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Versailles Financial(OTC) VERF

Market Cap$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2011)+157%
5 Year+39%
1 Year+27%
1 Month-5%
$25.77
+0.00%
+0.00Today
Versailles Financial last closing stock price
MetricPriceDate
Last closeUSD 25.772026-07-21
Versailles Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.15%USD 27.172026-06-10
1 month-5.15%USD 27.172026-06-10
3 month+1.69%USD 25.342026-02-17
Year to date+6.27%USD 24.252025-12-02
1 year+26.51%USD 20.372024-12-06
3 year+37.75%USD 18.712023-06-26
5 year+38.61%USD 18.592021-03-09
Since inception+156.79%USD 10.042011-01-27

Versailles Financial Financials at a Glance

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.80M

Net Income (TTM)

$483.45K

EPS (TTM)

$1.53

P/E Ratio

16.85

Dividend

$0.75

Beta (Volatility)

0.05 (Low)

Price

$25.77

Volume

100

Open

$25.77

Previous Close

$25.77

Daily Range

$25.77 - $25.77

52-Week Range

$20.20 - $27.17

Estimated Earnings Date

May 25, 2026

VERF News

No articles available.

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About Versailles Financial

Versailles Financial Corporation is a regional financial institution headquartered in Versailles, Ohio. The company primarily focuses on providing a comprehensive range of banking products and services to customers in Darke and Shelby counties.

Products and Services
  • Checking, savings, and money market accounts
  • Real estate loans, including mortgages and home improvement loans
  • Robust online banking services and debit card issuance
Growth Outlook
  • Revenue of $764,847 in the latest quarter indicates stable performance
  • Net income of $184,621 reflects a strong profit margin of 24.1%
  • Consistent growth in lending solutions supports future expansion
Financial Highlights
  • Trailing twelve months (TTM) revenue of $3,078,000 demonstrates solid financial health
  • Dividend yield of 2.91% offers attractive returns for investors
  • Price-to-earnings (P/E) ratio of 17.28 suggests reasonable valuation
Versailles Financial Corporation has established itself as a reliable player in the regional banking sector. The diverse range of products and services caters to both individual and commercial clients, enhancing customer loyalty and satisfaction. Recent financial performance highlights a positive trajectory, with a notable increase in revenue and net income, indicating effective management and operational efficiency. The company's commitment to providing quality banking solutions positions it well for future growth, making it an appealing option for potential investors.
AI Generated • Sep 3, 2026

Industry

Banks

Sector

Financials

CEO

Jerome F. Bey, III

Website

www.versaillesfinancialcorp.com

Headquarters

Versailles, OH 45380, US

VERF Financials

Key Financial Metrics (TTM)

Gross Margin

76.93%

Operating Margin

21.79%

Net Income Margin

17.27%

Return on Equity

3.91%

Return on Capital

8.00%

Return on Assets

0.77%

Earnings Yield

5.93%

Dividend Yield

2.91%

Payout Ratio

0.00%

Stock Overview

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

428.00K

Volume

100

Avg. Volume

1.578

Financials (TTM)

Gross Profit

$2.15M

Operating Income

$609.85K

EBITDA

$544.95K

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$586.55K

Total Debt

$0.00

Versailles Financial Performance Analysis

Versailles Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30USD 1,674,057N/A
20232023-06-30USD 2,391,56442.9%
20242024-06-30USD 2,525,6135.6%
20252025-06-30USD 2,890,88714.5%
Versailles Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-3.3%
Q12025-09-3050.7%
Q22025-12-311.0%
Q32026-03-31-0.5%
Versailles Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30USD 0.46N/A
20232023-06-30USD 2.28394.6%
20242024-06-30USD 0.54-76.4%
20252025-06-30USD 1.68211.3%
Versailles Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-06-30-19.1%
Q12025-09-3018.4%
Q22025-12-31-81.9%
Q32026-03-31611.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$764.85K

+46.4%

Gross Profit

$579.06K

+10.9%

Gross Margin

75.71%

N/A

Market Cap

$11.03MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.38M

N/A

Employees

8

N/A

Net Income

$184.62K

+12.2%

EBITDA

$200.22K

-3.7%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$586.55K

-0.3%

Total Debt

$0.00

N/A

Accounts Receivable

$144.63K

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

0.77%

N/A

Return on Invested Capital

0.97%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About VERF

What is the current price of Versailles Financial?

Versailles Financial is trading at $25.77 per share.

What is the 52-week range for Versailles Financial?

Over the past 52 weeks, Versailles Financial has traded between $20.20 and $27.17.

How much debt does Versailles Financial have?

As of the most recent reporting period, Versailles Financial reported total debt of $0.00.

How much cash does Versailles Financial have on hand?

Versailles Financial does not have cash on hand data available.

What is Versailles Financial’s dividend yield?

Versailles Financial currently has a dividend yield of 2.91%.

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