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Versailles Financial(OTC) VERF

Current Price$25.77
Market Cap$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+157%
5 Year+39%
1 Year+27%
1 Month-5%
Versailles Financial last closing stock price
MetricPriceDate
Last closeUSD 25.772026-07-21
Versailles Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.15%USD 27.172026-06-10
1 month-5.15%USD 27.172026-06-10
3 month+1.69%USD 25.342026-02-17
Year to date+6.27%USD 24.252025-12-02
1 year+26.51%USD 20.372024-12-06
3 year+37.75%USD 18.712023-06-26
5 year+38.61%USD 18.592021-03-09
Since inception+156.79%USD 10.042011-01-27

Versailles Financial Financials at a Glance

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.80M

Net Income (TTM)

$483.45K

EPS (TTM)

$1.53

P/E Ratio

16.85

Dividend

$0.75

Beta (Volatility)

0.05 (Low)

Price

$25.77

Volume

100

Open

$25.77

Previous Close

$25.77

Daily Range

$25.77 - $25.77

52-Week Range

$20.20 - $27.17

Estimated Earnings Date

May 25, 2026

VERF News

No articles available.

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About Versailles Financial

Versailles Financial Corporation is a regional financial institution based in Versailles, Ohio, primarily focused on providing a comprehensive range of banking products and services. The company operates through its subsidiary, Versailles Savings and Loan Company, serving customers in Darke and Shelby counties.

Products and Services
  • Checking, savings, and money market accounts
  • Real estate loans, including mortgages and home improvement loans
  • Consumer and commercial lending options
Growth Outlook
  • Consistent revenue growth with Q3 2026 revenue of $764,847
  • Net income increased to $184,621 in Q3 2026
  • Strong gross profit margin of 75.71% in the latest quarter
Financial Highlights
  • Trailing twelve months (TTM) revenue of $3,068,000
  • Net profit margin of 24.14% in Q3 2026
  • Dividend yield of 2.76% with a recent dividend of $0.75 per share
Versailles Financial Corporation has demonstrated a solid performance in recent quarters, with a notable increase in revenue and net income. The company reported a revenue of $764,847 in Q3 2026, reflecting its ability to maintain a steady income stream. The net income for the same period reached $184,621, showcasing effective cost management and operational efficiency. The gross profit margin of 75.71% indicates strong profitability, positioning the company favorably within the regional banking sector. The financial health of Versailles Financial Corporation is further underscored by its TTM revenue of $3,068,000 and a net profit margin of 24.14% in the latest quarter. The company also offers a competitive dividend yield of 2.76%, appealing to income-focused investors. With a recent dividend payment of $0.75 per share, the company demonstrates a commitment to returning value to shareholders. Overall, Versailles Financial Corporation presents a compelling opportunity for potential investors seeking exposure to a stable regional bank with a history of profitability and a strong product offering.
AI Generated • Jul 3, 2026

Industry

Banks

Sector

Financials

CEO

Jerome F. Bey, III

Website

www.versaillesfinancialcorp.com

Headquarters

Versailles, OH 45380, US

VERF Financials

Key Financial Metrics (TTM)

Gross Margin

76.93%

Operating Margin

21.79%

Net Income Margin

17.27%

Return on Equity

3.91%

Return on Capital

8.00%

Return on Assets

0.77%

Earnings Yield

5.93%

Dividend Yield

2.91%

Payout Ratio

0.00%

Stock Overview

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

428.00K

Volume

100

Avg. Volume

8.081

Financials (TTM)

Gross Profit

$2.15M

Operating Income

$609.85K

EBITDA

$544.95K

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$586.55K

Total Debt

$0.00

Versailles Financial Performance Analysis

Versailles Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 1,674,057N/A
20232023-06-30USD 2,391,56442.9%
20242024-06-30USD 2,525,6135.6%
20252025-06-30USD 2,890,88714.5%
Versailles Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-3.3%
Q12025-09-3050.7%
Q22025-12-311.0%
Q32026-03-31-0.5%
Versailles Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 0.46N/A
20232023-06-30USD 2.28394.6%
20242024-06-30USD 0.54-76.4%
20252025-06-30USD 1.68211.3%
Versailles Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-19.1%
Q12025-09-3018.4%
Q22025-12-31-81.9%
Q32026-03-31611.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$764.85K

+46.4%

Gross Profit

$579.06K

+10.9%

Gross Margin

75.71%

N/A

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.38M

N/A

Employees

8

N/A

Net Income

$184.62K

+12.2%

EBITDA

$200.22K

-3.7%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$586.55K

-0.3%

Total Debt

$0.00

N/A

Accounts Receivable

$144.63K

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.77%

N/A

Return on Invested Capital

0.97%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About VERF

What is the current price of Versailles Financial?

Versailles Financial is trading at $25.77 per share.

What is the 52-week range for Versailles Financial?

Over the past 52 weeks, Versailles Financial has traded between $20.20 and $27.17.

How much debt does Versailles Financial have?

As of the most recent reporting period, Versailles Financial reported total debt of $0.00.

How much cash does Versailles Financial have on hand?

Versailles Financial does not have cash on hand data available.

What is Versailles Financial’s dividend yield?

Versailles Financial currently has a dividend yield of 2.91%.

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