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Oconee Federal Financial(OTC) OFED

Current Price$21.50
Market Cap$125.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+153%
5 Year+11%
1 Year+76%
1 Month+23%
Oconee Federal Financial last closing stock price
MetricPriceDate
Last closeUSD 21.502026-07-22
Oconee Federal Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+17.49%USD 18.302026-07-14
1 month+22.79%USD 17.512026-06-22
3 month+39.51%USD 15.412026-04-22
Year to date+26.4%USD 17.012025-12-30
1 year+76.18%USD 12.202025-07-22
3 year+54.63%USD 13.902023-07-21
5 year+10.53%USD 19.452021-07-23
Since inception+152.83%USD 8.502011-01-14

Oconee Federal Financial Financials at a Glance

Market Cap

$125.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.49M

Net Income (TTM)

$5.02M

EPS (TTM)

$0.86

P/E Ratio

24.96

Dividend

$0.40

Beta (Volatility)

0.09 (Low)

Price

$21.50

Volume

500

Open

$19.95

Previous Close

$21.50

Daily Range

$19.95 - $21.50

52-Week Range

$12.65 - $21.50

Estimated Earnings Date

Apr 22, 2026

OFED News

No articles available.

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About Oconee Federal Financial

Oconee Federal Financial Corp. serves as the parent company for Oconee Federal Savings and Loan Association, offering a wide array of banking solutions and financial services. The company operates primarily in Oconee County, South Carolina, and the northeast region of Georgia, focusing on both deposit and loan products.

Products and Services
  • Diverse deposit products including checking and savings accounts
  • Robust loan portfolio featuring residential and commercial loans
  • Specialized services such as agricultural lending and home equity lines
Growth Outlook
  • Recent quarterly revenue reached $7.4 million, indicating stable performance
  • Net income for the latest quarter was $1.13 million, showcasing profitability
  • Strong gross profit margin of 61.5% reflects operational efficiency
Financial Highlights
  • Trailing twelve months (TTM) revenue of $30.3 million demonstrates consistent growth
  • Return on equity (ROE) stands at 5.79%, indicating effective management of shareholder funds
  • Dividend yield of 2.28% offers attractive returns to investors
Oconee Federal Financial Corp. has established a solid foundation in the regional banking sector, characterized by a diverse range of products and services tailored to meet the needs of its community. The company's focus on both deposit and loan offerings positions it well for continued growth. Recent financial performance highlights, including a stable revenue stream and a healthy net income, suggest a resilient business model. The strong gross profit margin further emphasizes operational efficiency, making Oconee Federal an intriguing option for potential investors seeking exposure to the regional banking industry.
AI Generated • Jun 27, 2026

Industry

Banks

Sector

Financials

Employees

79

CEO

Curtis T. Evatt

Website

www.oconeefederal.com

Headquarters

Seneca, SC 29678, US

OFED Financials

Key Financial Metrics (TTM)

Gross Margin

61.38%

Operating Margin

21.26%

Net Income Margin

16.45%

Return on Equity

5.79%

Return on Capital

4.54%

Return on Assets

0.76%

Earnings Yield

4.01%

Dividend Yield

1.86%

Payout Ratio

0.00%

Stock Overview

Market Cap

$125.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

5.84M

Volume

500

Avg. Volume

357.403

Financials (TTM)

Gross Profit

$18.72M

Operating Income

$6.48M

EBITDA

$6.48M

Operating Cash Flow

$6.33M

Capital Expenditure

-$375.00K

Free Cash Flow

$5.96M

Cash & ST Invst.

$3.56M

Total Debt

$16.75M

Oconee Federal Financial Performance Analysis

Oconee Federal Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 18,173,000N/A
20232023-06-30USD 20,952,00015.3%
20242024-06-30USD 30,652,00046.3%
20252025-06-30USD 29,394,000-4.1%
Oconee Federal Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-307.0%
Q12025-09-30-1.5%
Q22025-12-31-5.3%
Q32026-03-310.2%
Oconee Federal Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 0.73N/A
20232023-06-30USD 0.60-18.5%
20242024-06-30USD 1.1083.7%
20252025-06-30USD 0.73-33.7%
Oconee Federal Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-3047.1%
Q12025-09-30-12.0%
Q22025-12-31-9.1%
Q32026-03-31-5.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$7.40M

+0.0%

Gross Profit

$4.55M

+4.0%

Gross Margin

61.50%

N/A

Market Cap

$125.53MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.59M

N/A

Employees

79

N/A

Net Income

$1.13M

+11.8%

EBITDA

$1.47M

+11.7%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$3.56M

-97.3%

Total Debt

$16.75M

-57.9%

Accounts Receivable

$2.08M

+24.4%

Inventory

$0.00

N/A

Long Term Debt

$16.75M

-57.9%

Short Term Debt

$0.00

N/A

Return on Assets

0.76%

N/A

Return on Invested Capital

0.98%

N/A

Free Cash Flow

$1.74M

+81.6%

Operating Cash Flow

$2.01M

+96.0%

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Questions About OFED

What is the current price of Oconee Federal Financial?

Oconee Federal Financial is trading at $21.50 per share.

What is the 52-week range for Oconee Federal Financial?

Over the past 52 weeks, Oconee Federal Financial has traded between $12.65 and $21.50.

How much debt does Oconee Federal Financial have?

As of the most recent reporting period, Oconee Federal Financial reported total debt of $16.75M.

How much cash does Oconee Federal Financial have on hand?

Oconee Federal Financial does not have cash on hand data available.

What is Oconee Federal Financial’s dividend yield?

Oconee Federal Financial currently has a dividend yield of 1.86%.

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