Somerset Trust logo

Somerset Trust(OTC) SOME

Market Cap$214.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1979)+1,305%
5 Year+130%
1 Year+50%
1 Month-1%
$85.00
+0.00%
+0.00Today
Somerset Trust last closing stock price
MetricPriceDate
Last closeUSD 85.002026-10-12
Somerset Trust stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.12%USD 84.902026-10-05
1 month-1.16%USD 86.002026-09-11
3 month+11.68%USD 76.112026-07-14
Year to date+29.06%USD 65.862025-12-31
1 year+49.84%USD 56.732025-10-10
3 year+130.03%USD 36.952023-10-13
5 year+130.25%USD 36.922021-10-13
Since inception+1,305.36%USD 6.051979-05-31

Somerset Trust Financials at a Glance

Market Cap

$214.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$155.91M

Net Income (TTM)

$27.46M

EPS (TTM)

$10.89

P/E Ratio

7.81

Dividend

$1.76

Beta (Volatility)

0.10 (Low)

Price

$85.00

Volume

1,856

Open

$85.00

Previous Close

$85.00

Daily Range

$85.00 - $85.00

52-Week Range

$58.18 - $87.50

Estimated Earnings Date

N/A

SOME News

No articles available.

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About Somerset Trust

Somerset Trust Holding Company serves as the parent organization for Somerset Trust Company, providing a wide range of banking solutions across Pennsylvania and into Maryland. Founded in 1889, the company operates 41 branches in Pennsylvania and three additional locations in Maryland, offering comprehensive financial services to its customers.

Products and Services
  • Various deposit accounts including checking, savings, and retirement accounts
  • Wide range of financing options including residential and commercial loans
  • Investment products such as mutual funds, annuities, and insurance services
Growth Outlook
  • Revenue increased to $39.25 million in Q2 2026, up from $38.10 million in Q1 2026
  • Net income rose to $7.44 million in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 14.54%, indicating effective management of shareholder funds
Financial Highlights
  • Trailing twelve months (TTM) revenue of $153.73 million, showcasing consistent growth
  • Net profit margin of 17.61% for Q2 2026, demonstrating strong profitability
  • Dividend yield of 2.06%, providing attractive returns to shareholders
AI Generated • Sep 19, 2026

Industry

Banks

Sector

Financials

CEO

Sean M. Cook

Website

www.somersettrust.com

Headquarters

Somerset, PA 15501, US

SOME Financials

Key Financial Metrics (TTM)

Gross Margin

71.30%

Operating Margin

21.07%

Net Income Margin

17.61%

Return on Equity

14.54%

Return on Capital

7.31%

Return on Assets

1.11%

Earnings Yield

12.80%

Dividend Yield

2.07%

Payout Ratio

0.00%

Stock Overview

Market Cap

$214.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.52M

Volume

1.86K

Avg. Volume

961.123

Financials (TTM)

Gross Profit

$111.16M

Operating Income

$32.85M

EBITDA

$32.85M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$46.94M

Total Debt

$245.00M

Somerset Trust Performance Analysis

Somerset Trust annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 92,666,0006.7%
20232023-12-31USD 121,719,00031.4%
20242024-12-31USD 140,915,00015.8%
20252025-12-31USD 151,410,0007.4%
Somerset Trust sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.0%
Q42025-12-31-0.9%
Q12026-03-31-2.6%
Q22026-06-303.0%
Somerset Trust annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.2848.9%
20232023-12-31USD 9.2111.2%
20242024-12-31USD 9.715.4%
20252025-12-31USD 9.922.2%
Somerset Trust sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-307.0%
Q42025-12-31-8.7%
Q12026-03-316.8%
Q22026-06-3010.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$39.25M

+2.5%

Gross Profit

$29.06M

+7.5%

Gross Margin

74.03%

N/A

Market Cap

$214.37MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$476.38K

N/A

Employees

450

N/A

Net Income

$7.44M

+14.4%

EBITDA

$8.90M

+13.7%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$46.94M

-20.3%

Total Debt

$245.00M

-3.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$245.00M

-3.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.11%

N/A

Return on Invested Capital

1.33%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SOME

What is the current price of Somerset Trust?

Somerset Trust is trading at $85.00 per share.

What is the 52-week range for Somerset Trust?

Over the past 52 weeks, Somerset Trust has traded between $58.18 and $87.50.

How much debt does Somerset Trust have?

As of the most recent reporting period, Somerset Trust reported total debt of $245.00M.

How much cash does Somerset Trust have on hand?

Somerset Trust does not have cash on hand data available.

What is Somerset Trust’s dividend yield?

Somerset Trust currently has a dividend yield of 2.07%.

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