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Wilson Bank(OTC) WBHC

Market Cap$18.43BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+5,456%
5 Year+6,761%
1 Year+3,663%
1 Month+173%
$1,500.00
+0.00%
+0.00Today
Wilson Bank last closing stock price
MetricPriceDate
Last closeUSD 1,500.002026-05-07
Wilson Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+172.73%USD 550.002026-02-12
1 month+172.73%USD 550.002026-02-12
3 month+276.27%USD 398.652025-12-17
Year to date+276.27%USD 398.652025-12-17
1 year+3,662.7%USD 39.872024-10-11
3 year+4,630.71%USD 31.712022-09-26
5 year+6,761.34%USD 21.862018-09-18
Since inception+5,455.56%USD 27.002004-03-30

Wilson Bank Financials at a Glance

Market Cap

$18.43BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$366.79M

Net Income (TTM)

$81.57M

EPS (TTM)

$6.71

P/E Ratio

223.66

Dividend

$0.00

Beta (Volatility)

-1.53 (Low)

Price

$1,500.00

Volume

19

Open

$1,500.00

Previous Close

$1,500.00

Daily Range

$1,500.00 - $1,500.00

52-Week Range

$76.01 - $1,500.00

Estimated Earnings Date

May 7, 2026

WBHC News

No articles available.

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About Wilson Bank

Wilson Bank helps people and businesses in Tennessee manage money and get loans. Its checking accounts let customers pay bills and save easily. Home and business loans help clients buy property or grow their companies.

Products and Services

  • Deposit Accounts: Checking, savings, and money market accounts for individuals and businesses (percentage of revenue not disclosed).
  • Lending Services: Home, business, construction, and personal loans for local borrowers (percentage of revenue not disclosed).
  • Trust and Custodial Services: Management of assets and estates for individuals and families (percentage of revenue not disclosed).
  • Investment and Advisory: Financial planning, portfolio management, and investment products for clients (percentage of revenue not disclosed).
  • Insurance Products: Personal and business insurance options for risk protection (percentage of revenue not disclosed).
  • Digital Banking: Online, mobile, and telephone banking for convenient account access (percentage of revenue not disclosed).

Growth and Expansion

  • Acquired a branch in Cookeville, Tennessee from another bank in April 2025, adding $14.1 million in loans and $25.3 million in deposits.
  • Opened a new loan production office in Nolensville, Tennessee in July 2025 to expand lending reach.
  • Sold a 51% stake in Encompass Home Lending LLC in June 2025, exiting direct mortgage banking joint venture.
  • Invested in technology and digital banking services to improve customer experience and security (ongoing).

What Makes Wilson Bank Stand Out

Wilson Bank focuses on local Tennessee markets, offering a wide range of financial services under one brand. Its community banking model emphasizes local decision-making and relationship-based service. The company maintains a diversified loan portfolio across residential, commercial, and consumer segments.

Five Things You Need to Know

  • Total revenue was $90 million in Q2 2025, up 91.1% from Q2 2024.
  • Net earnings reached $19 million in Q2 2025, up 18.5% year-over-year.
  • Total assets were $5.63 billion as of June 30, 2025, up 5.1% from year-end 2024.
  • Return on average assets was 1.38% in Q2 2025, up from 1.31% in Q2 2024.
  • Non-performing loans increased to $10.5 million at June 30, 2025, mainly in residential real estate.

Bottom Line

Wilson Bank has grown through local expansion, digital investments, and a broad service offering. Its focus on community banking and diversified lending supports steady performance in Tennessee’s financial sector.

AI Generated • Apr 16, 2026

Industry

Banks

Employees

635

CEO

John C. McDearman, III

Headquarters

Lebanon, TN 37087, US

WBHC Financials

Key Financial Metrics (TTM)

Gross Margin

62.68%

Operating Margin

28.49%

Net Income Margin

22.24%

Return on Equity

14.43%

Return on Capital

16.69%

Return on Assets

1.36%

Earnings Yield

0.45%

Dividend Yield

0.00%

Payout Ratio

12.85%

Stock Overview

Market Cap

$18.43BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

12.29M

Volume

19

Avg. Volume

0.302

Financials (TTM)

Gross Profit

$229.90M

Operating Income

$104.49M

EBITDA

$109.55M

Operating Cash Flow

$93.12M

Capital Expenditure

-$4.10M

Free Cash Flow

$89.02M

Cash & ST Invst.

$351.27M

Total Debt

$0.00

Wilson Bank Performance Analysis

Wilson Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 185,217,00011.0%
20232023-12-31USD 251,060,00035.5%
20242024-12-31USD 313,364,00024.8%
20252025-12-31USD 357,564,00014.1%
Wilson Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.4%
Q32025-09-30-1.2%
Q42025-12-315.5%
Q12026-03-31-0.0%
Wilson Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.655.0%
20232023-12-31USD 4.20-9.6%
20242024-12-31USD 4.7813.6%
20252025-12-31USD 6.2631.1%
Wilson Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3016.1%
Q32025-09-30-7.5%
Q42025-12-3125.2%
Q12026-03-31-1.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$93.86M

+10.9%

Gross Profit

$60.75M

+19.5%

Gross Margin

64.73%

N/A

Market Cap

$18.43BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$29.03M

N/A

Employees

635

N/A

Net Income

$22.26M

+35.8%

EBITDA

$30.03M

+31.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$351.27M

+10.3%

Total Debt

$0.00

N/A

Accounts Receivable

$19.04M

+9.5%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.36%

N/A

Return on Invested Capital

15.98%

N/A

Free Cash Flow

$24.37M

+12.8%

Operating Cash Flow

$25.64M

+14.1%

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Questions About WBHC

What is the current price of Wilson Bank?

Wilson Bank is trading at $1,500.00 per share.

What is the 52-week range for Wilson Bank?

Over the past 52 weeks, Wilson Bank has traded between $76.01 and $1,500.00.

How much debt does Wilson Bank have?

As of the most recent reporting period, Wilson Bank reported total debt of $0.00.

How much cash does Wilson Bank have on hand?

Wilson Bank does not have cash on hand data available.

What is Wilson Bank’s dividend yield?

Wilson Bank does not currently have a dividend yield.

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