison County Financial Performance Analysis

Madison County Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 22,952,0004.9%
20232023-12-31USD 28,019,00022.1%
20242024-12-31USD 29,542,0005.4%
20252025-12-31USD 32,339,0009.5%
Madison County Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3095.3%
Q42025-12-311.8%
Q12026-03-31-3.4%
Q22026-06-303.5%
Madison County Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.913.9%
20232023-12-31USD 1.24-57.2%
20242024-12-31USD 1.4718.0%
20252025-12-31USD 2.5472.7%
Madison County Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3015.8%
Q42025-12-319.1%
Q12026-03-316.9%
Q22026-06-302.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$8.44M

+98.8%

Gross Profit

$5.14M

+21.1%

Gross Margin

60.91%

N/A

Market Cap

$89.18MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.75M

N/A

Employees

51

N/A

Net Income

$2.04M

+38.6%

EBITDA

$2.47M

+44.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$0.00

N/A

Total Debt

$0.00

-100.0%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

N/A

Return on Assets

0.00%

N/A

Return on Invested Capital

0.00%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About MCBK

What is the current price of Madison County Financial?

Madison County Financial is trading at $33.40 per share.

What is the 52-week range for Madison County Financial?

Over the past 52 weeks, Madison County Financial has traded between $25.01 and $34.45.

How much debt does Madison County Financial have?

As of the most recent reporting period, Madison County Financial reported total debt of $34.40M.

How much cash does Madison County Financial have on hand?

Madison County Financial does not have cash on hand data available.

What is Madison County Financial’s dividend yield?

Madison County Financial currently has a dividend yield of 1.83%.

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