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Solvay Bank(OTC) SOBS

Market Cap$90.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,610%
5 Year+32%
1 Year+23%
1 Month-3%
$35.50
+0.00%
+0.00Today
Solvay Bank last closing stock price
MetricPriceDate
Last closeUSD 35.502026-10-23
Solvay Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%USD 35.502026-10-16
1 month-2.78%USD 36.512026-09-22
3 month+9.02%USD 32.562026-07-24
Year to date+25.69%USD 28.252025-12-31
1 year+23.17%USD 28.822025-10-20
3 year+59.18%USD 22.302023-10-24
5 year+32.32%USD 26.832021-10-22
Since inception+1,609.52%USD 2.081995-09-19

Solvay Bank Financials at a Glance

Market Cap

$90.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$29.01M

Net Income (TTM)

$5.62M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.79

Beta (Volatility)

0.07 (Low)

Price

$35.50

Volume

1,258

Open

$35.47

Previous Close

$35.50

Daily Range

$35.47 - $35.50

52-Week Range

$27.75 - $37.00

Estimated Earnings Date

N/A

SOBS News

No articles available.

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About Solvay Bank

Solvay Bank Corp. operates as the holding company for Solvay Bank, providing a wide range of banking products and services throughout New York State. Established in 1917, the bank focuses on delivering personalized financial solutions to both individual and business clients.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and CDs
  • Diverse lending options such as mortgages, personal loans, and commercial financing
  • Wealth management and insurance products for personal and business needs
Growth Outlook
  • Consistent revenue growth with a TTM revenue of $29.5 million
  • Strong net income of $5.5 million, reflecting effective cost management
  • Robust dividend yield of 4.88%, appealing to income-focused investors
Financial Highlights
  • Recent quarterly revenue of $7.27 million, indicating stable performance
  • Net income margin of 20.7%, showcasing profitability
  • Low debt ratio of 1.31%, highlighting financial stability
Solvay Bank Corp. has established a solid foundation in the regional banking sector, characterized by a diverse portfolio of products and services tailored to meet the needs of its clients. The bank's commitment to customer service and financial solutions positions it well for continued growth. Recent financial performance indicates a healthy balance sheet, with a focus on profitability and prudent management of resources. The attractive dividend yield further enhances its appeal to potential investors seeking stable returns. Overall, Solvay Bank Corp. represents a compelling opportunity within the regional banking landscape.
AI Generated • Sep 25, 2026

Industry

Banks

Sector

Financials

CEO

Paul P. Mello, Jr., CPA

Website

www.solvaybank.com

Headquarters

Solvay, NY 13209, US

SOBS Financials

Key Financial Metrics (TTM)

Gross Margin

59.33%

Operating Margin

12.80%

Net Income Margin

10.85%

Return on Equity

6.65%

Return on Capital

6.25%

Return on Assets

0.49%

Earnings Yield

N/A

Dividend Yield

5.04%

Payout Ratio

77.14%

Stock Overview

Market Cap

$90.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.54M

Volume

1.26K

Avg. Volume

198.954

Financials (TTM)

Gross Profit

$21.90M

Operating Income

$7.71M

EBITDA

$7.71M

Operating Cash Flow

$18.77M

Capital Expenditure

$0.00

Free Cash Flow

$18.77M

Cash & ST Invst.

$15.45M

Total Debt

$0.00

Solvay Bank Performance Analysis

Solvay Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 37,544,0001.8%
20232023-12-31USD 42,553,00013.3%
20242024-12-31USD 52,070,00022.4%
20252025-12-31USD 52,892,0001.6%
Solvay Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12009-03-31N/A
Q12010-03-31N/A
Q22010-06-302.0%
Q32010-09-30-0.2%
Solvay Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.255.0%
20232023-12-31USD 2.45-42.2%
20242024-12-31USD 1.79-27.0%
20252025-12-31USD 2.2726.6%
Solvay Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12009-03-31N/A
Q12010-03-31N/A
Q22010-06-303.9%
Q32010-09-309.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2010YOY CHG

Revenue

$7.27M

-10.9%

Gross Profit

$5.68M

+11.4%

Gross Margin

78.05%

N/A

Market Cap

$90.00MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$580.64K

N/A

Employees

155

N/A

Net Income

$1.51M

+13.6%

EBITDA

$2.07M

+10.0%

Quarterly Fundamentals

Name
Q3 2010YOY CHG

Total Cash

$15.45M

+12.1%

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.49%

N/A

Return on Invested Capital

5.70%

N/A

Free Cash Flow

$5.61M

N/A

Operating Cash Flow

$5.61M

N/A

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Questions About SOBS

What is the current price of Solvay Bank?

Solvay Bank is trading at $35.50 per share.

What is the 52-week range for Solvay Bank?

Over the past 52 weeks, Solvay Bank has traded between $27.75 and $37.00.

How much debt does Solvay Bank have?

As of the most recent reporting period, Solvay Bank reported total debt of $18.10M.

How much cash does Solvay Bank have on hand?

Solvay Bank does not have cash on hand data available.

What is Solvay Bank’s dividend yield?

Solvay Bank currently has a dividend yield of 5.04%.

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