Somerset Trust(OTC) SOME

Market Cap$209.33M

Since IPO (1979)+1,265%

5 Year+136%

1 Year+54%

1 Month+6%

$83.00

+1.22%

+1.00Today

Somerset Trust last closing stock price
Metric	Price	Date
Last close	USD 83.00	2026-08-19

Somerset Trust stock price return by period
Period	Price return	Price at period start	Period start date
1 week	+6.41%	USD 78.00	2026-08-11
1 month	+5.75%	USD 78.49	2026-07-20
3 month	+13.7%	USD 73.00	2026-05-21
Year to date	+24.63%	USD 66.60	2025-12-31
1 year	+53.82%	USD 53.96	2025-08-19
3 year	+120.31%	USD 37.67	2023-08-18
5 year	+135.74%	USD 35.21	2021-08-18
Since inception	+1,265.25%	USD 6.08	1979-05-31

Somerset Trust Financials at a Glance

Market Cap

$209.33M

Revenue (TTM)

$155.91M

Net Income (TTM)

$27.46M

EPS (TTM)

$10.89

P/E Ratio

7.62

Dividend

$1.74

Beta (Volatility)

0.10 (Low)

Dividend

$1.74

Beta (Volatility)

0.10 (Low)

Price

$83.00

Volume

1,300

Open

$82.00

Price

$83.00

Volume

1,300

Open

$82.00

Previous Close

$83.00

Daily Range

$82.00 - $83.00

52-Week Range

$56.14 - $83.28

Estimated Earnings Date

N/A

Dividend

$1.74

Beta (Volatility)

0.10 (Low)

Price

$83.00

Volume

1,300

Open

$82.00

Previous Close

$83.00

Daily Range

$82.00 - $83.00

52-Week Range

$56.14 - $83.28

Estimated Earnings Date

N/A

SOME News

No articles available.

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About Somerset Trust

Somerset Trust Holding Company serves as the parent organization for Somerset Trust Company, providing a wide range of banking solutions across Pennsylvania and into Maryland. Founded in 1889, the company operates 41 branches in Pennsylvania and three additional locations in Maryland, offering comprehensive financial services to its customers.

Products and Services

Various deposit accounts including checking, savings, and retirement accounts
Extensive financing options such as residential and commercial loans
Investment products including mutual funds and annuities

Growth Outlook

Recent quarterly revenue reached $38.1 million, indicating strong demand for banking services
Net income for the latest quarter was $6.8 million, reflecting effective cost management
Return on equity stands at 14.88%, showcasing efficient use of shareholder funds

Financial Highlights

Trailing twelve-month revenue of $153.5 million demonstrates consistent growth
Dividend yield of 2.22% offers attractive returns to shareholders
Price-to-earnings ratio of 7.47 suggests the stock is undervalued compared to peers

AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

CEO

Sean M. Cook

Website

www.somersettrust.com

Headquarters

Somerset, PA 15501, US

SOME Financials

Key Financial Metrics (TTM)

Gross Margin

71.30%

Operating Margin

21.07%

Net Income Margin

17.61%

Return on Equity

14.54%

Return on Capital

7.31%

Return on Assets

1.11%

Earnings Yield

13.12%

Dividend Yield

2.10%

Payout Ratio

0.00%

Stock Overview

Market Cap

$209.33M

Shares Outstanding

2.52M

Volume

1.30K

Avg. Volume

672.476

Financials (TTM)

Gross Profit

$111.16M

Operating Income

$32.85M

EBITDA

$32.85M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$46.94M

Total Debt

$245.00M

Somerset Trust Performance Analysis

Somerset Trust annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 92,666,000	6.7%
2023	2023-12-31	USD 121,719,000	31.4%
2024	2024-12-31	USD 140,915,000	15.8%
2025	2025-12-31	USD 151,410,000	7.4%

Somerset Trust sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2025-09-30	3.0%
Q4	2025-12-31	-0.9%
Q1	2026-03-31	-2.6%
Q2	2026-06-30	3.0%

Somerset Trust annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD 8.28	48.9%
2023	2023-12-31	USD 9.21	11.2%
2024	2024-12-31	USD 9.71	5.4%
2025	2025-12-31	USD 9.92	2.2%

Somerset Trust sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2025-09-30	7.0%
Q4	2025-12-31	-8.7%
Q1	2026-03-31	6.8%
Q2	2026-06-30	10.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q2 2026YOY CHG

Revenue

$39.25M

+2.5%

Gross Profit

$29.06M

+7.5%

Gross Margin

74.03%

N/A

Market Cap

$209.33M

N/A

Market Cap/Employee

$465.17K

N/A

Employees

450

N/A

Net Income

$7.44M

+14.4%

EBITDA

$8.90M

+13.7%

Quarterly Fundamentals

Name

Q2 2026YOY CHG

Total Cash

$46.94M

-20.3%

Total Debt

$245.00M

-3.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$245.00M

-3.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.11%

N/A

Return on Invested Capital

1.33%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SOME

What is the current price of Somerset Trust?

Somerset Trust is trading at $83.00 per share.

What is the 52-week range for Somerset Trust?

Over the past 52 weeks, Somerset Trust has traded between $56.14 and $83.28.

How much debt does Somerset Trust have?

As of the most recent reporting period, Somerset Trust reported total debt of $245.00M.

How much cash does Somerset Trust have on hand?

Somerset Trust does not have cash on hand data available.

What is Somerset Trust’s dividend yield?

Somerset Trust currently has a dividend yield of 2.10%.

Somerset Trust(OTC) SOME

Somerset Trust Financials at a Glance

SOME News

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Somerset Trust

SOME Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Somerset Trust Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About SOME

What is the current price of Somerset Trust?

What is the 52-week range for Somerset Trust?

How much debt does Somerset Trust have?

How much cash does Somerset Trust have on hand?

What is Somerset Trust’s dividend yield?

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