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Wcf Bancorp(OTC) WCFB

Current Price$6.07
Market Cap$12.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1994)+269%
5 Year-14%
1 Year-21%
1 Month+1%
Wcf Bancorp last closing stock price
MetricPriceDate
Last closeUSD 6.072026-07-24
Wcf Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.18%USD 6.142026-07-16
1 month+1.17%USD 6.002026-06-24
3 month-4.41%USD 6.352026-04-24
Year to date-16.85%USD 7.302025-12-31
1 year-20.66%USD 7.652025-07-23
3 year-9.41%USD 6.702023-07-25
5 year-13.81%USD 7.042021-07-23
Since inception+269.2%USD 1.641994-08-15

Wcf Bancorp Financials at a Glance

Market Cap

$12.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$10.43M

Net Income (TTM)

-$2.34M

EPS (TTM)

-$1.97

P/E Ratio

-3.09

Dividend

$0.10

Beta (Volatility)

-0.05 (Low)

Price

$6.07

Volume

3,365

Open

$6.15

Previous Close

$6.07

Daily Range

$6.07 - $6.16

52-Week Range

$5.68 - $8.52

Estimated Earnings Date

Apr 15, 2026

WCFB News

No articles available.

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About Wcf Bancorp

WCF Bancorp, Inc. operates as the parent company of WCF Financial Bank, providing a wide range of commercial banking solutions for both individual and corporate clients. Established in 1934 and based in Webster City, Iowa, the bank offers various deposit accounts, consumer and home mortgage financing, and additional financial products.

Products and Services
  • Checking and savings accounts for personal and business use
  • Consumer and home mortgage financing options
  • Debit and credit card services, along with safe deposit boxes
Growth Outlook
  • Recent quarterly revenue of $3.08 million shows a positive trend
  • Gross profit margin improved to 50.25% in Q1 2026
  • Strong market position in regional banking supports future growth
Financial Highlights
  • Market capitalization stands at approximately $11.25 million
  • Trailing twelve-month revenue of $12.5 million indicates stability
  • Dividend yield of 1.66% reflects commitment to shareholder returns
WCF Bancorp, Inc. has demonstrated resilience in its financial performance, with a recent quarterly revenue increase indicating a potential upward trajectory. The bank's gross profit margin of over 50% in the first quarter of 2026 highlights its operational efficiency. With a solid market capitalization and a consistent dividend yield, WCF Bancorp presents an intriguing opportunity for investors interested in regional banking. The company's diverse product offerings and established presence in the market further enhance its growth potential.
AI Generated • Jul 16, 2026

Industry

Banks

Sector

Financials

CEO

Timothy R. Kluender

Website

www.wcfbank.com

Headquarters

Webster City, IA 50595, US

WCFB Financials

Key Financial Metrics (TTM)

Gross Margin

40.62%

Operating Margin

-16.86%

Net Income Margin

-22.39%

Return on Equity

-11.20%

Return on Capital

-3.61%

Return on Assets

-1.03%

Earnings Yield

-32.36%

Dividend Yield

1.65%

Payout Ratio

0.00%

Stock Overview

Market Cap

$12.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.98M

Volume

3.37K

Avg. Volume

1.83K

Financials (TTM)

Gross Profit

$4.24M

Operating Income

-$1.76M

EBITDA

-$1.99M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$2.03M

Total Debt

$29.50M

Wcf Bancorp Performance Analysis

Wcf Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 6,107,22216.5%
20232023-12-31USD 8,900,78845.7%
20242024-12-31USD 11,818,14732.8%
20252025-12-31USD 11,947,0831.1%
Wcf Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-49.9%
Q32025-09-30114.1%
Q42025-12-31-20.9%
Q12026-03-3119.6%
Wcf Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.31-8.9%
20232023-12-31USD -0.09N/A
20242024-12-31USD -0.02-77.4%
20252025-12-31USD -1.256361.9%
Wcf Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-19.9%
Q32025-09-30961.9%
Q42025-12-31-1750.0%
Q12026-03-3198.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$3.08M

+1.4%

Gross Profit

$1.55M

+3.2%

Gross Margin

50.25%

N/A

Market Cap

$12.04MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$481.56K

N/A

Employees

25

N/A

Net Income

-$39.68K

-297.2%

EBITDA

-$39.68K

-550.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$2.03M

-65.3%

Total Debt

$29.50M

+7.3%

Accounts Receivable

$2.27M

-11.5%

Inventory

$0.00

N/A

Long Term Debt

$29.50M

+7.3%

Short Term Debt

$0.00

N/A

Return on Assets

-1.03%

N/A

Return on Invested Capital

-0.77%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About WCFB

What is the current price of Wcf Bancorp?

Wcf Bancorp is trading at $6.07 per share.

What is the 52-week range for Wcf Bancorp?

Over the past 52 weeks, Wcf Bancorp has traded between $5.68 and $8.52.

How much debt does Wcf Bancorp have?

As of the most recent reporting period, Wcf Bancorp reported total debt of $30.00M.

How much cash does Wcf Bancorp have on hand?

Wcf Bancorp does not have cash on hand data available.

What is Wcf Bancorp’s dividend yield?

Wcf Bancorp currently has a dividend yield of 1.65%.

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