Versailles Financial logo

Versailles Financial(OTC) VERF

Market Cap$9.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+172%
5 Year+11%
1 Year+39%
1 Month+6%
$27.25
+0.00%
+0.00Today
Versailles Financial last closing stock price
MetricPriceDate
Last closeUSD 27.252026-10-15
Versailles Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.11%USD 26.952026-10-08
1 month+5.74%USD 25.772026-07-21
3 month+0.29%USD 27.172026-06-10
Year to date+12.37%USD 24.252025-12-02
1 year+39.07%USD 19.592025-10-07
3 year+45.67%USD 18.712023-06-26
5 year+11.24%USD 24.502021-08-27
Since inception+171.54%USD 10.042011-01-27

Versailles Financial Financials at a Glance

Market Cap

$9.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$3.08M

Net Income (TTM)

$534.34K

EPS (TTM)

$1.78

P/E Ratio

15.30

Dividend

$0.75

Beta (Volatility)

0.05 (Low)

Price

$27.25

Volume

100

Open

$27.25

Previous Close

$27.25

Daily Range

$27.25 - $27.25

52-Week Range

$20.20 - $27.25

Estimated Earnings Date

May 25, 2026

VERF News

No articles available.

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About Versailles Financial

Versailles Financial Corporation is a regional financial institution headquartered in Versailles, Ohio. The company primarily focuses on providing a comprehensive range of banking products and services to customers in Darke and Shelby counties.

Products and Services
  • Checking, savings, and money market accounts
  • Diverse lending solutions including mortgages and personal loans
  • Robust online banking services and debit card issuance
Growth Outlook
  • Consistent revenue growth with Q3 2026 revenue at $764,847
  • Net income increased to $184,621 in Q3 2026
  • Strong gross profit margin of 75.71% in the latest quarter
Financial Highlights
  • Trailing twelve months (TTM) revenue of $3,068,000
  • Net profit margin of 17.27% TTM
  • Quarterly earnings per share (EPS) of $0.58 in Q3 2026
Versailles Financial Corporation has established itself as a reliable player in the regional banking sector. The company offers a variety of products tailored to meet the needs of both individual and commercial clients. With a focus on customer service and innovative banking solutions, it has maintained a strong presence in its local market. The growth outlook appears promising, as evidenced by the recent revenue figures and net income performance. The company has demonstrated resilience and adaptability, achieving a significant gross profit margin, which indicates effective cost management and operational efficiency. Financially, the corporation has shown stability with a solid TTM revenue and a commendable net profit margin. The recent quarterly performance, highlighted by an EPS of $0.58, reflects the company's ability to generate profit and return value to shareholders. Overall, Versailles Financial Corporation presents a compelling opportunity for potential investors interested in the regional banking sector, characterized by its strong financial metrics and commitment to customer satisfaction.
AI Generated • Oct 3, 2026

Industry

Banks

Sector

Financials

CEO

Jerome F. Bey, III

Website

www.versaillesfinancialcorp.com

Headquarters

Versailles, OH 45380, US

VERF Financials

Key Financial Metrics (TTM)

Gross Margin

72.23%

Operating Margin

18.71%

Net Income Margin

17.36%

Return on Equity

4.30%

Return on Capital

4.58%

Return on Assets

0.81%

Earnings Yield

6.54%

Dividend Yield

2.75%

Payout Ratio

0.00%

Stock Overview

Market Cap

$9.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

350.50K

Volume

100

Avg. Volume

13.846

Financials (TTM)

Gross Profit

$2.22M

Operating Income

$576.04K

EBITDA

$576.04K

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$754.37K

Total Debt

$0.00

Versailles Financial Performance Analysis

Versailles Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30USD 2,391,56442.9%
20242024-06-30USD 2,525,6135.6%
20252025-06-30USD 2,890,88714.5%
20262026-06-30USD 3,078,6486.5%
Versailles Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3050.7%
Q22025-12-311.0%
Q32026-03-31-0.5%
Q42026-06-302.5%
Versailles Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30USD 2.28394.6%
20242024-06-30USD 0.54-76.4%
20252025-06-30USD 1.68211.3%
20262026-06-30USD 1.52-9.3%
Versailles Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-09-3018.4%
Q22025-12-31-81.9%
Q32026-03-31611.7%
Q42026-06-303.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

$784.32K

+55.3%

Gross Profit

$575.11K

+13.9%

Gross Margin

73.33%

N/A

Market Cap

$9.55MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.19M

N/A

Employees

8

N/A

Net Income

$183.07K

+38.5%

EBITDA

$198.27K

+18.6%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

$754.37K

+44.2%

Total Debt

$0.00

N/A

Accounts Receivable

$149.34K

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.81%

N/A

Return on Invested Capital

0.88%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About VERF

What is the current price of Versailles Financial?

Versailles Financial is trading at $27.25 per share.

What is the 52-week range for Versailles Financial?

Over the past 52 weeks, Versailles Financial has traded between $20.20 and $27.25.

How much debt does Versailles Financial have?

As of the most recent reporting period, Versailles Financial reported total debt of $0.00.

How much cash does Versailles Financial have on hand?

Versailles Financial does not have cash on hand data available.

What is Versailles Financial’s dividend yield?

Versailles Financial currently has a dividend yield of 2.75%.

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