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United Bancorporation Of Alabama(OTC) UBAB

Market Cap$216.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+442%
5 Year+125%
1 Year+13%
1 Month+0%
$61.00
-0.02%
-0.01Today
United Bancorporation Of Alabama last closing stock price
MetricPriceDate
Last closeUSD 61.002026-08-21
United Bancorporation Of Alabama stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.84%USD 60.492026-08-14
1 month+0.18%USD 60.892026-07-22
3 month+16.12%USD 52.532026-05-22
Year to date+16.15%USD 52.522025-12-31
1 year+13.43%USD 53.782025-08-21
3 year+66.61%USD 36.612023-08-22
5 year+125.21%USD 27.092021-08-20
Since inception+442.07%USD 11.252004-08-27

United Bancorporation Of Alabama Financials at a Glance

Market Cap

$216.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$92.09M

Net Income (TTM)

$21.68M

EPS (TTM)

$6.15

P/E Ratio

9.92

Dividend

$1.41

Beta (Volatility)

0.19 (Low)

Price

$61.00

Volume

115

Open

$61.00

Previous Close

$61.00

Daily Range

$61.00 - $61.00

52-Week Range

$49.01 - $61.50

Estimated Earnings Date

Oct 30, 2026

UBAB News

No articles available.

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About United Bancorporation Of Alabama

United Bancorporation of Alabama, Inc. operates as the parent entity for United Bank, providing a comprehensive range of commercial banking solutions. Established in 1904 and headquartered in Atmore, Alabama, the company focuses on delivering exceptional financial services to both individual and business clients.

Products and Services
  • Diverse deposit products including checking and savings accounts
  • Comprehensive lending solutions for personal and business needs
  • Robust online and mobile banking platforms for convenience
Growth Outlook
  • Recent quarterly revenue increased to $23.4 million, reflecting strong demand
  • Net income for Q1 2026 reached $6.1 million, showcasing profitability
  • Consistent growth in total assets, now exceeding $1.45 billion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $91.5 million, indicating solid performance
  • Net profit margin of 22.46% demonstrates effective cost management
  • Dividend yield of 2.36% offers attractive returns to shareholders
United Bancorporation of Alabama, Inc. has established itself as a reliable player in the regional banking sector. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to specialized business solutions. The recent growth in revenue and net income highlights the company's ability to adapt and thrive in a competitive market. With a strong focus on customer service and innovative banking solutions, United Bancorporation is well-positioned for continued success in the financial services industry.
AI Generated • Jul 31, 2026

Industry

Banks

CEO

Michael R. Vincent

Headquarters

Atmore, AL 36502, US

UBAB Financials

Key Financial Metrics (TTM)

Gross Margin

79.99%

Operating Margin

29.12%

Net Income Margin

23.54%

Return on Equity

7.90%

Return on Capital

8.24%

Return on Assets

1.46%

Earnings Yield

10.08%

Dividend Yield

2.31%

Payout Ratio

0.00%

Stock Overview

Market Cap

$216.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.55M

Volume

115

Avg. Volume

1.82K

Financials (TTM)

Gross Profit

$73.67M

Operating Income

$26.82M

EBITDA

$26.82M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$409.70M

Total Debt

$30.53M

United Bancorporation Of Alabama Performance Analysis

United Bancorporation Of Alabama annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 61,741,5495.6%
20232023-12-31USD 87,231,04941.3%
20242024-12-31USD 97,717,02512.0%
20252025-12-31USD 89,829,744-8.1%
United Bancorporation Of Alabama sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.5%
Q42025-12-31-5.2%
Q12026-03-317.5%
Q22026-06-302.4%
United Bancorporation Of Alabama annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.115.0%
20232023-12-31USD 8.8172.3%
20242024-12-31USD 7.65-13.2%
20252025-12-31USD 5.23-31.7%
United Bancorporation Of Alabama sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-5.1%
Q42025-12-31-10.9%
Q12026-03-3156.5%
Q22026-06-306.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$23.96M

+5.9%

Gross Profit

$19.71M

+11.2%

Gross Margin

82.26%

N/A

Market Cap

$216.66MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.22M

N/A

Employees

177

N/A

Net Income

$6.46M

+24.9%

EBITDA

$8.07M

+26.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$409.70M

-5.3%

Total Debt

$30.53M

-8.4%

Accounts Receivable

$9.62M

+0.9%

Inventory

$0.00

N/A

Long Term Debt

$30.53M

-8.4%

Short Term Debt

$0.00

N/A

Return on Assets

1.46%

N/A

Return on Invested Capital

8.46%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About UBAB

What is the current price of United Bancorporation Of Alabama?

United Bancorporation Of Alabama is trading at $61.00 per share.

What is the 52-week range for United Bancorporation Of Alabama?

Over the past 52 weeks, United Bancorporation Of Alabama has traded between $49.01 and $61.50.

How much debt does United Bancorporation Of Alabama have?

As of the most recent reporting period, United Bancorporation Of Alabama reported total debt of $30.53M.

How much cash does United Bancorporation Of Alabama have on hand?

United Bancorporation Of Alabama does not have cash on hand data available.

What is United Bancorporation Of Alabama’s dividend yield?

United Bancorporation Of Alabama currently has a dividend yield of 2.31%.

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