Westbury Bancorp(OTC) WBBW

Westbury Bancorp, Inc. serves as the parent company for Westbury Bank, providing a comprehensive range of community-focused banking and financial solutions. Established in 1926 and headquartered in Waukesha, Wisconsin, the company operates eight branches and a specialized loan production office across several counties.

Products and Services

• Various deposit accounts including checking, savings, and money market accounts
• Diverse lending options such as personal loans and residential mortgages
• Modern online and mobile banking platforms for convenient access

Growth Outlook

• Consistent revenue growth with Q3 2023 revenue reaching $9.83 million
• Net income for Q3 2023 increased to $2.17 million, reflecting strong operational performance
• Return on equity at 10.22% indicates effective management of shareholder funds

Financial Highlights

• Trailing twelve months (TTM) P/E ratio of 12.54 suggests attractive valuation
• Net profit margin of 24.22% demonstrates strong profitability
• Operating income for Q3 2023 was $2.89 million, showcasing operational efficiency

Westbury Bancorp, Inc. has established itself as a reliable player in the regional banking sector, focusing on community-oriented services. The company's diverse product offerings cater to both individual and business clients, enhancing its market presence. Recent financial performance indicates a positive trajectory, with significant revenue and net income growth in the latest quarter. The strong return on equity further underscores the company's effective management and operational efficiency. Investors may find Westbury Bancorp, Inc. an appealing option within the regional banking industry, given its solid financial metrics and community-focused approach.