Accessibility Menu
Somerset Trust logo

Somerset Trust(OTC) SOME

Current Price$78.49
Market Cap$197.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1979)+1,191%
5 Year+124%
1 Year+46%
1 Month-0%
Somerset Trust last closing stock price
MetricPriceDate
Last closeUSD 78.492026-07-24
Somerset Trust stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.31%USD 75.252026-07-17
1 month-0.14%USD 78.602026-06-24
3 month+9.78%USD 71.502026-04-24
Year to date+17.85%USD 66.602025-12-31
1 year+45.62%USD 53.902025-07-24
3 year+111.76%USD 37.072023-07-19
5 year+123.69%USD 35.092021-07-23
Since inception+1,191.06%USD 6.081979-05-31

Somerset Trust Financials at a Glance

Market Cap

$197.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$154.96M

Net Income (TTM)

$26.52M

EPS (TTM)

$10.51

P/E Ratio

7.47

Dividend

$1.74

Beta (Volatility)

0.10 (Low)

Price

$78.49

Volume

21

Open

$78.49

Previous Close

$78.49

Daily Range

$78.49 - $78.49

52-Week Range

$52.66 - $79.30

Estimated Earnings Date

N/A

SOME News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Somerset Trust

Somerset Trust Holding Company serves as the parent organization for Somerset Trust Company, providing a wide range of banking solutions across Pennsylvania and into Maryland. Founded in 1889, the company operates 41 branches in Pennsylvania and three additional locations in Maryland, offering comprehensive financial services to its customers.

Products and Services
  • Various deposit accounts including checking, savings, and retirement accounts
  • Extensive financing options such as residential and commercial loans
  • Investment products including mutual funds and annuities
Growth Outlook
  • Recent quarterly revenue reached $38.1 million, indicating strong demand for banking services
  • Net income for the latest quarter was $6.8 million, reflecting effective cost management
  • Return on equity stands at 14.88%, showcasing efficient use of shareholder funds
Financial Highlights
  • Trailing twelve-month revenue of $153.5 million demonstrates consistent growth
  • Dividend yield of 2.22% offers attractive returns to shareholders
  • Price-to-earnings ratio of 7.47 suggests the stock is undervalued compared to peers
AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

CEO

Sean M. Cook

Website

www.somersettrust.com

Headquarters

Somerset, PA 15501, US

SOME Financials

Key Financial Metrics (TTM)

Gross Margin

70.43%

Operating Margin

20.51%

Net Income Margin

17.11%

Return on Equity

14.88%

Return on Capital

7.31%

Return on Assets

1.08%

Earnings Yield

13.39%

Dividend Yield

2.22%

Payout Ratio

0.00%

Stock Overview

Market Cap

$197.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

2.52M

Volume

21

Avg. Volume

423.274

Financials (TTM)

Gross Profit

$109.14M

Operating Income

$31.78M

EBITDA

$31.78M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$54.04M

Total Debt

$234.53M

Somerset Trust Performance Analysis

Somerset Trust annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 92,666,0006.7%
20232023-12-31USD 121,719,00031.4%
20242024-12-31USD 140,915,00015.8%
20252025-12-31USD 151,410,0007.4%
Somerset Trust sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.1%
Q32025-09-303.0%
Q42025-12-31-0.9%
Q12026-03-31-2.6%
Somerset Trust annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.2848.9%
20232023-12-31USD 9.2111.2%
20242024-12-31USD 9.715.4%
20252025-12-31USD 9.922.2%
Somerset Trust sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3023.6%
Q32025-09-307.0%
Q42025-12-31-8.7%
Q12026-03-316.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$38.10M

+5.5%

Gross Profit

$27.52M

+9.6%

Gross Margin

72.24%

N/A

Market Cap

$197.95MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$439.89K

N/A

Employees

450

N/A

Net Income

$6.76M

+28.6%

EBITDA

$8.03M

+28.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$54.04M

-37.9%

Total Debt

$234.53M

-11.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$234.53M

-11.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.08%

N/A

Return on Invested Capital

1.29%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
AMBKPAmerican Capital Trust I PFD TR SECS 6%
$13.00+0.00%
NODBNorth Dallas Bank & Trust Co
$64.55+0.00%
ZCSHGrayscale Zcash Trust (ZEC)
$32.64-4.20%
HMLNHamlin Bank and Trust Company
$235.02+0.00%

Trending Stocks

Symbol / CompanyPricePrice Chg
NOKNokia
$9.10-0.06%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$7.42-0.04%
ONDSOndas
$7.80-0.02%
SOFISoFi Technologies
$16.46-0.01%

Questions About SOME

What is the current price of Somerset Trust?

Somerset Trust is trading at $78.49 per share.

What is the 52-week range for Somerset Trust?

Over the past 52 weeks, Somerset Trust has traded between $52.66 and $79.30.

How much debt does Somerset Trust have?

As of the most recent reporting period, Somerset Trust reported total debt of $234.53M.

How much cash does Somerset Trust have on hand?

Somerset Trust does not have cash on hand data available.

What is Somerset Trust’s dividend yield?

Somerset Trust currently has a dividend yield of 2.22%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services