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Pinnacle Bankshares(OTC) PPBN

Current Price$57.00
Market Cap$123.76MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+901%
5 Year+169%
1 Year+76%
1 Month+3%
Pinnacle Bankshares last closing stock price
MetricPriceDate
Last closeUSD 57.002026-07-24
Pinnacle Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.88%USD 56.502026-07-15
1 month+3.45%USD 55.102026-06-24
3 month+14.78%USD 49.662026-04-24
Year to date+26.77%USD 44.962025-12-30
1 year+76.22%USD 32.352025-07-23
3 year+211.7%USD 18.292023-07-25
5 year+168.99%USD 21.192021-07-22
Since inception+901.4%USD 5.691997-08-07

Pinnacle Bankshares Financials at a Glance

Market Cap

$123.76MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$59.74M

Net Income (TTM)

$37.39M

EPS (TTM)

$5.22

P/E Ratio

10.93

Dividend

$1.13

Beta (Volatility)

0.18 (Low)

Price

$57.00

Volume

1,051

Open

$56.87

Previous Close

$57.00

Daily Range

$54.10 - $58.50

52-Week Range

$32.94 - $58.50

Estimated Earnings Date

Apr 27, 2026

PPBN News

No articles available.

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About Pinnacle Bankshares

Pinnacle Bankshares Corporation operates as a bank holding company for First National Bank, providing a range of commercial and retail banking products and services in the United States. Founded in 1908 and headquartered in Altavista, Virginia, the company serves various counties and cities, focusing on customer-centric banking solutions.

Products and Services
  • Checking and savings accounts, certificates of deposit, and IRAs
  • Residential and commercial loans, including small business loans
  • Insurance products, credit cards, and digital banking services
Growth Outlook
  • Consistent revenue growth with Q1 2026 revenue of $14.97 million
  • Strong net income of $3.06 million in Q1 2026, reflecting operational efficiency
  • Low debt levels support financial stability and growth potential
Financial Highlights
  • Trailing twelve months (TTM) net profit margin of 62.58%
  • TTM return on equity at an impressive 42.77%
  • Quarterly earnings per share (EPS) of $1.39 in Q1 2026
Pinnacle Bankshares Corporation has demonstrated a solid financial performance, with a strong focus on profitability and operational efficiency. The company’s recent quarterly results indicate a healthy revenue stream and robust net income, showcasing its ability to navigate the competitive banking landscape effectively. With a low debt profile, Pinnacle Bankshares is well-positioned for future growth, making it an intriguing option for potential investors interested in the regional banking sector. The company's diverse range of products and services further enhances its appeal, catering to both individual and commercial clients.
AI Generated • Jul 13, 2026

Industry

Banks

Sector

Financials

Employees

186

CEO

Aubrey H. Hall, III

Website

www.1stnatbk.com

Headquarters

Altavista, VA 24517, US

PPBN Financials

Key Financial Metrics (TTM)

Gross Margin

81.09%

Operating Margin

23.82%

Net Income Margin

62.58%

Return on Equity

42.77%

Return on Capital

14.72%

Return on Assets

3.43%

Earnings Yield

9.15%

Dividend Yield

1.98%

Payout Ratio

0.00%

Stock Overview

Market Cap

$123.76MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.17M

Volume

1.05K

Avg. Volume

768.516

Financials (TTM)

Gross Profit

$48.45M

Operating Income

$14.23M

EBITDA

$39.36M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$297.68M

Total Debt

$0.00

Pinnacle Bankshares Performance Analysis

Pinnacle Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 38,811,00014.1%
20232023-12-31USD 49,852,00028.4%
20242024-12-31USD 55,622,00011.6%
20252025-12-31USD 59,054,0006.2%
Pinnacle Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-305.1%
Q32025-09-302.5%
Q42025-12-31N/A
Q12026-03-31-0.5%
Pinnacle Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.7887.5%
20232023-12-31USD 4.4517.7%
20242024-12-31USD 4.15-6.7%
20252025-12-31USD 4.8516.8%
Pinnacle Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3018.6%
Q32025-09-30971.1%
Q42025-12-31-90.2%
Q12026-03-319.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$14.97M

+7.2%

Gross Profit

$12.19M

+10.5%

Gross Margin

81.41%

N/A

Market Cap

$123.76MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$665.38K

N/A

Employees

186

N/A

Net Income

$3.06M

+35.4%

EBITDA

$3.76M

+33.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$297.68M

+11.3%

Total Debt

$0.00

-100.0%

Accounts Receivable

$3.44M

+4.6%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$0.00

N/A

Return on Assets

3.43%

N/A

Return on Invested Capital

15.71%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About PPBN

What is the current price of Pinnacle Bankshares?

Pinnacle Bankshares is trading at $57.00 per share.

What is the 52-week range for Pinnacle Bankshares?

Over the past 52 weeks, Pinnacle Bankshares has traded between $32.94 and $58.50.

How much debt does Pinnacle Bankshares have?

As of the most recent reporting period, Pinnacle Bankshares reported total debt of $0.00.

How much cash does Pinnacle Bankshares have on hand?

Pinnacle Bankshares does not have cash on hand data available.

What is Pinnacle Bankshares’s dividend yield?

Pinnacle Bankshares currently has a dividend yield of 1.98%.

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