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Solvay Bank(OTC) SOBS

Current Price$32.97
Market Cap$83.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1995)+1,468%
5 Year+17%
1 Year+22%
1 Month-2%
Solvay Bank last closing stock price
MetricPriceDate
Last closeUSD 32.972026-07-24
Solvay Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.32%USD 32.542026-07-15
1 month-1.69%USD 33.542026-06-23
3 month+1.44%USD 32.502026-04-24
Year to date+15.29%USD 28.602025-12-31
1 year+22.46%USD 26.922025-07-22
3 year+37.19%USD 24.032023-07-19
5 year+16.58%USD 28.282021-07-23
Since inception+1,468.11%USD 2.101995-09-19

Solvay Bank Financials at a Glance

Market Cap

$83.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$29.01M

Net Income (TTM)

$5.62M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.78

Beta (Volatility)

0.06 (Low)

Price

$32.97

Volume

306

Open

$32.97

Previous Close

$32.97

Daily Range

$32.97 - $32.97

52-Week Range

$26.02 - $34.00

Estimated Earnings Date

N/A

SOBS News

No articles available.

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About Solvay Bank

Solvay Bank Corp. operates as the holding company for Solvay Bank, providing a wide range of banking products and services throughout New York State. Established in 1917, the bank focuses on meeting the financial needs of both individual and business clients through innovative solutions and personalized service.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and CDs
  • Diverse lending options for personal and business needs
  • Wealth management and insurance products for clients
Growth Outlook
  • Consistent revenue growth with TTM revenue of $29.2 million
  • Strong net income of $5.1 million for the most recent quarter
  • Robust return on equity at 6.65%, indicating effective management
Financial Highlights
  • Quarterly revenue of $7.27 million, reflecting stable performance
  • Dividend yield of 5.40%, appealing for income-focused investors
  • Low debt ratio of 1.31%, showcasing financial stability
Solvay Bank Corp. has established a solid foundation in the regional banking sector, characterized by a diverse portfolio of products and services tailored to meet the needs of its clients. The bank's commitment to customer service and innovative solutions positions it well for future growth. Recent financial performance highlights a strong revenue stream and profitability, making it an attractive option for potential investors seeking stability and growth in the financial services sector. The bank's low debt levels further enhance its financial health, providing a cushion against economic fluctuations. Overall, Solvay Bank Corp. represents a compelling opportunity within the regional banking landscape.
AI Generated • Jul 25, 2026

Industry

Banks

Sector

Financials

CEO

Paul P. Mello, Jr., CPA

Website

www.solvaybank.com

Headquarters

Solvay, NY 13209, US

SOBS Financials

Key Financial Metrics (TTM)

Gross Margin

59.33%

Operating Margin

12.80%

Net Income Margin

10.85%

Return on Equity

6.65%

Return on Capital

6.25%

Return on Assets

0.49%

Earnings Yield

N/A

Dividend Yield

5.40%

Payout Ratio

77.14%

Stock Overview

Market Cap

$83.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.54M

Volume

306

Avg. Volume

696.887

Financials (TTM)

Gross Profit

$21.90M

Operating Income

$7.71M

EBITDA

$7.71M

Operating Cash Flow

$18.77M

Capital Expenditure

$0.00

Free Cash Flow

$18.77M

Cash & ST Invst.

$15.45M

Total Debt

$0.00

Solvay Bank Performance Analysis

Solvay Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 37,544,0001.8%
20232023-12-31USD 42,553,00013.3%
20242024-12-31USD 52,070,00022.4%
20252025-12-31USD 52,892,0001.6%
Solvay Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12009-03-31N/A
Q12010-03-31N/A
Q22010-06-302.0%
Q32010-09-30-0.2%
Solvay Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.255.0%
20232023-12-31USD 2.45-42.2%
20242024-12-31USD 1.79-27.0%
20252025-12-31USD 2.2726.6%
Solvay Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12009-03-31N/A
Q12010-03-31N/A
Q22010-06-303.9%
Q32010-09-309.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2010YOY CHG

Revenue

$7.27M

-10.9%

Gross Profit

$5.68M

+11.4%

Gross Margin

78.05%

N/A

Market Cap

$83.59MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$539.26K

N/A

Employees

155

N/A

Net Income

$1.51M

+13.6%

EBITDA

$2.07M

+10.0%

Quarterly Fundamentals

Name
Q3 2010YOY CHG

Total Cash

$15.45M

+12.1%

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.49%

N/A

Return on Invested Capital

5.70%

N/A

Free Cash Flow

$5.61M

N/A

Operating Cash Flow

$5.61M

N/A

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Questions About SOBS

What is the current price of Solvay Bank?

Solvay Bank is trading at $32.97 per share.

What is the 52-week range for Solvay Bank?

Over the past 52 weeks, Solvay Bank has traded between $26.02 and $34.00.

How much debt does Solvay Bank have?

As of the most recent reporting period, Solvay Bank reported total debt of $18.10M.

How much cash does Solvay Bank have on hand?

Solvay Bank does not have cash on hand data available.

What is Solvay Bank’s dividend yield?

Solvay Bank currently has a dividend yield of 5.40%.

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